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The Government Oversight and Audit Committee of the Louisville Metro Council passed an order to investigate Mayor Greg Fischer's handling of the deaths of Breonna Taylor and David McAtee as well as his handling on protesters.The committee passed the order on Tuesday.In a press release, the committee said that the "action and inaction of Fischer's administration" prompted them to open an investigation."Metro Council and the public at large seek to better understand these events and surrounding circumstances by examining the role of, decisions made by, and orders given by any officers of the consolidated local government and any board or commission," the city said in the statement. "This includes but not limited to Mayor Greg Fischer, his leadership team, and his administration (the “Administration”) and LMPD by and through its agents. Metro Council and the citizens of Louisville demand a transparent, public process whereby the truth of these events comes to light and critical missing information is revealed to help resolve the aforementioned issues and omissions."Back on March 13, Taylor was shot eight times inside her home by police who were serving a no-knock warrant. McAtee was shot back in June after police and the Kentucky National Guard were trying to disperse protesters, according to CNN.See the full press release below: Or-004-20 v.1 071420 Order Investigating Administration Actions-Inaction by Sarah Dewberry on Scribd 1459

The official schedule of memorial services for former President George H.W. Bush, who died late Friday at the age of 94, was released Saturday evening.An arrival ceremony involving both the House and Senate will be held at 4:45 p.m. ET on Monday at the US Capitol, where Bush will lie in state in the rotunda until Wednesday morning. The public can pay their respects to the 41st president from 7:30 p.m. ET Monday to 8:45 a.m. ET Wednesday.On Wednesday, family and friends will gather at the National Cathedral in Washington, DC, for an 11 a.m. ET memorial service.President Donald Trump designated Wednesday as a national day of mourning, the White House said.The former president will also lie in repose at St. Martin's Episcopal Church in Houston, where Bush lived, from 7:45 p.m. ET Wednesday until 7 a.m. ET Thursday. A second memorial service for Bush will be held at St. Martin's Episcopal Church at 11 a.m. ET Thursday.Bush will then be taken by a motorcade procession to the George H.W. Bush Presidential Library in College Station, Texas, where he will be laid to rest.. The remains will be transported by funeral car (train) to College Station.The arrival ceremony at Texas A&M University will be at 4:45 p.m. ET and will be followed by another ceremony and the interment at 5:15 p.m. ET at the George Bush Presidential Library & Museum.Both Bush's wife Barbara, the former first lady who died in April, and their daughter Robin, who died of leukemia as a child, are laid to rest on the library's grounds.A tribute website for Bush has been set up on which funeral details will be posted.In lieu of flowers, the Bush family has requested that donations be made to the George Bush School of Government and Public Service at Texas A&M University.To honor the former president, the international nonprofit Points of Light, founded by Bush, invited the public to celebrate Bush by giving a day of service in his memory. 1947

The nationwide group behind the Women's March is organizing a national school walkout following Florida's high school shooting.The group is calling for students, teachers and parents to take part in walking out of school for 17 minutes - a nod to the 17 lives lost in the Feb. 14 shooting - to "protest Congress' inaction to do more than tweet thoughts and prayers in response to gun violence.""Enough: National School Walkout" is being scheduled for 10 a.m. local time across the U.S. on March 14.Organizers posted the event to Facebook with a message, reading in part:"We need action. Students and allies are organizing the national school walkout to demand Congress pass legislation to keep us safe from gun violence at our schools, on our streets and in our homes and places of worship." 804

