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Harry Leslie Smith, a World War II veteran and fierce critic of austerity politics, has died at the age of 95.Smith's son, John, confirmed his father had died in his adopted homeland, Canada, in the early hours of Wednesday morning."I am an orphan," he wrote on his father's official Twitter account. Smith fell ill and was hospitalized around a week ago, while John kept running his father's account.He added: "My dad had been so dreadfully thirsty because he'd had nil by mouth orders for almost a week. So when he decided that the potential for full recovery was not possible, he was allowed to drink a beer. Sadly though he couldn't eat."Smith was born in Yorkshire in northern England to a family of miners and grew up in poverty. He lived through the Great Depression, a period of his life that had shaped his political views.He served in Britain's Royal Air Force in World War II, but it was in his later years that he became more involved in political debate. He wrote a book, "Don't Let My Past Be Your Future: A Call to Arms," in which he criticizes the austerity policies of the United Kingdom, Canada and the United States, and warns younger generations against the rise of fascism.At the age of 94, Smith started a podcast called "Harry's Last Stand" and launched a fundraising campaign to allow him to tour refugee camps around the world.He was also a vocal supporter of the British Labour Party and advocate for the UK's National Health System, particularly by supporting junior doctors facing wage cuts.He used his Twitter account to amplify his beliefs, reaching more than 250,000 followers.Jeremy Corbyn, the leader of the Labour Party, paid tribute to Smith on Wednesday."We will all miss Harry Leslie Smith - he was one of the giants whose shoulders we stand on. A World War Two veteran who dedicated his life to fighting for our National Health Service, a peaceful world and for countries to meet their moral responsibility by welcoming refugees," Corbyn tweeted.In one post Wednesday, John vowed to continue his father's work: "I know exactly what my steps are. I will follow in his footsteps. I will endeavor to finish his projects." 2164

Have you ever considered downsizing? Not just moving into a slightly smaller place, but really scaling back on your belongings and living space? Could you live in a tiny house? 184

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Have you ever wanted to own a Jelly Belly factory? Well, the man behind the Jelly Belly name, David Klein, is offering people the chance to do just that.According to a press release, Klein is getting ready to retire and wants to allow someone to win thousands of dollars, plus their very own candy factory.Klein and his partner have hidden "gold-style tickets in the form of necklaces" across the nation to host treasure hunts in each state.To join the search, or to receive valuable clues, you must purchase a .99 ticket for each state."The biggest and best part of these treasure hunts is that anyone who joins at least one treasure hunt will be eligible to search for THE ULTIMATE TREASURE, which will be the key to one of his candy factories and an all-expenses-paid trip and education to a candy-making university," Klein said.Klein said that each treasure hunt is valued at ,000, and only 1,000 people can participate in each treasure hunt.The Jelly Belly Candy Company released the following statement to clear up any misconceptions about the contest Klein is hosting: 1088

HOLLISTER, Calif. (AP) — A magnitude-4.7 earthquake has struck a wilderness area of central California.The U.S. Geological Survey says the temblor occurred at 12:42 p.m. Tuesday and was centered about 16 miles (25 kilometers) southeast of Hollister. The quake occurred at a depth of 6 miles (9.6 kilometers).The epicenter area is in a rugged mountain range, with agricultural areas to the west.Late Monday, the San Francisco Bay Area was rattled by a magnitude 4.5 earthquake.That quake was center near Pleasant Hill, northeast of Oakland but was felt widely.More than 67,000 people posted to the U.S. Geological Survey's citizen reporting web page.Veteran seismologist Lucy Jones says the two quakes are too far apart to be related. 741

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