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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275
IRVING, Texas – In a letter sent to scouting families Monday, the Boy Scouts of America (BSA) announced its support of the Black Lives Matter movement.The BSA’s National Executive Committee pointed out that the organization wasn’t living up to one of the 12 points of The Scout Law – bravery.“Brave means taking action because it is the right thing to do and being an upstander even when it may prompt criticism from some,” wrote the committee. “We realize we have not been as brave as we should have been because, as Scouts, we must always stand for what is right and take action when the situation demands it.”The BSA went on to say that there is no place for racism in scouting or in its communities, and it won’t be tolerated.“We condemn the murders of George Floyd, Ahmaud Arbery, Breonna Taylor and all those who are not named but are equally important. We hear the anguish, feel the heartbreak, and join the country’s resolve to do better,” the committee wrote.The organization also said it would be introducing a specific diversity and inclusion merit badge that will be required to become an Eagle Scout.“It will build on components within existing merit badges, including the American Cultures and Citizenship in the Community merit badges, which require Scouts to learn about and engage with other groups and cultures to increase understanding and spur positive action,” wrote the committee.Additionally, the BSA is also committing to reviewing every element of its programs to ensure diversity and inclusion are ingrained at every level for participants and volunteers by applying a standard that promotes racial equality and denounces racism, discrimination, inequality and injustice.It’s requiring diversity and inclusion training for all BSA employees starting July 1 and taking action toward introducing a version for volunteersAnd lastly, the organization is conducting a review of property names, events and insignia to build on and enhance the organization’s nearly 30-year ban on use of the Confederate flag and to ensure that symbols of oppression are not in use today or in the future. 2115

It may be the undercard match in 2020, but the battle for control of the U.S. Senate will not be cheap. Democrats are beginning to post fundraising totals for Q2 and numbers show that despite the pandemic, donating to Democratic politicians isn't appearing to take a hit. For example, in Montana, Former Democratic Gov. Steve Bullock announced he has raised .7 million to defeat Republican Sen. Steve Daines, who is also expected to raise millions. Montana is shaping up to be a crucial state for Democrats. Currently, Republicans control 53 seats in the United States Senate. It is looking more likely a Republican will win the Senate race in Alabama which means Republicans will have 54 seats. But they must also defend seats in states like Montana, Colorado, Arizona, North Carolina, Georgia and Maine. Democrats believe it is possible to win five of those races, giving Democrats control. Democrats would also gain control the Senate if they win four of those races and Joe Biden wins the presidency, since the vice oresident casts tie-breaking votes. MONEY TALKS The biggest sign yet that Democrats are focused heavily on the Senate is the race in South Carolina. Trump ally Sen. Lindsey Graham is up for reelection and his race is generally not seen as a competitive, yet Jaime Harrison, Graham's Democratic challenger, announced he has raised over million. While much focus is being placed on Democrats, Republicans are expected to match Democratic numbers when it is all said and done. Many Republican Senators have worked for years to maintain a "campaign warchest" predicting strong numbers from the Democratic Party. For instance in Colorado, Republican Sen. Cory Gardner is estimated to have over million dollars worth of "cash on hand" available to defend his seat. 1799
It's been six weeks since Maria left Puerto Rico in shambles. The hurricane-ravaged island is still contending with widespread power and water shortages, and dozens of stores remain closed.But for employees of three stores, being without work hasn't meant being without a paycheck.TJX Companies, which owns TJ Maxx, Marshalls and HomeGoods, has continued to pay its employees. 384
It only took a little over 15 minutes for Ed Bledsoe to lose three lives that meant the world to him -- his wife and their two great-grandchildren.He had left his home in Shasta County, California, on Thursday to go to the doctor, he told CNN on Sunday. The Carr Fire had been burning for four days at that point and Bledsoe said he didn't realize the fire was coming into his neighborhood.He also said his family was never told to evacuate.While he was out, his 70-year-old wife, Melody Bledsoe, called and told him she could see the fire and that he needed to come get her and their great-grandchildren, 4-year-old Emily Roberts and 5-year-old James Roberts, who Ed Bledsoe called "Junior.""I said 'I'm on my way.' So I just throwed down everything and took off," he said.Ed Bledsoe said he wasn't able to use his usual route to get home because of traffic congestion in the fire area, so he left his car and tried to make it home on foot but that, too, was not possible."I took off running down there (toward his house) and I helped some guy that got burnt ... I got him and helped him out of there and when I got back down there the fire was" -- Bledsoe paused, seeming to search for a word to accurately convey the chaos -- "the fire was ... just intense."But I still tried to get down in there and they come and stopped me and wouldn't let me get down in there."Bledsoe said he got back in his car and sped through an alternate route, passing "everybody in the dirt" but still could not get to his house.At the same time, his sons also tried to get to the house, he said, and heat and flames were so intense as one son tried "it burned his hair off. It took his breath," adding that his son's house was also on fire. In those final minutes, unable to get to his wife and their great-grandchildren, Bledsoe was able to get through on the phone.Bledsoe broke into sobs as he described the words that passed between them."He just kept saying 'Grandpa, come and get me," Bledsoe said, referring to 5-year-old James. "'The fire's coming in the back door. C'mon Grandpa.' I said 'I'm right down the road.'"His granddaughter and wife were also on the phone, he said."Emily says, 'I love you, Grandpa.' Grandma said 'I love you, Grandpa ...' Junior said, 'I love you ... come and get us ... come and get us ...' I said 'I'm on my way ... ' He talked until he died." 2371
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