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SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083

SACRAMENTO, Calif. (AP) — California Gov. Gavin Newsom has ordered the state police training program to stop teaching officers how to use a hold that can block the flow of blood to the brain. It is Newsom's first action following two weeks of protests across the country after the death of George Floyd. Floyd died on Memorial Day after a police officer put his knee on his neck for nearly 10 minutes.Since then, some police departments have moved to end the use of carotid holds that stop or slow the flow of blood to the brain. RELATED: More San Diego law enforcement agencies are dropping the use of carotid restraintSan Diego Police was the first local agency to ban the restraint technique and was soon followed by several other departments:Carlsbad Police DepartmentChula Vista Police DepartmentCoronado Police DepartmentEl Cajon Police DepartmentEscondido Police DepartmentLa Mesa Police DepartmentNational City Police DepartmentOceanside Police DepartmentSan Diego Community College Police DepartmentSan Diego County Sheriff’s DepartmentSan Diego Harbor Police DepartmentSan Diego State University Police DepartmentSan Diego Unified School District Police DepartmentUniversity of San Diego Police DepartmentNewsom said that hold has no place in the 21st century. 1278

SACRAMENTO, Calif. (AP) — California's governor announced Friday that he is pardoning three more immigrants facing the possibility they will be deported, continuing a string of such actions that challenge the Trump administration's crackdown on immigrants who committed crimes.Gov. Gavin Newsom also commuted the life sentences of two youthful offenders who can now seek parole.Newsom's office said the three facing deportation "made bad decisions" while breaking the law as teenagers or young adults, but they served their sentences and transformed their lives. Deporting them now would be "an unjust collateral consequence" harming their families and communities.The three hail from Iran, El Salvador and Cambodia, but all now live in Los Angeles County. He also pardoned a fourth man, Curtis Reynolds, 59, of Sacramento County, who was convicted of six drug felonies between 1998 and 2003.Pardons do not automatically protect someone from deportation because they don't erase the criminal convictions on which deportation orders often are based. But they do emphasize the person's rehabilitation. Superior court judges previously granted two of the three immigrants, plus Reynolds, certificates of rehabilitation and recommended that they receive pardons.Newsom and his predecessor, fellow Democrat Jerry Brown, have granted several such commutations since Trump took office.The three newly pardoned immigrants are:— Arnou Aghamalian, 42, who was convicted 20 years ago of helping his cousin set an unoccupied car on fire. The car belonged to a nightclub manager who had been arguing with his cousin. Aghamalian now owns a solar energy company and has a wife and twin newborns, according to Newsom's office. He legally entered the U.S. as a refugee from Iran with his family when he was 15.— Victor Ayala, 38, who was convicted of felony robbery in 2001 when he shoved a security guard after shoplifting items from an electronic store. He had four prior misdemeanor convictions for theft and a hit and run in which no one was injured. The father of three now runs a carpet cleaning business. He was 2 years old when he and his parents lawfully came to the U.S. from El Salvador.— Thear Sam, 41, who was convicted of robbing a man of his wallet and backpack when he was 18. He was later convicted of being an accessory after he separately gave a man a ride after the man stole a car, led police on a high-speed chase and escaped on foot. He has worked more than 17 years for an aviation company, and his wife and daughter are both U.S. citizens. He was 4 when he lawfully entered the U.S. as a refugee from Cambodia fleeing the Khmer Rouge.Separately, the two men whose life sentences Newsom commuted can now go before the state parole board, which will decide if they can be safely released into the community. They also are both from Los Angeles County:— Esdvin Flores, 44, has served more than 20 years for pointing a gun at a victim while his crime partner pulled a gold chain from her neck. Newsom's office said he has since been mentoring at-risk youth.— Jensen Ramos, 35, has served 17 years for attempted murder after shooting at a fleeing vehicle following a fight at a house party, though no one was injured. He is a lead trainer in the Paws for Life rescue dog training program, which says it has had the most commutations of life sentences of any program in the state.The Los Angeles County District Attorney's Office declined comment. 3457

ROCHESTER, Indiana — The woman accused of crashing into four Indiana children as they crossed the street to get on a school bus pleaded not guilty Thursday morning, according to ABC 57 News in South Bend. The suspect, 24-year-old Alyssa Shepherd, had previously told police she saw the lights from the bus but didn't realize what it was until the kids were in front of her. She has been charged with three counts of reckless homicide and one count of disregarding the stop arms on a school bus causing injury. The crash happened Oct. 30, near the intersection of State Road 25 and CR 400 N in Fulton County.Police say Shepherd was driving a Toyota Tacoma on State Road 25 sometime after 7 a.m. when she allegedly "disregarded" the stop arm and lights on a stopped school bus in front of a mobile home park, striking four kids who were crossing the street to board the bus. Alivia Stahl, 9, and her twin brothers, Xzavier and Mason Ingle, 6, were all pronounced dead at the scene. A fourth child was also hit. Maverik Lowe, 11, was hospitalized. His family said he "continues to improve."A pretrial conference for Shepherd has been scheduled for Feb. 5, 2019, ABC 57 reported. 1218

RICHMOND, Va. -- On the last day Virginians can register to vote, the Virginia Department of Elections site is down.The website said, "We are in the process of updating the Citizen Portal. Due to these changes, Citizen Portal is temporarily unavailable."The site also said to check back later for your online voter registration or absentee needs.If you're a Virginia resident and you'd like to apply for voter registration now, you may fill out and print the paper application here.If you would like to apply to vote by mail now, you may fill out and print the paper application here.Around 9:30 a.m., the Vita Agency which supports Virginia by providing cybersecurity, IT infrastructure services and IT governance said, "A fiber cut near Rt. 10 in Chester near the Commonwealth Enterprise Solutions Center (CESC) is impacting data circuits and virtual private network (VPN) connectivity for multiple Commonwealth agencies."The Virginia Department of Elections said, "We apologize for the inconvenience and are working as quickly as possible to restore the Citizen Portal website." And they added that technicians are on site and working to repair the issue.The City of Virginia Beach posted on social media about the website being down and said, "If you were planning to vote early in-person at the municipal center this morning, the State database is down and anyone who comes in will be asked to vote with a provisional ballot. We will post an update when everything is back up and running."The Virginia Department of Motor Vehicles (DMV) said their centers and website are also experiencing issues saying, "Due to an outage with Virginia's technology provider, DMV's websites, Customer Service Centers, and third party providers including DMV Selects are unable to provide transactions."This story was originally published by staff at WTKR. 1852

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