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SAN DIEGO (KGTV) -- The days of free parking at the Westfield UTC Mall are numbered and it could cost some employees. Come January 30, the mall will roll out its 'secured parking plan' aimed at keeping non-shoppers from parking on the property.Customers can park free for the first two hours and then pay per additional hour, with a daily maximum of . While the parking stations have been in place for months, some mall employees say they were blindsided to learn they too might have to pay for parking. Mall officials say employers have the option of purchasing parking passes for employees. If not purchased by the employer, individual employees may purchase the passes themselves.“It’s another bill to put on top of the rest," said one employee, who asked to remain anonymous for fear of being fired. His employer will not be purchasing parking passes for employees. The anonymous employee says they were told daily passes will cost and monthly passes will cost .“Personally it’s 0 out of my budget each year to go to work, and that’s on top of car payment and insurance," said the employee.He's concerned for mall employees who only make minimum wage and cannot afford the extra cost. While the mall is offering subsidized public transit passes, the concerned employee says that's not an option for everyone. He wishes there had been more transparency about the policy in the months leading up to January 30 roll-out. Mall officials referred 10News to their website regarding the parking plan and said they could not answer additional questions at this time. 1586
SAN DIEGO (KGTV) - The holiday shopping season is here and you probably have a long list of presents to buy that will set you back hundreds, even thousands of dollars. But you might think twice about overspending on Black Friday or Cyber Monday when you take a closer look at the FIRE movement to help you make it in San Diego. Amon Browning and his wife Christina were recently featured on ABC News. The San Francisco couple just retired, and they’re only 40 years old. “I was making ,000 a year, and Christina was making about ,000 a year,” says Amon Browning. In just eight years, they managed to save million by investing 70 percent of their income through a method called FIRE, which is short for Financial Independence, Retire Early. RELATED: Making It in San Diego: Debt-free couple leaves San Diego to fast-track retirementIt sounds impossible, but it’s true.“Have a seat anywhere, it’s fun!” says a smiling Jennifer Mah looking over a crowded San Diego theatre. Mah is the Community Liaison for a local FIRE Chapter in San Diego called Choose FI, as in Financial Independence. It’s a movement that’s growing. “Welcome to the screening of Playing with Fire,” says Mah as the crowd cheers. RELATED: Is retiring in your 40s possible? This man says he's done itShe’s talking about ‘Playing with Fire: The Documentary.’ About 100 people gathered to watch the documentary shown only in select theaters. They gathered to learn what it takes, mostly significant financial sacrifices, to retire early. “The American Dream is getting a college degree, and this job, and this white picket fence. But all of that has this huge debt behind it,” claims a woman interviewed for the documentary.The goal of the film is to get people thinking about where they spend their money. “The consumerism culture is harmful. It really hurts people,” says another man as video of a massive Black Friday rush appears on the big screen.Ultimately, the documentary portrays how consumerism and marketing place so many Americans on the edge of bankruptcy. “We are spending money we don’t have to buy things we don’t need to impress people we don’t know,” says another man in the documentary in an ominous tone. RELATED: The 6 big retirement mistakes — and one way to avoid themBut he’s not that far off. A recent survey from Charles Schwab found 59 percent of adults live paycheck to paycheck. Nearly half, 44 percent, have credit card debt, and only 38 percent have an emergency fund. Those in the Choose FI community are the opposite. “People in the FI Community have a savings rates upwards of 40 percent,” says Mah. Meaning nearly half of their income is going into savings. Everyone in the movement is different in their quest to save and retire early; there’s no one specific way to do it. “Some things that most people cut: really expensive cable, really expensive phone bills, streaming services,” adds Mah. For others, it’s more drastic, like downsizing a house or giving up an expensive car for a used one. RELATED: Living life on their own terms: Couple shares how they retired in their 30's“It’s just about being resourceful, number one, and taking responsibility, number two,” says Kyle Lasota, a young entrepreneur who came to see the documentary. “Until you decide to take responsibility, nothing is going to happen. Everything is always going to be out of your control.”“Even if I don’t reach financial independence, retire early, I think I will be better for trying than not to try at all,” says Mah. The FIRE movement takes a great deal of sacrifice. To be successful like the Brownings, you must reduce spending, pay off your debts, and maximize your savings by setting aside 40 to 60 percent of your income. Finally, you must have 25 times the amount you plan to spend annually in retirement. 3809

