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Severe weather brought heavy rain, hail and flash flooding to some parts of Maryland.  In Frederick, flood water was so high Tuesday night it covered the tires on cars. Some residents say Market Street was so flooded it looked like a river. Police sent alerts asking residents not to drive on the roads. Emergency crews rescued six people from three vehicles trapped in floodwater.  Click below to see storm pictures from across the state:Businesses in Frederick were also impacted by the storm. The basement of the YMCA on N. Market Street was completely flooded. The first floor had about four to five inches of water. Emergency crews pumped water from inside of the building to help drain it. The YMCA will be closed Wednesday.  So far, no injuries have been reported.   941

ST. ANTHONY, Idaho — Lori Vallow Daybell faces additional charges in connection to the disappearance and death of her children.Vallow was charged late Monday with two counts of conspiracy to commit destruction, alteration or concealment of evidence. The new charges are felonies.According to East Idaho News, Vallow will make an initial court appearance on the new charges Tuesday afternoon at 4:30. Vallow and her attorney, Mark Means, will appear remotely from the Madison County Jail.The charges come after Rexburg police served a search warrant the home of her husband, Chad Daybell, in Salem, Idaho, on Monday. Officers went into the house, exterior buildings, and in the backyard with cameras. They left with brown evidence bags, but it is unknown if the search is tied to Vallow's new charges.Vallow was arrested in Hawaii in March in connection with her missing children, 17-year-old Tylee Ryan and 7-year-old Joshua "JJ" Vallow. She was extradited back to Idaho and charged with felony desertion and nonsupport of children along with three misdemeanors. She's remained in the Madison County Jail on a million bond.Vallow is expected to appear in court on July 9 and 10 if needed for a preliminary hearing. Judge Michelle Radford Mallard will appear over the case, scheduled to start at 9 a.m. local time both days.Police discovered JJ's and Tylee's remains in Daybell's backyard on June 9. Daybell was charged with two felony counts of destruction, alteration or concealment of evidence.This story was originally published by Katie Kloppenburg on KIVI in Boise, Idaho. 1588

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Senate Majority Leader Mitch McConnell said Thursday he is not sending senators home until there is a coronavirus stimulus bill that has been approved by the chamber.“The Senate is not going anywhere until we have COVID relief out the door. We're staying right here until COVID relief is out the door,” McConnell said.As far as the status of negotiations?“Conversations are still underway and making progress on the major pandemic relief package we've all been seeking for the American people. As I've been saying, families across the nation have waited far too long already for another significant dose of assistance. We must not slide into treating these talks like routine negotiations to be conducted at Congress' routine pace,” McConnell said.McConnell’s view is one shared by Minority Leader Chuck Schumer.“We have a responsibility to get this right. People's lives depend upon it,” he said.Last week, House Speaker Nancy Pelosi said that the House will not break for the holidays until pandemic relief is passed.There is added pressure on Congress as the government runs out of funding Friday night.But both sides have been working on economic relief for months, but have failed to come to any sort of compromise.Two weeks ago, a bipartisan group of legislators proposed a 0 billion stimulus plan that would extend funds for additional unemployment benefits for up to 18 weeks per worker. The legislation also would replenish funds for the Paycheck Protection Program, which helped companies affected by the pandemic make payroll.In recent days, members of Congress have pushed for 0 stimulus checks to be added to the comprehensive package. The checks would be sent to Americans in a similar fashion as the stimulus checks most Americans received in the spring. 1783

Starbucks has apologized after a viral video appeared to show two men being arrested while waiting to meet a friend."We apologize to the two individuals and our customers and are disappointed this led to an arrest. We take these matters seriously and clearly have more work to do when it comes to how we handle incidents in our stores. We are reviewing our policies and will continue to engage with the community and the police departments to try and ensure these types of situations never happen in any of our stores," the company said in a statement posted to social media.  589