The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t.Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit them more down the road.Many bankruptcy attorneys have a much simpler explanation: Fear, a lack of information and misplaced optimism keep people from getting a fresh start.A temporary pauseAbout 14% of U.S. households — or roughly 17 million — owe more than they own, according to Federal Reserve Bank of New York estimates. Many of these households could benefit from having their debts wiped out, but fewer than 1% of U.S. households actually file for bankruptcy each year. Last year, there were 752,160 personal bankruptcy filings. Researchers refer to this gap as “missing bankruptcies” — the filings that could be happening, but aren’t.Now, there’s an additional set of missing bankruptcies: the cases people normally would have filed in recent months, but haven’t. Bankruptcy filings dropped dramatically in the second quarter of this year, to about 60% of the average for the previous five years.Courthouses were shuttered by pandemic closures, which made it harder for creditors to pursue foreclosures and wage garnishments. Those are two big drivers of consumer bankruptcy filings, says David Cox, a bankruptcy attorney in Lynchburg, Virginia, and co-author of “Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.”Borrowers have benefited from various forms of coronavirus relief, such as suspended payments on federal student loans, mortgage forbearance and expanded hardship options for loans and credit card accounts. The 0 weekly bump in unemployment checks, which expired in July, also kept many people afloat, Cox says.Lower jobless benefits, along with the reopening of courts and continued high unemployment, mean the lull in bankruptcy filings is likely temporary, says Jenny Doling, a bankruptcy attorney in Palm Desert, California, who serves on the American Bankruptcy Institute’s Chapter 13 Advisory Committee.She worries that people will wait too long to file. Too often, people drain retirement funds or other assets that would be protected in bankruptcy to pay debts that will ultimately be erased, she says. Putting off bankruptcy also can make it harder to come up with the ,500 needed to file a typical case.You won’t lose everythingCox says many of his clients delay filing because they fear they will lose cars, homes and other property. They are pleasantly surprised that they aren’t stripped of everything they own, he says.“There’s a misunderstanding about how bankruptcy works and what it would take from you,” Cox says.The vast majority of people who file the most common type of bankruptcy, Chapter 7, don’t have to give up any of their possessions. The types and amount of property you can keep vary by state, but typically include clothing, professional tools, wedding rings and at least some equity in your home. A few thousand dollars of equity in a car is usually protected as well. If you have assets that wouldn’t be protected in Chapter 7, you could file for a Chapter 13 repayment plan instead.You can get credit againA bankruptcy filing remains on your credit reports for up to 10 years. But credit scores can start to recover soon after you file. It’s possible to get a VA or FHA mortgage two years after a bankruptcy. Most loans require you to wait at least four years.People can start to rebuild credit a few months after their bankruptcy case is discharged by getting secured credit cards, which require a deposit, or credit-builder loans, available from some credit unions, community banks and online.The problem with anxiety — or unrealistic optimismDebt often leads to anxiety and depression that makes taking action difficult, Cox says. Many of his clients arrive at their first meeting with grocery sacks full of unopened bills.But misplaced optimism can also be a problem. The same hopefulness that causes people to take on too much debt also can lead them to put off the reckoning, he says.“You always think, ‘Our income’s going to increase, things will be better going forward,’” Cox says.Anyone struggling with debt now should consider consulting a bankruptcy attorney, Doling says. The first visit is often free, and referrals are available from the National Association of Consumer Bankruptcy Attorneys. Consulting with an attorney doesn’t obligate you to file, but it could help you avoid expensive mistakes if you later decide that’s your best option.“The people who do much better in bankruptcy are the ones who came in and got advice early on,” Doling says.This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Used Cars in Short Supply, and Shea Couleé Talks About MoneyHow Frugal Fashionistas Can Stay on TrendAre Medicare Advantage Plans Worth the Risk?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5211

The man accused of killing eight people in a truck attack in New York on Halloween is a native of Uzbekistan who moved to the United States in 2010, sources told CNN.Sayfullo Habibullaevic Saipov bounced around parts of the US for several years, with sources telling CNN he has lived in Florida, in addition to stints in Ohio and New Jersey, where he worked as an Uber driver for the last six months, according to the company.On Tuesday, according to police, the 29-year-old drove a rented pickup truck down a busy bicycle path near the World Trade Center in Manhattan, killing eight people and injuring almost a dozen others. 634

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