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In the span of just over a month, the number of people hospitalized with COVID-19 has doubled, as has the seven-day rolling average of the number of new cases and deaths linked to the virus every day.On Nov. 4, the U.S. was experiencing an upswing in new cases, with a then-record average of 89,000 new cases a day according to the COVID Tracking Project. However, hospitals were caring for a still-manageable 52,000 patients, and local health departments were reporting 859 deaths today — a tragic number, but nowhere near as high as the first weeks of the pandemic.But in just over a month, those numbers have skyrocketed. Reports of new infections now average more than 200,000 a day — a once-unthinkable figure. There are now a record 104,000 people being treated for COVID-19 in hospitals — a number that has completely overwhelmed nursing staffs across the country, particularly in rural areas.Finally, the U.S. is now losing an average of more than 2,600 people a day to COVID-19 — a number that exceeds the amount of life lost on the attack at Pearl Harbor, where 2,400 lives were lost. And according to health experts, the surge is only expected to worsen. Dr. Anthony Fauci, the nation's top infectious disease expert, says the U.S. has not yet felt the full force of the expected spik caused by extensive travel for Thanksgiving gatherings."The blip from Thanksgiving isn't even here yet," Fauci told CBS News on Tuesday. "So we're getting those staggering numbers of new cases and hospitalizations before we even feel the full brunt of the Thanksgiving holiday."There is some light at the end of the tunnel, as Americans are expected to begin receiving COVID-19 vaccinations in the coming days. However, the vaccines won't be widely available to all Americans until sometime in the spring. 1819

In the coming weeks and months, several coronavirus vaccines will begin making their way to our cities in a hope to curtail the spread of a virus that has put a halt on our everyday lives and filled the nation's hospital rooms.Yasir Batalvi, 24, signed up for one of these trials and was among the first Americans to be vaccinated against the coronavirus. The Boston-area resident was among those who participated in Moderna’s coronavirus vaccine trial.Moderna’s vaccine has been hailed as a medical breakthrough. The vaccine has been considered 94.1% effective against the virus. According to Moderna, none of the thousands who were given two shots of the vaccine had severe COVID-19 symptoms. That is compared to 30 patients who were given a placebo who had symptoms.While the vaccine could nearly eliminate the number of hospitalizations and deaths associated with the virus, the shot might result in some symptoms."I actually had some pretty significant symptoms after I got the second dose. Once I got the second dose, I was fine while I was in the hospital. But that evening was rough. I mean, I developed a low-grade fever, and fatigue and chills," Batalvi told CNN.But by the next day, Batalvi said he felt “ready to go.”In an interview with CNN last week, Operation Warp Speed chief scientific adviser Moncef Slaoui said that 10 to 15% of those immunized had noticeable side effects.“Most people will have much less noticeable side effects. That frankly -- in comparison to a 95% protection against an infection that can be deadly or significantly debilitating -- I think is an appropriate balance," he told CNN.Batalvi was entered in a double blind trial, meaning he doesn’t know if he was given a placebo or the actual vaccine."I hope once this vaccine comes out, people feel confident taking it. I mean, I'm right here: I took the vaccine -- it was all right. I think we can get through this," he told CNN.In order to obtain an emergency use authorization, the FDA will weigh the vaccine’s benefits against possible side effects. 2049

It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

INDIANAPOLIS, Ind. — This year has been especially hard on local musicians, who typically rely on gigs in restaurants and clubs to make ends meet. But for the past nine months the pandemic has kept that from happening.Everybody is taking a financial hit this year whether it's a music venue, music artist, even people on the audio/video side of things," said Jake Huber.Before the pandemic, local film maker Jake Huber and live venue owner Mike Angel launched the web TV series called 'Music in Transit' a way to highlight the Circle City's musicians as they perform live shows on IndyGo buses and bus stops."It's really that simple. We put bands on a bus and when it allows for it an audience too," said Angel.Season one was all about surprising new audiences. "You stop in your own tracks and you're like oh, what is this I'm experiencing right now? After a while every single act we had formed a crowd, and through that many acts have reached out to us saying thank you because I've gained a new audience. I've had people buy our record, just from these videos," Huber said.Season Two of Music in Transit will look a bit different. The mobile shows are socially distanced this time around, with a limited crowd. Huber and Angel are hoping season two will allow the world to still see Indianapolis musicians of multiple genre's, who, thanks to pandemic restrictions, could use all the exposure they can get."Hip hop, old country, indie rock, funk. Everything really. If we promote this properly, we could get a pretty broad reach for them and hopefully drive up their album sales a little bit," said Angel.Season two of Music in Transit will premier this month on YouTube -- that's also where you can catch up on the first season.This story was first reported by Cameron Ridle at WRTV in Indianapolis, Indiana. 1820

In this image from video, Sen. Elizabeth Warren, D-Mass., speaks during the third night of the Democratic National Convention on Wednesday, Aug. 19, 2020. (Democratic National Convention via AP) 202