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President Donald Trump's re-election campaign used a photo of a survivor of the Parkland, Florida, shooting in an email Saturday that asks its recipients to donate money to the campaign.The email contains a photo of 17-year-old Madeleine Wilford in a hospital bed surrounded by her family, Trump and the first lady. The President visited Wilford on February 16, two days after the attack at Marjory Stoneman Douglas High School, which left 17 dead."The nation has turned its attention to the senseless school shooting in Parkland, Florida," the email reads.  571

Protests broke out in downtown St. Louis on Friday afternoon hours after a judge found former police officer Jason Stockley not guilty of first-degree murder in the 2011 shooting death of black motorist Anthony Lamar Smith."This Court, in conscience, cannot say that the State has proven every element of murder beyond a reasonable doubt, or that the State has proven beyond a reasonable doubt that the defendant did not act in self-defense," St. Louis Circuit Judge Timothy Wilson wrote in his ruling.RELATED: Protests break out in downtown St. Louis after ex-cop Jason Stockley acquitted in shootingSt. Louis Circuit Attorney Kimberly Gardner said she was "disappointed" with the judge's decision. The defendant waived his right to a jury trial, meaning the ruling was left to Wilson. Stockley also was acquitted of armed criminal action. 853

President Donald Trump's attorney in a defamation case with a former "Apprentice" contestant is asking a judge for an interim stay pending appeal, which would temporarily suspend the case until the appeal has been decided.The lawsuit was filed by Summer Zervos in January 2017 and alleges Trump defamed her after she accused him in an October 2016 news conference of sexually assaulting her in 2007.Trump's attorney, Marc Kasowitz, is appealing the March 20 ruling by New York Supreme Court Justice Jennifer Schecter, who allowed the case to go forward. The move was expected, and Zervos' legal team plans to fight it. 626

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

Rescuers worked through the night to attempt to account for all of the victims of Tuesday's Morandi Bridge disaster in Genoa, as Italy's President called for a "serious and severe examination" into why the bridge suddenly collapsed.At least 36 people died when a major section of the motorway in Italy's northwest partially collapsed during a heavy storm, according to Chief of Police Col. Riccardo Sciuto. One entire family died in the accident, Sciuto added.Three French nationals are among the dead, according to a statement released by the French Foreign Affairs Ministry on Wednesday.The death toll is likely to rise as multiple people remain missing. 664

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