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It’s no secret we’re living in a very divisive time right now. It seems to be Democrats versus Republicans, or conservatives versus liberals. Whether it’s a family member or life partner, many of us are living with someone of an opposing viewpoint.In recent years, Jim Ryan has gotten used to playing pool by himself, but of course, he’d rather not play alone. He says in his old age he’s really appreciated having somebody else by his side.“I’m a widower and it’s nice to have a significant other that can help you out, and you can help them out,” Ryan said.Two and a half years ago, he met a new partner, but it didn’t take long to find out their political opinions were very different. He says he’s been a lifelong Democrat, and she’s a Republican. In a game of pool, if he were solids, she’d be stripes.“She said well, ‘Is that a dealbreaker since we’re opposite viewpoints?’ And I said 'Well, let me get back to you on that’ and we’ve been dating ever since,” Ryan said.Even though their feelings for each other are mutual, Ryan’s partner did not want to be identified in this story. He says she told him there’s too much tension between parties right now. Nonetheless, they have found a way to continue loving each other regardless of their political differences.“Politics, like religion, can be a game changer,” Couple's Counselor Ray Wynfield said.Ray Wynfield has been a couple’s counselor for nearly four decades. He says he offers advice to couples who politically disagree.“It’s a choice, people need to know it’s a choice. You can end a relationship over a church or religion, you can a relationship over politics – over Trump and Biden.”However, if you want to keep the peace between you and your significant other, or another family member, Wynfield says there’s a simple solution.“Don’t discuss it," Wynfield said. "Unless you can discuss it in a kind and respectful way where both people’s opinions and both people’s positions are respected.”Ryan says that’s something he often practices.“There are times where I have to bite my lip, and usually I’m the one that bites my lip,” Ryan said.According to Wynfield, if you and a loved one are struggling to get along in the midst of election season, you can work on skills to find peace between each other.“We need good communication skills, we need skills on how to be aware of our emotions, how to be aware of other people’s emotions,” Wynfield said.If you really do want to discuss politics, he says you shouldn’t react to another person’s views in a hateful way.“Even if you don’t like their candidate, even if you don’t respect their candidate, even if you think their candidate is evil, you don’t say that,” Wynfield said.In his 70 years of life, Ryan says he’s had civil conversations with people of opposing viewpoints. He’d like to see the same happen at the Capitol and all over the country.“I have a lot of friends that are lifelong Republicans and we get along just fine,” Ryan said.Above all else, Wynfield says we need to focus on the good our loving relationships bring us. He says there is so much more to each of us than our political affiliation.“What I hope people do in the next two weeks and after the election regardless of the results – that people can be kind and loving to each other and really appreciate the magic that they can have with a special friend,” Wynfield said. 3368

Instead of planes, trains, automobiles, and hotels, more and more travelers are considering renting an RV for upcoming trips.After all, there is virtually no risk of contracting COVID-19 when you are sleeping and eating in your own home on wheels.But while it appears a great way to travel, you need to know the pros and cons before you rent a camper (that you pull) or motor home (that you drive).It's the vacation rage of 2020, according to Money magazine, which calls RV's "virus friendly," since you drive across the country with your own bedroom and kitchen.But Money says many people end up surprised at the total cost, which can total a lot more than you first think.Know the real costRV rental can range from 0 to 0 per night, similar to a hotel room.Campsites are another to as much as 0 a night, depending on location and amenities.Gas can cost to 0 per day, even with today's low gas prices, as most motor homes get just 5 to 10 miles per gallon.Your auto insurance may not cover the full value of that RV, and your credit card may not cover it at all. That means you may have to pay or more per day for RV insurance.Add it up and you can end up spending 0 - 0 per night, though it is still cheaper than a 0 a night luxury resort.One other downside: many rental RV's are budget models, without all the high-end amenities you see at RV shows. Tour the model first, before you rent.Pull-behind camper or motor home?Campers that you pull tend to rent for less than models you drive.But think twice about a pull-behind camper if you have never towed a vehicle before. You will need an SUV or pickup built for towing, with a tow package that includes brake light hookups.And if you have never towed anything, you could be in for a surprise when you try to back up.A small or mid-size motor home that you drive is usually best for first-timers, experts say.And you have your own COVID-free accommodations, which can be well worth the cost.Bottom line: Campers are a great way to travel safely during the pandemic. Interested? Check a major rental firm like Cruise America. Or rent directly from owners at RV Share.Just know all the costs involved, so you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2534

It's Hispanic Heritage Month.Sites like Yelp and Nextdoor are encouraging people to support Hispanic-owned businesses in their communities.This week, Yelp launched a tag that allows businesses to mark themselves as Latinx-owned.Nextdoor is teaming up with the group We Are All Human to provide resources to Hispanic-owned small businesses. They'll also provide free advertising during the month.The U.S. Hispanic Chamber of Commerce represents more than 4 million Hispanic-owned businesses. It says Latino business owners have been hit particularly hard during the pandemic and need support.Many have limited relationships with banks and are in neighborhoods considered “challenging” to lend to. Many were left out of the Paycheck Protection Program.“In round one, we saw many Latino-owned businesses were really largely left out of those opportunities,” said Ramiro Cavazos, President of the U.S. Hispanic Chamber of Commerce. “Half of our businesses have banking relationships. If you did not have a bank relationship, many of them were shut out.”On average, Hispanic-owned businesses only have about 27 days’ worth of capital reserved. A quarter of them have had to close, at least temporarily, since the pandemic began.“Our Latino-owned businesses provide jobs for our community,” said Cavazos. “They also pay taxes and make investments in their community. And these businesses really are the lifeblood of consumer spending."According to a study by Stanford University, Latino-owned businesses contributed 0 billion to the U.S. economy in the past decade. 1570

Israeli news outlet Haaretz reported on Tuesday that explosions were heard south of the Syrian capital of Damascus as tensions appear to be heating in the Middle East. Syrian state TV reported that Syria downed two Israeli missiles over Syria late Tuesday. This news comes as the US State Department warned of possible attacks on the Israeli settlement of Golan Heights. The US State Department issued a travel alert on Tuesday as President Donald Trump announced the US no longer is part of the Iran nuclear agreement. Haaretz reported that the Israeli army said it believes Iran is planning to carry out an imminent strike from Syria.While the United States' European allies fiercely opposed the US walking away from the Iran deal, Israel applauded Trump's decision.  827

Infectious disease experts say the threat of superbugs is growing. They're bacteria that have evolved so that existing medications no longer work to treat infections.“This is made worse by the overuse and inappropriate use of antibiotics and it has become a crisis here in the United States and around the world,” said Dr. Helen Boucher, Chief of Infectious Disease at Tufts Medical Center.Boucher says antibiotic-resistant bacteria can affect treatment for patients with skin infections or cause urinary tract infections in otherwise healthy women.Superbugs are also well-known for their presence in hospitals, causing serious problems, like pneumonia.That's a big issue amid the pandemic, because hospitalized COVID-19 patients may face getting a secondary infection, putting them at a greater risk of dying.Boucher says the emerging threat of superbugs has gotten to the point where physicians have had to tell some patients their infection can't be treated because there's no effective antibiotic. That could mean a denial for an organ transplant or chemotherapy.“And that is nothing that any of us in the infectious disease business ever, ever want to face,” said Boucher. “And we know that if don't continue to advocate and act and really change this problem, that could get worse.”Boucher is working with the Partnership to Fight Infectious Disease to advocate for change in Congress.She says people should make sure to take any prescribed antibiotics appropriately and talk to their doctor about how much is truly necessary. 1540