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Two people were killed and seven others were wounded in a shooting in North Carolina’s largest city, police said, while five others were hit by vehicles afterward.The shooting happened around midnight at an “impromptu block party” that was a continuation of Juneteenth celebrations, Charlotte-Mecklenburg Police Deputy Chief Johnny Jennings told reporters early Monday.Police responding to a call about a pedestrian hit found hundreds of people in the streets, Jennings said. As emergency services arrived, several shots were fired, scattering the crowd. Jennings said there was evidence of multiple shooters, but no one was in custody as of Monday morning.The five people were hit by vehicles while running away, Jennings said.The conditions of the 12 people hospitalized with injuries weren’t immediately clear.The shooting took place on Beatties Ford Road in northern Charlotte, police said.Further details weren’t immediately available. Calls, a direct message and an email from The Associated Press to Charlotte-Mecklenburg police weren’t immediately returned.Juneteenth, for which celebrations started Friday, commemorates when the last enslaved African Americans learned they were free 155 years ago. 1215

Tropical Storm Epsilon has strengthened into a Category 1 hurricane.As of 11 p.m. Tuesday, Epsilon is moving toward the northwest near 13 mph.This general motion is expected to continue tonight, followed by a slightly slower west-northwestward motion on Wednesday.A turn toward the north-northwest is expected on Thursday.On the forecast track, Epsilon is forecast to move closer to Bermuda on Thursday and make its closest approach to the island on Thursday night.Epsilon now has maximum sustained winds near 75 mph with higher gusts. Additional strengthening is forecast during the next day or two.A Tropical Storm Watch is in effect for Bermuda.In the most active hurricane season on record, in 2005, late-season storms continued late into the year. Tropical Storm Alpha and Hurricane Beta developed in late October. Tropical Storm Gamma, Tropical Storm Delta, and Hurricane Epsilon developed in November. Tropical Storm Zeta developed after the official hurricane season in late December.The last-named storm of the 2020 season was Hurricane Delta. Delta made landfall in Louisiana on Oct. 9 as a strong Category 2 hurricane.This story originally reported by Kahtia Hall on WPTV.com. 1196

Tuition bills are coming due, and while millions of students across the country are weighing the risks of going back to college in the middle of a pandemic, the most financially strapped students carry an added burden of dwindling aid.For Americans living in the lowest income brackets, college represents a way up the socioeconomic ladder. But getting there and obtaining a degree is not easy, especially for students without financial means. The Pell Grant has historically removed some of the obstacles for the most at-need students. But alongside the skyrocketing cost of higher education, the federal grant is having less and less of an impact.The Pell Grant is the largest source of postsecondary education grant aid, helping to fund higher education for at-need students since 1973. In its budget proposal for the 2020-21 school year, the U.S. Department of Education anticipated giving Pell Grants to 6.8 million at-need students, to the tune of .6 billion.How much each student qualifies for depends on their expected family contribution, or how much the federal government says they should be able to contribute toward their own education. Those with the most financial need could qualify for the maximum allowable grant amount: ,345 in the 2020-21 academic year.That authorized maximum amount has grown from ,400 in the Pell Grant’s early years. Despite this growth, it has failed to keep pace with the ballooning costs of a college education.In the past 20 years, average tuition and fees at public four-year institutions (the most affordable type conferring bachelor degrees) have more than doubled, to ,440, while maximum Pell Grant awards have only grown 29%. And tuition isn’t everything — room and board, books and living expenses come at an additional cost.As recently as 2002, the most at-need students would nearly be able to cover their entire tuition and fees at these lower-cost institutions by qualifying for the maximum Pell Grant. But now, those qualifying for maximum Pell awards would find it covers just 59%.Not only has the Pell Grant not kept pace with college costs, it hasn’t kept pace with inflation. To have the same buying power as ,400 did in the grant’s early days, the maximum award amount would need to be about ,000 today.Loans likely filling the funding gapAccording to data from the most recent National Postsecondary Student Aid Study, 90% of dependent full-time undergraduates from households in the lowest income quartile received a Pell Grant in 2016. Among independent undergraduates in that income bracket, 64% received the grant.State and institutional need-based grants may be picking up some of the slack. State need-based grants went to 27% of all full-time students at public four-year institutions in 2016. Need-based grants from institutions went to 17%. But some 57% of students in this lowest income group took out student loans that year.While the Pell Grant typically accounted for 34% of a low-income undergraduate’s total aid in 2016, loans accounted for 44%.Gone are the days when a student’s job (or jobs) could cover their college costs. When grants and scholarships — free money — aren’t enough to cover the costs of education, those from households without college savings have little choice but to turn to borrowing. But student loan debt can be detrimental to lower-income students. A degree can confer higher earning potential, but for a variety of reasons — some of them financial — students in the lowest income brackets are typically the least likely to graduate, according to data from the U.S. Department of Education.Low-income parents also feeling the stingWhen a dependent student has exhausted grants and federal loan limits themselves, they can tap their parents’ borrowing potential.Parent PLUS loans have been around since 1980, allowing parents to borrow up to the difference between the entire cost of attendance and the aid directly awarded to their student. Borrowers must pass a credit check, but there are no income requirements. As of the second quarter of 2020, these loans account for billion or over 6% of all federal student loans outstanding, according to the Department of Education.In 2016, 11% of dependent full-time students in the lowest income quartile at public four-year institutions benefited from federal parent PLUS loans, according to the NPSAS. That’s compared to just 3% in 1996. These loans typically amounted to ,500 in 2016.Federal PLUS loans come with higher interest rates and fewer repayment options than federal student loans. In the 2020-21 school year, PLUS loans are being offered at 5.3% interest compared with 2.75% for federal undergraduate loans. And should a parent run into difficulties repaying the loans — as they increasingly do, according to an analysis from the Brookings Institution — there is only one income-driven plan available. Income-Contingent Repayment plans lower monthly payments by capping them at a percentage of income, but increase the total amount paid over the life of the loan due to interest and an increased term length.What students can doBarring significant increases in need-based aid or significant decreases in college costs, lower-income students and their parents will often have to continue cobbling together their college funds from a variety of sources.The following tips are applicable for anyone who doesn’t have their entire cost of college covered:Maximize free money. Fill out the Free Application for Federal Student Aid, or FAFSA, on time — every year. It’s how you access federal, state and institutional financial aid. Apply for scholarships every year, and only turn to loans when free money is exhausted.Be strategic about borrowing. Borrow only what’s needed and opt for federal student loans whenever possible. Carefully weigh the risks of borrowing a parent PLUS loan versus a private student loan, should education expenses exceed what you can qualify for.Compare costs across institutions. Don’t commit too quickly — weigh all costs associated with attending various schools, and consider starting your college career at a lower-cost community college.Earn while you learn. Look into the work-study program or a part-time job to earn money while in school.Stay committed. Seek out resources on and off campus to stay engaged and enrolled. Leaving college without the increased earning power of a degree makes student loan debt that much harder to pay off.More From NerdWalletHow a Gap Year Might Haunt You FinanciallyDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkElizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6721