SAN DIEGO (KGTV) — The escalation in Iran is stirring up terrifying memories for the family of a San Diego man, held there for more than a year during one of the most intense hostage standoffs in history."I was trying to get information. All I had heard from the State Department was that the embassy had been overrun," said Dotty Morefield, whose husband, Richard, was one of 52 people taken hostage in Iran in November 1979. "I picked up the phone and thought if anyone was going to know it would be the news agency, and Brad picked up."It's been more than 40 years since Morefield picked up the phone and called 10News for the first time. 10News assignment editor Brad McLellan picked up the phone."Mrs. Morefield told me her husband had just been taken hostage in Iran and I was shocked. I didn't know what to say," McLellan recalls. "I kept looking up information for her as it came over the wire service and would always call her."RELATED: Pentagon: Iranian missiles attack 2 Iraqi airbases that house US troopsMorefield's husband was a high-ranking diplomat at the time when Iranian students protesting outside the U.S. Embassy in Tehran took over. For more than 400 days after that, it became her mission to keep her husband's name relevant."It's a kind of fear where you can't function, you're just sitting by the phone waiting," Morefield said. "I have to face the fears. The uncertainties and the worries. It kept me very busy and it kept me informed."Day in and day out, Morefield made sure the hostages were kept in the spotlight. Finally after 444 days, the hostages were released."I was just I was beyond excited," Morefield said. And here, Morefield and her kids — and a sea of supporters — celebrated her husband's return."He was stunned," Morefield said. "There were people from Lindbergh Field to the townhouse I was renting in Tierrasanta. There were people the whole way, waving to us and they were so happy to see him."RELATED: San Diego military bases tighten security amid rising tensions with IranBut for 30 years after his release, until his death in 2010, Morefield's husband never fully recovered."He never slept through a night. Never," Morefield said. "He would wake up afraid, startled. He hated to have a door shut."Morefield now lives in North Carolina. Her lawyer says each hostage was promised .4 million, or 0,000 for a spouse or child, but to this day they're still waiting. He said so far the hostages have only been awarded about 16 percent of the amount they were promised."I don't understand the hold up," Morefield says. 2577
SAN DIEGO (KGTV) — The first-ever professional sports event to be held on an active military base will be held in San Diego this February.As a special thank you to the military, the San Diego Seals pro lacrosse team will play a regular season game on the flight line of MCAS Miramar on Saturday, Feb. 22, 2020, against the Vancouver Warriors. The team has dubbed the first regular season pro sports game on a Marine base the "Rumble on the Runway."RELATED: Padres, D-Backs meet in regular-season games in Mexico City“With more than 100,000 active-duty military personnel calling San Diego home, we are forever grateful for their commitment to protecting our freedom, this city and this great country,” said Seals president Steve Govett. “This game, and the events surrounding it, are a way for us to say ‘thank you’ to them and their families for their service.”A special arena will be constructed to host the event and Seals players will also take part in a series of events leading up to the game with the military and their families.The event will be closed to season ticket members and select active duty, reservist, and retired military guests.RELATED: Padres players surprise San Diego elementary school students with new bikes“MCAS Miramar has a deeply rooted relationship with the San Diego community,” said Col. Charles Dockery, commanding officer, MCAS Miramar. “We strive to be outstanding neighbors to our fellow San Diegans by working hand in hand with them every chance we get. Miramar is grateful to host our San Diegan neighbors for Rumble on the Runway right here on the flight line.”Tickets will be made available to season ticket members online and are already available to military patrons. 1718
SAN DIEGO (KGTV) — The Federal Reserve's decision to lower its key interest rate to near zero will help some San Diegans, but frustrate others.The Fed reduced its Federal Funds Rate to near zero for the first time since the Great Recession of 2008. The move, in reponse to the Coronavirus outbreak, will help keep auto loan rates low and mortgage rates near historic lows. It will also, however, lower earnings from interest bearing savings accounts. Greg McBride, chief financial analyst for Bankrate, predicted the economy to go into a recession, but said the low borrowing rates would help jump start spending once activity picks up again. "Coming out of that, one of the things that's going to give the economy a boost to recover from that will be these brutally low interest rates that entice consumers and businesses to resume borrowing and spending," McBride said. "Somebody concerned about losing their job is not going to go to go out and buy a car."Mortgage rates are already extremely low, with the average rate for a 30-year fixed is 3.36 percent. Still, that's above the all-time lows reached earlier this month, when the Federal Reserve made its first emergency cut. Mark Goldman, a loan officer for C2 Financial Corp., said there has been a rush to refinance since that earlier drop — a big reason why rates did not fall deeper."There's so much refinancing business going on right now that lenders can't stand a lot more business, so they price accordingly," Goldman said. Still, those mortgages rates will remain low as San Diego County enters what's typically its peak home buying season. 1613
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