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BALTIMORE — Social media ads are designed to sell consumers on products they're already interested in, but be careful about ordering from unfamiliar websites.Queen Shaydonna Haynesworth was served up an ad for a rainbow Christmas tree on Instagram, and she jumped at it. A few weeks later, her package arrived.In a video she recorded while opening the package, Haynesworth was baffled when she realized the tree she got in the mail looked nothing like the ad she was served."Like seriously? Who is responsible for this?" she said.Haynesworth ordered the tree from a website called Iridescent To You, but the payment was processed by Yokawa Network Limited."So I love rainbow everything, and so I'm like okay, a rainbow Christmas tree, why not? This should be fun," Haynesworth said.That is, until a feather duster lookalike arrived in the mail."Yo! It's missing a leg!" Haynesworth said in her unboxing video. "The worst thing I've ever seen in my whole life."She didn't try contacting the company or returning the item — she figured it was a lesson learned.Angie Barnett, president and CEO of the Better Business Bureau in greater Maryland, said that's what creators of fake websites hope will happen."The scammer or the schemer clearly made a profit. Most of these items are made overseas, so to return the item you'd actually have to ship to China or ship to an outside country and the cost is going to be phenomenal," Barnett said.Before ordering anything from social media ads or unfamiliar sites, look at the contact page. If there is no business address listed, that's a red flag. If there is an address, Google the address to see if it exists. Call the phone number to see if it works. Send an email and wait for a response. And use a credit card when shopping online.While it's nothing close to what she ordered, Haynesworth said she's keeping the tree."I'm determined now," she said. "Like, it's mine. I might as well. I'm going to get the ornaments I was going to put on it. Now, I'm defiant. I'm getting that tree up."This story was originally published by Mallory Sofastaii on WMAR in Baltimore. 2120

Both President Donald Trump and President-elect Joe Biden offered their support on Thursday of a 0 billion stimulus plan hatched between a bipartisan group of moderate senators earlier this week.Trump said on Thursday he would sign the bill if it passes through Congress.“I think they’re getting very close and I want it to happen,” Trump said from the Oval Office.Senate Majority Leader Mitch McConnell offered optimism that an agreement is within reach."Compromise is within reach,” he said from the Senate floor on Thursday. “We know where we agree, we can do this. Let me say it again--we can do this. And we need to do this."Senate Minority Leader Chuck Schumer seemed less certain of a potential compromise.“For some reason, in the midst of this generational crisis, Republican Leader McConnell does not seem inclined to compromise,” Schumer said. “To actually get something done. But what he wants to do is posture. To put partisan bills on the floor and say take it or leave it. The real answer here is to sit down and talk."During an interview with CNN’s Jake Tapper on Thursday, Biden said that Democrats should support the bill, even though he says the legislation does not go far enough.“That would be a good start. It’s not enough,” Biden told Tapper.Biden has promised a larger stimulus package once taking office in January. While Democrats will hold the White House and House of Representatives, it’s still unknown who will control the Senate. Georgia will have a pair of run-off elections in January. Democrats will need to win both races in order to allow Vice President-elect Kamala Harris to cast the tiebreaking vote in a 50/50 Senate. The proposal would provide 0 in additional unemployment benefits for up to 18 weeks. The legislation also would replenish funds for the Paycheck Protection Program and for small businesses to help make payroll as a number of companies are being forced to close to help combat the spread of the coronavirus. The current proposal calls for 8 billion to go toward support for small businesses.There would also be 0 billion earmarked for state and local governments, which have seen a drop in tax revenue due to the pandemic. There is in additional billion allocated toward the transportation industry, most notably for airlines, which have seen an over 50% reduction in business since March.However for Americans hoping to see a second stimulus check, this bill comes short on that aspect.Treasury Secretary Steve Mnuchin said that talks of direct payments to Americans are dead at the moment. "I would say at the moment they are, but again, that's something that can be considered down the road," Mnuchin said. 2689

