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ALPINE, Calif. (KGTV) - Snow and ice caused Caltrans to close down both direction of I-8 Thursday night from SR-79 (Japatul Valley Rd.) to E. Willows Dr.The closure went into effect around 10 p.m. Snow plows were on scene clearning lanes and dumping salt and sand.Below freezing temperatures are expected overnight, increasing the possibility of black ice. 364

After Senate Bill 1421 went into effect on January 1, 2019, California law enforcement agencies are required to make internal reports for officer-involved shootings and major uses of force, officer dishonesty and confirmed cases of sexual assault available to the public. The 10News database contains files released by the following law enforcement agencies in San Diego County:Carlsbad Police DepartmentChula Vista Police DepartmentCoronado Police DepartmentEl Cajon Police DepartmentEscondido Police DepartmentNational City Police DepartmentLa Mesa Police DepartmentOceanside Police DepartmentSan Diego Harbor Police DepartmentSan Diego Police DepartmentSan Diego County Sheriff’s OfficeSan Diego Unified School District Police DepartmentThis project is focusing on documents related to incidents that have occurred between 2009 and 2019. There may be some documents related to earlier cases included based on their content and those parties involved. We will be continuing to upload documents to this database as they are released.All of the information in this database has been gathered from the police reports or investigation files made public by the law enforcement organization. The information has been summarized and entered based on the following:The race or sex of the individual involved was entered as it was reported by the police agency.The reports did not include information about the race or sex of the law enforcement officer, so this information is not included in the database.The officers involved listed in the database as being involved in the incidents are those listed as the “reporting officer” on the released reports.When classifying “use of force,” we selected all forms of force used as reported in the report or investigative file.The summary of the incident was written by KGTV journalists who reviewed all documents in the case. Not all details are included in the summary. Some of the materials released (including photos, videos, audio files and the reports themselves) can be graphic in nature. We have added notes to files that contain content that may be disturbing or graphic in nature. Please proceed with caution when viewing these materials.If you have any questions about how this database was put together please contact Lynn Walsh at team10@10news.com.Our reporting on these cases and the investigatory process is more complete with your feedback. We encourage you to fill out this form about the Transparency Project if you see any common threads between cases, have more information about a particular case or have questions about how the law enforcement agencies investigate these cases.This project has been supported by the Solutions Journalism Network, a nonprofit organization dedicated to rigorous and compelling reporting about responses to social problems. To learn more about their work and approach to storytelling, click here . 2898

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

After President Donald Trump announced early Friday morning that he tested positive for COVID-19, many are wondering what happens if a president becomes incapacitated.White House Physician Dr. Sean Conley said in a memo that the president and First Lady Melania Trump "are both well at this time," but did not say whether they were experiencing symptoms of the virus.Trump, who is 74 years old, meets several categories that science found makes COVID-19 symptoms worse — his age, his gender, and his weight. The president is technically obese through his body-mass index.The 25th Amendment of the U.S. Constitution, which was adopted on Feb. 10, 1967, deals with the issues of presidential succession and who runs the country if the president is incapacitated.Section 3 of the 25th Amendment allows the president to submit, in writing, that he is not able to discharge the powers of the office. In that case, the president will voluntarily transfer the authority to the vice president, but the VP does not become president and the president remains in office.Section 3 was invoked under President Ronald Reagan when he underwent a colonoscopy, and twice under President George W. Bush when he underwent colonoscopies.In the case of Trump, he could voluntarily transfer power to Vice President Mike Pence if he believes it is necessary.Section 4 also gives the president's Cabinet the ability to strip him of power if the Cabinet believes he has become incapacitated. This Section has not been invoked. In this case, the Vice President would assume the powers of the office and become the Acting President."Whenever the Vice President and a majority of either the principal officers of the executive departments or of such other body as Congress may by law provide, transmit to the President pro tempore of the Senate and the Speaker of the House of Representatives their written declaration that the President is unable to discharge the powers and duties of his office, the Vice President shall immediately assume the powers and duties of the office as Acting President," Section 4 reads.This story was originally published by Max White on WXYZ in Detroit. 2164

A Waterford mother went through what she calls "the scariest 10 minutes of her life" while visiting her grandmother last weekendLacey Guyton was leaving her grandmother's when she put her 2-month-old daughter in the car. She says she put her daughter in her car seat, and the diaper bag in the back seat and shut the car door — only to discover that the door had locked.She immediately called 911 and was surprised by what the dispatcher told her — that 911 does not dispatch emergency services to unlock cars or break windows.Guyton said the dispatcher then offered to connect her to a tow company but knew she needed to get inside the car immediately to save her baby."I saw her start to close her eyes and I just ran to the back window and smashed it open," she said.Guyton says Waterford police contacted her to apologize about what happened, but she wants to set the record straight. "They never had the chance to respond. Nobody told them. They didn’t know, and had they known I feel they would have definitely come out," Guyton said.She says she was just overwhelmed by the amount of support she’s received from everyone following the incident. "There’s been so many people reaching out to me, hundreds of people telling me their stories, thanking me for putting this out there," Guyton said.Mother and daughter are now both doing well. 1391

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