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Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492

To contact Team 10 Investigations, email: Team10@10News.comESCONDIDO (KGTV)- A former Home Depot employee says he blew the whistle on serious violations at the store in Escondido, but he was the one who paid the price.James Girsch has worked at Home Depot since 2005, starting as a sales associate. In 2011, he moved to the Escondido location on East Valley Parkway. He initially enjoyed his time working there."[I liked] the customer service interaction, solving the customer problems and issues, and of course, developing employees," Girsch said. In 2014, he became supervisor for the paint department. According to his lawsuit, he noticed what he believed to be "unlawful activities concerning hazardous waste disposal" at the store where he worked."They were literally dumping hazmat down the garbage containers that was going to the landfills," Girsch said. He said he filed a complaint with the Environmental Protection Agency in late 2014 and also had numerous conversations with investigators about Home Depot violations. "I reported what I felt was illegal," he said. After that, he claimed retaliation began. He was accused of safety violations and according to his lawsuit, "repeatedly denied promotions and targeted for discipline.""I ran a five million dollar department, which was the paint department, and I was subsequently in 2017 demoted to the tool rental," Girsch said.Home Depot was fined millions in March 2018 for hazardous materials and customer privacy violations. An investigation between the Attorney General's office and several prosecutors' offices, including San Diego, resulted in a .8 million dollar settlement. The San Diego County District Attorney's Office could not reveal which local Home Depot locations were investigated, but did say all the ones inspected in the county revealed unlawful hazardous waste disposal."You will not silence my voice," Girsch said. "[Home Depot knows] the issues. They've ignored time after time, any attempts to resolve the issues."A Home Depot spokesperson told Team 10: "We disagree with his claims, which we'll address in the proper form." Regarding Girsch's termination, she said his departure was unrelated to the lawsuit." 2208

Today’s #Cubs-Marlins Wild Card Series game has been postponed due to forecasted inclement weather throughout the day.It will be made up tomorrow at 1:08 p.m. CDT (6:08 p.m. if it's the only game).Game 3, if necessary, will be Saturday, 10/3, with timing TBD. pic.twitter.com/NBh9RWx1Zw— Chicago Cubs (@Cubs) October 1, 2020 332

TOWSON, Maryland — A Maryland pharmacist pleaded guilty to trading pain medication for sexual acts.Richard Daniel Hiller, of Owings Mills, Maryland appeared in court Friday when his plea was announced by United States Attorney for the District of Maryland Robert K. Hur; Chief Terrence B. Sheridan of the Baltimore County Police Department and other law enforcement officials. “Abuse of oxycodone and other pharmaceutical drugs is one of our most significant drug enforcement challenges," said U.S. Attorney Robert K. Hur. "Those who divert pharmaceutical drugs for illegal purposes further the tragic cycle of addiction and the epidemic of opioid overdose deaths.” According to Hiller's plea agreement, he worked as a licensed pharmacist in Towson, Maryland from 2014 to 2017.Hiller admitted to filling fake prescriptions for multiple women if given sexual favors. He would tell the women to come to the pharmacy before opening and have sex with the women before giving the painkillers.Officials say, when trying to cover the false prescriptions he would list fake names. The women were addicted to oxycodone and would resell many of the pills to maintain their addiction.  Over the years, Hiller distributed approximately 20,500 15 milligram oxycodone pills.He faces a maximum sentence of 20 years in prison for the conspiracy and distribution. His sentencing is scheduled for November 15, 2018, at 10 a.m.  1507

Today’s #Cubs-Marlins Wild Card Series game has been postponed due to forecasted inclement weather throughout the day.It will be made up tomorrow at 1:08 p.m. CDT (6:08 p.m. if it's the only game).Game 3, if necessary, will be Saturday, 10/3, with timing TBD. pic.twitter.com/NBh9RWx1Zw— Chicago Cubs (@Cubs) October 1, 2020 332