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There’s a growing problem you need to consider if you're thinking about buying a new home security system.Alarm systems for your home are becoming more affordable and available to everyone. But a recent report made by the Consumer Federation of America says that scary sales tactics and false claims are allowing companies to take your money right from in front of you, and the problem is growing across the country.While burglaries in the country are down by nearly 5 percent, the amount of alarm systems is expected to be up 30 percent by 2020."They're starting to see these alarming practices of companies using scare tactics, other kinds of misrepresentations and also failing to really make clear to consumers how much their services are going to cost," says Susan Grant, director of consumer protection and privacy at Consumer Federation of America.The report found companies tried instilling fear in people in order to get them to purchase their system.Other methods used are a little more subtle, but they can be just as deceiving. The report found that companies were often pressuring consumers into deals that were too good to be true."No deal is too good to pass up,” says Grant. “If the deal is good today, it's going to be good tomorrow."There are ways you can protect yourself. Grant says it's best to do your research; never sign anything on the spot. Also, avoid digital contracts that require you to sign on a phone or tab. You should ask for a copy of what you are signing."You want to shop around and see what the costs are of other companies and compare their reputations as well," suggests Grant.Checking the company’s reviews on the Better Business Bureau is a good place to start when choosing the right company.  1749

TORONTO (AP) — The United States has agreed with Canada and Mexico to extend their agreement to keep their border closed to non-essential travel to July 21 during the coronavirus pandemic. Canadian Prime Minister Justin Trudeau said Tuesday's agreement extends the closure by another 30 days. "This is an important decision that will keep people in both of our countries safe,” the prime minister said in his daily press conference. Americans who are returning to the U.S. and Canadians who are returning to Canada are exempted from the border closure.Acting Department of Homeland Security Secretary Chad Wolf issued a statement Tuesday on why extending non-essential travel restrictions with Canada and Mexico was necessary. "The Department of Homeland Security will ensure that the measures taken at our borders will protect America from all threats, including threats against the health and safety of our citizens," Wolf said in the statement. "Based on the success of the existing restrictions and the emergence of additional global COVID-19 hotspots, the Department will continue to limit non-essential travel at our land ports of entry with Canada and Mexico. This extension protects Americans while keeping essential trade and travel flowing as we reopen the American economy. The Department of Homeland Security is in close contact with our Canadian and Mexican counterparts regarding this extension, and they agree on the need to extend their non-essential travel restrictions as well. I look forward to continuing to work with our neighbors to maintain essential trade and travel while protecting the health of our respective citizenry." The Mexican Embassy in the United States said in a series of tweets that the decision came "after reviewing the development of the spread of COVID-19 in both countries." 1829

TIMES SQUARE — Good riddance, 2020.The celebrations to ring in the new year will be much smaller than usual because of the ongoing pandemic, but many around the world are excited for 2021. One of the world's biggest celebrations will see its own changes. Instead of the usual crowd in Times Square for the ball drop, there will be fewer than 100 people at the Crossroads of the World to ring in 2021. Doctors, nurses, teachers, grocery store employees and transit workers will be invited to enjoy the celebration in socially distances pens while everyone else watches from home.There will be a live broadcast, but just a small in-person audience, Tim Tompkins with the Times Square Alliance said. "To make up the experience we have a new way to watch," he said. "Besides broadcast TV, there is a New Year’s Eve app ,which is interactive. You can even choose the camera angles.”The event will be headlined by Gloria Gaynor, Jennifer Lopez, Billy Porter and Jimmy Allen. So far, the biggest star for visitors is a large, illuminated 2021 display. It was driven more than 5,000 miles through 15 states to get to Times Square, according to Times Square producer Jeff Strauss. "As these numerals were being driven across the country by Kia drivers, people along the way at every stop were cheering," Strauss said. "Everyone can’t wait until 2020 is over."This story originally reported by Magee Hickey on PIX11.com. 1419

TIJUANA, Mexico (KGTV) — Health conditions continue deteriorating Friday in Tijuana where thousands of migrants are camping, contributing to the opening of a second shelter 45 minutes away.The new shelter in an area known as El Barretal has a roof, dry floor and can house 3,000 migrants, Rodolfo Olimpo, a representative from Baja California State's Special Committee on Migration Issues said. Friday, about a thousand were shuttled by bus to the new shelter. There are no lighting fixtures, but migrants are using portable lights as well as flashlights.In the first shelter, the floor is mud, puddles everywhere and the entire area is littered with junk. One man brushed his teeth over a muddy puddle.10News Reporter Laura Acevedo went to Tijuana Thursday and spoke with the migrants living in squalor. One woman from Honduras, Leida Reyes, told her she thinks this is better than what they lived with back home.She said she couldn't walk around freely without fear, her children never attended school because it was too dangerous.When asked about the President's hard stance on migrants, she said she thinks he'll have a change of heart when he understands they're coming from a country that they can no longer live in safely.Reyes has been in TJ for about 20 days and is waiting for her number to be called so her case for asylum can be processed.No one has stated how long either shelter will be in place. 1418

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952