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Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593

Astrophysicist and author Neil deGrasse Tyson has denied allegations of sexual misconduct made against him by three women.Last month, three women told Patheos, a religion and spirituality website, that Tyson harassed them and made inappropriate sexual advances as early as 1984 and in recent years."Accusations can damage a reputation and a marriage. Sometimes irreversibly. I see myself as loving husband and as a public servant -- a scientist and educator who serves at the will of the public. I am grateful for the support I've received from those who continue to respect and value me and my work," he wrote in a lengthy Facebook post titled "On Being Accused."Tyson disputed or offered a different version of the allegations against him.Katelyn N. Allers, an associate professor of physics and astronomy at Bucknell University in Pennsylvania, told Patheos that Tyson grabbed her arm and reached into her dress while looking at her tattoo of the solar system. She said the incident happened during a party after a gathering of the American Astronomical Society in 2009. 1081

As the nation debates on whether to reopen schools this fall, President Donald Trump said schools should “100%” be open this fall, despite concerns from educator unions and others over the spread of the coronavirus.During his coronavirus news conference on Wednesday, Trump was asked whether he planned on sending his son and grandchildren back to school this fall.“Yes, I am comfortable with that,” Trump said.“I would like to see the schools open. Open 100% and we will do it safely, we will do carefully but when you look at the statistics -- I just read having to do with children and safety ---- they are very impressive. They have very strong immune systems,” Trump added.Trump said that it is his belief that children are less likely to spread the virus. But research thus far has not been conclusive to back Trump’s claims.A study released from South Korea and published by the CDC found that while children under age 9 were less likely to spread the virus, youth ages 10 through 19 were just as likely as adults of spreading the virus.The study also found that closing schools in several Chinese cities, including Wuhan, showed that school closure and social distancing significantly reduced the rate of COVID-19 among contacts of school-aged children. “The role of household transmission of SARS-CoV-2 amid reopening of schools and loosening of social distancing underscores the need for a time-sensitive epidemiologic study to guide public health policy,” the researchers wrote.The American Federation of Teachers this week pointed toward a three-point plan that the US should implement for reopening schools.“Our plan details three conditions essential for schools to reopen,” wrote Randi Weingarten, president of the American Federation of Teachers. “First, the average daily community infection rate among those tested for the coronavirus must be very low. (New York Gov. Andrew Cuomo has required the rate not to exceed 5 percent for at least 14 days.) Second, schools must employ public health protocols, including 6-feet social distancing, masks, deep cleaning and handwashing stations. Third, adequate resources must be available to enact these safeguards, including funding for additional nurses, guidance counselors and teachers to reduce class size.”Weingarten said that Trump has politicized reopening schools, and she called on Congress to approve giving schools additional funding to reopen. Weingarten projects that it would take 6 billion nationwide to provide essential services for schools."Expenses have increased because of the fight against coronavirus," she said. "They not only need funds to provide essential services, the average school will need an additional .2 million, or ,300 per student, to open its doors safely." 2770

At least one person in southwestern Kentucky was killed Saturday night when severe thunderstorms blew through the state, the Logan County Sheriff's Department said.A 79-year-old woman died in her home, the agency said.The county's emergency management office said some structures, including barns and grain bins, were damaged.Robertson County, on the other side of the border with Tennessee, also had reports of damage.The National Weather Service has issued a tornado watch for parts of Arkansas, Illinois, Kentucky, Mississippi, Missouri and Tennessee until 9 p.m. CT (10 p.m. ET). 591

At least 452 people were killed and thousands injured after a powerful earthquake struck near the border of Iran and Iraq late Sunday.The 7.3-magnitude earthquake is the deadliest of the year, eclipsing the one that hit Mexico City in September, and was felt as far away as Turkey and Pakistan. 302