Before you dip and indulge in chips and salsa this weekend in honor of Cinco de Mayo, check your chips.Utz, a Pennsylvania-based chip and snack food company, is recalling some of its tortilla chips because they may contain milk (not listed in the ingredients).Utz Quality Foods announced the voluntarily recall Thursday.The recall includes of some of its Golden Flake, Good Health, Utz and Weis brand tortilla chip products.The items have been shipped to 31 states and the District of Columbia, including Florida, according to the FDA. Read more about the recall here.Eating the chips could lead to serious or life-threatening reactions to people with dairy allergies.Anyone who purchased the chips can return them for a refund of exchange. 753

Banking since COVID-19 has taken on a different form. From wearing a mask to not being able to talk with a teller, several changes have been implemented in recent months.At Michigan Legacy Credit Union, a cashless transaction requiring the help of a teller can now be handled from home, from the mall, or by the lake. They launched the virtual teller app in early July."As long as you don't need a cash transaction, you can open up a membership, you can apply for a loan or a mortgage," Teller Michael Castano said. "There's so many different member service opportunities you can have just from the comfort of your home.""Only 7 percent of our transactions are done by members in our lobby with a teller. Everything else is electronic format," CEO Carma Peters added.Peters said declining transactions in brick-and-mortar branches has fueled the credit unions to push to mobile banking, and since COVID-19, there's been a massive increase in mobile banking."We let members call us, text us, chat us, use our mobile website. Our mobile logins went up in the month of April by 50,000," Peters said.She said the plan was to equip branches with virtual tellers before launching the app. That comes next.Banking in-person has also taken on a different look. Wearing a mask during a visit prior to COVID-19 might raise suspicion. Now, it's encouraged at all credit unions.For banks that remain open, the American Banking Association has also called on all banks to adopt a face mask policy.This story was first reported by WXYZ in Detroit, Michigan. 1551

BERLIN (AP) — The alarming surge in coronavirus cases in Europe and the U.S. is wiping out months of progress against the scourge on two continents, prompting new business restrictions, raising the threat of another round of large-scale lockdowns and sending a shudder through financial markets.“We are deep in the second wave,” European Commission President Ursula von der Leyen said Wednesday. “I think that this year’s Christmas will be a different Christmas.”Chancellor Angela Merkel says German officials have agreed to a four-week shutdown of restaurants, bars, cinemas, theaters and other leisure facilities in a bid to curb a sharp rise in coronavirus infections. Merkel and the country’s 16 state governors agreed on the partial lockdown in a videoconference on Wednesday. It is set to take effect on Monday and last until the end of November. Merkel said, “We must act, and now, to avoid an acute national health emergency.” Shops and schools are to remain open, unlike during Germany’s shutdown during the first phase of the pandemic in March and April. Restaurants will be able to provide take-out food.French President Emmanuel Macron announced a nationwide lockdown in a televised address Wednesday, with 58% of the country’s intensive care units now occupied by COVID-19 patients.The lockdown in France will begin Friday, however Macron said schools will remain open.French military and commercial planes are ferrying critically ill virus patients to other regions as hospitals fill up and French doctors have called on the government to impose a new nationwide lockdown.France reported 288 new virus-related deaths in hospitals in 24 hours Tuesday and 235 deaths in nursing homes over the previous four days. Both figures marked the biggest such rise since May.“(France has been) overpowered by a second wave,” Macron said in a national televised address Wednesday.“Nothing is more important than human life,” he added, noting that France has one of the biggest coronavirus rates in Europe currently.Countries such as Switzerland, Italy, Bulgaria and Greece have closed or otherwise clamped down again on bars and restaurants and imposed other restrictions such as curfews and mandatory mask-wearing.The setback is especially dispiriting in Europe, which after a devastatingly lethal spring seemed to have beaten back the virus over the summer and was seen as an example of what the U.S. could accomplish.The virus is blamed for more than 250,000 deaths in Europe and about 227,000 in the U.S., according to the count kept by Johns Hopkins University.More than 2 million new confirmed coronavirus cases have been reported globally in the past week, the World Health Organization said. That is the shortest time ever for such an increase. Forty-six percent of the new cases were reported in Europe. 2821

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