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BUENOS AIRES - The success of China's Shenzhen Special Economic Zone (SEZ) has demonstrated the effectiveness of the country's reform and opening-up, Argentine academic Patricio Giusto said on Thursday.
Baihang will focus on rating consumer credit information recorded by non-bank finance providers, such as online peer-to-peer lending platforms.
Based on optimistic estimates, around 400 million people in China will still live in rural areas by 2035, accounting for 30 percent of the country's population, he said, adding that rejuvenating rural areas is essential for China's modernization.
Barry Sautman, professor emeritus of social science at The Hong Kong University of Science and Technology, said the conspiracy theory of so-called Chinese debt traps, held by some Western media and politicians, reflects a counter-mobilization against the BRI.
Banks are encouraged to carry out credit audits in advance to boost lending efficiency, according to the document. In an effort to keep companies' borrowing costs at an appropriate level, they shall not raise credit enhancement requirements or hike loan rates unreasonably.
来源：资阳报