UPDATE: San Diego Police reported Monday morning that Rafol was safe and with his family.ALLIED GARDENS (CNS) - San Diego police were today asking the public for help locating a man known to have a mental condition who was reported missing.Benjamin Rafol, 26, was last seen at about 10:45 p.m. Saturday when he left on foot from the Verge apartment complex at 6850 Mission Gorge Road, according to the San Diego Police Department.Rafol has mental issues including schizophrenia and psychosis, said SDPD Lt. Dan Sullivan.Rafol is not from the area and does not have a cell phone or a car.He is described as a Filipino male, 5 feet-8 inches tall and 160 pounds. He was last seen wearing a dark gray Volcom t-shirt, light gray pants, black Nike shoes and a black Hurley baseball hat. 793

United Airlines is looking to add flights to their schedule in October, including resuming previously canceled trips and adding new ones.According to the airline, this will bring them up to flying 40 percent of their full schedule in October compared to October 2019. In September, they are only expecting to fly 34 percent of their full schedule.The news comes a week after the airline announced it will furlough more than 16,000 employees in October. That’s when federal bailout money from the federal government expires.The resumed flights include eight routes to Hawaii, “pending approval of the state’s pre-arrival COVID testing program.” Hawaii recently extended their out-of-state visitors ban to October 1. Once they allow visitors and tourists again, travelers must fill out a “safe travels” form and go through pandemic screening measures."We continue to be data-driven and realistic in our approach to rebuilding our network," Ankit Gupta, United's vice president of Domestic Network Planning said in a press release. "Because October is typically a slower month for leisure travel, we're adjusting our schedules to reflect these seasonal changes in customer demand while resuming service or adding capacity on routes where we're seeing increased customer demand for travel."Some of those “data-driven” decisions may have led United to realign their schedule to match “current demand for leisure travel.” The airline says in October they will add more flights on days popular with leisure travelers looking for a long weekend getaway, and will schedule fewer flights on days where demand is lower.Other changes and additions in October include:Resuming or starting new service on nearly 50 routes in the US; mostly from United’s hubs in Chicago, Denver and Houston.Resuming additional service to Florida and along the west coast.Resuming service to 14 international destinations, including parts of South America and Mexico.United was one of the airlines last week who announced they will be permanently eliminating change fees on flights within the US. Starting next year, they are also expanding their standby options. 2139