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Three people were killed and 16 were injured after a Metropolitan Transportation Authority bus and a private tour bus collided in Queens, causing one of the buses to crash into a building.The driver of the Dahlia Travel and Tours bus, which struck the building, was killed in the crash, along with a passenger in the MTA bus and a pedestrian on the sidewalk, according to the NYPD."We've had a really tragic morning here in Flushing, Queens. Just shocking to see the scene over there. Hard to compare it to anything I've ever seen, the sheer destruction from the impact of this collision," said Mayor Bill de Blasio during a press conference Monday morning.According to the MTA, a Q20 bus was struck by the private bus on Northern Boulevard and Main Street at 6:21 a.m. Investigators were interviewing the driver of the MTA bus, who is among the injured.The injured all have been transported to nearby hospitals, de Blasio said."The first thing we need to understand is what happened here," he said, "because we do not know exactly what happened, if anybody was specifically at fault."The FDNY was working on accessing the building impacted by the crash to make sure it is secure and safe."The impact of this collision on the building was very, very substantial," said de Blasio.The cause of the collision is still being investigated."Very concerned about the speed, but the most important thing is safety. We want to make sure we understand exactly what happened and we prevent this from ever happening again," said MTA Chairman Joe Lhota.A representative for Dahlia Travel and Tours could not immediately be reached for comment.The-CNN-Wire 1650

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Three people are dead after a medical helicopter crashed in northern Wisconsin, the Associated Press reported. The Oneida County Sheriff's Office told AP the helicopter went missing on Thursday night and was found in Hazelhurst, which is about 150 miles northwest of Green Bay.  296

There is growing concern within the US military about the costs of President Donald Trump's proposed military parade and the disruption it could cause.If Trump insists on a military parade through Washington involving thousands of troops, armored vehicles, missiles and other heavy weapons the event could disrupt crucial military training schedules, according to a defense official directly familiar with the initial planning efforts.There are also concerns over the cost of the event, and a second defense official tells CNN that the Pentagon is considering seeking out private donations to offset some of the non-military costs of the event. The donations could not cover military salaries or the cost of moving equipment but they could be used to pay for other aspects of the parade.There are no firm cost estimates until President Trump orders the military to stage a specific event, but very preliminary estimates suggest the cost could run between million and million, the first official said, emphasizing that nothing is certain at this point. There is no money currently allocated for a parade in the defense budget. Budget director Mick Mulvaney said Wednesday that he has seen estimates that a military parade could cost million to million.On wider concerns about a large scale parade, "we don't have troops and units sitting around waiting to do a parade," the first defense official said. A large parade could require weeks of preparation, including the early shipment of equipment such as tanks, and personnel would need to arrive days ahead to be ready to man the gear during a parade.One solution being considered to alleviate that concern is a so-called multimedia option, which could include a concert and large video screens on the National Mall displaying images of military gear rather than bringing large amounts of hardware to Washington, the official said.The Army, which is in charge of developing options for a parade or celebratory event, has compiled five preliminary options that have been forwarded to Pentagon leadership.The initial options are broadly characterized as "small, medium, heavy, hybrid and a multimedia display." Each could be fine-tuned to meet specific requests by Trump.The small and medium options could include varying levels of troops marching from ceremonial units stationed in Washington and some equipment located nearby from the Maryland and Virginia National Guard.The so-called heavy option would bring active duty units to Washington. Generally, all active duty units that are not deployed have ongoing and regular stateside training and exercise commitments that may have to be halted if they were involved in a parade.According to the official, one indicator of the Pentagon's lack of enthusiasm for the project is that the Defense Department told the Army to include a significant amount of aircraft in the ceremony to mitigate the burden on ground forces.The Pentagon is not commenting on potential options. Chief spokesperson Dana White told CNN her previous public comments still stand. On February 8 she told reporters, "We're still in the nascent stages. When we have those options, we will provide that to the White House, and the President will decide. "Defense Secretary James Mattis and Gen. Joseph Dunford, chairman of the Joint Chiefs of Staff, have publicly said the department will develop options to address the President's request for a parade. Trump brought up the matter after seeing France's Bastille Day celebrations in Paris last year but did not specify what he wanted.Pentagon officials have previously indicated they may look to schedule an event on November 11, which is Veterans Day. This year is the 100th anniversary of the end of World War I.Several commemorations are already planned in Europe with US forces participating. One advantage of holding the event Trump wants in November is that with cooler weather, there is less potential for damage to city streets from heavy equipment being driven on them.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 4114

Thick gray clouds of smoke cover the California sky as massive redwood trees, some of the oldest trees on earth, burn at California’s oldest state park: Big Basin Redwoods State Park.For many people living on California’s Central Coast, these redwoods impact much more than just nearby ecology. They’re a lifeline to the local economy.“That’s crazy because, I mean, it’s our history,” said Pedro Bonilla, owner of El Buen Taco.Bonilla says these trees attract tourists and with Big Basin park closed for at least a year due to fire damage, his taco truck could have to close.“We weren’t prepared mentally or financially prepared for this,” he said.Thousands of acres have burned at Big Basin since fires sparked a few weeks ago, torching everything from the ancient trees to historic structures that were built in the early 1900s.“It’s hard to grasp you know how much damage the fire did to the infrastructure, said Mark McKenna of California State Parks.While McKenna says redwood trees are resilient, their recovery could take years.“The complexity of the rebuilding process, it's daunting when you see the damage that happened up there,” he said.That damage is both extensive and expensive. And though the total cost has not been tallied, people there say you can’t put a price tag on the park.“It’s like losing a loved one,” Bonilla said.While locals can’t replace the history that was lost during these wildfires, they’re still somehow optimistic about the future.“Just when it looked like the darkest time possible for the San Lorenzo Valley, we’re still standing here,” said local radio DJ, Sam Peacock.They're standing tall after flames burned the trees to the ground, because eventually, new life will sprout up even after this disaster.“It just shows that don’t underestimate Mother Nature,” Bonilla said. 1823