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OTAY MESA, Calif. (KGTV) - R.J. Donovan State Prison houses some of California’s most infamous inmates but is now getting attention for testing innovative rehabilitation methods.One of the projects is an ambitious, 1,000-foot long mural scaling the concrete walls of part of the prison known as Echo Yard.It’s being spearheaded by inmates Erik and Lyle Menendez. The two gained notoriety in the 1990s for their highly publicized murder trial, when they were convicted of killing their wealthy parents in their Beverly Hills home. At trial, they told jurors it was motivated by years of sexual abuse from their father.READ: Donovan State Prison's 'Echo Yard' takes innovative approach to rehabilitation, reduce recidivismAfter being convicted, they spent 20 years apart in separate prisons. But in April of 2018, they were reunited at Donovan State Prison in Echo Yard. 10News got a glimpse at their life together behind bars. Lyle and Erik declined to be interviewed but showed off part of the mural project they’ve been involved in.The mural depicts landmarks across San Diego including Balboa Park, the Point Cabrillo lighthouse and the historic Mission San Diego de Alcala.The project came about thanks to help from Brahman Kyrie, a volunteer who had been running yoga and meditation classes in the prison. “There’s got to be consequences but there also has to be the love,” said Kyrie.She said the idea of the murals came from a conversation with the Menendez brothers.“I spoke to Lyle and Erik who had been thinking about the beautification,” she recalled.WATCH: WHAT IS THE ECHO YARDWith the help of volunteers from SDSU and with outside donations from Visions Quality Coatings and Encore Art Paint, they began the project in 2019.Echo Yard is classified as a “mixed” yard, bringing together inmates of different security levels on the premise that they will coexist peacefully in exchange for some freedoms.“I do it for therapy, it keeps me grounded,” said inmate David Armstrong about the mural project.“It’s giving me a peace of mind,” echoed Ruben Radillo, an inmate who will be getting out of prison at the end of February after a 25-year sentence.“Don’t be afraid of me,” he said. “I’m going to be a good neighbor, thanks to projects like this. Absolutely.” 2277

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Our highest priority is always the safety and well-being of our employees and customers at our restaurants. We have been in contact with the police department and are fully cooperating with their investigation. 218

Police in Troy, Michigan said a man armed with knives was shot and killed after charging at officers on Monday morning.According to police, they were called to the home on Saddle Brook for a domestic situation just after 7 a.m. on Monday.Officers followed the suspect, a 23-year-old man, and when he noticed officers, he started charging at them. Another officer in an unmarked car got out to distract the suspect, and then the suspect tried getting in an unmarked car.Police say he then turned toward the marked vehicle and started charging at the officer. The officer pulled out his taser and fired, but the taser was not effective and he kept charging toward officers.That's when the officer shot at the suspect several times, killing him.Police said it's been over 20 years since there was an officer-involved shooting in Troy. 849

Police in Delray Beach, Florida are looking for the person accused of attacking a 60-year-old man with a skateboard Sunday afternoon. The victim told police that a younger man used a skateboard as a weapon after the two exchanged words just before noon in the Dotterel Road neighborhood.The victim said he and his wife were walking around their property when they encountered a young man in a dark t-shirt, baggy shorts and dark skater sneakers.The victim's wife told police that she took a picture of the suspect because they have had problems with young men on skateboards damaging cars in the parking lot.The man with the skateboard told the victim to move, but he refused.Police said the suspect swung the skateboard, missing the victim, who fell to the ground. As he got up, he told officers that he unsuccessfully tried to push the attacker away. However the suspect, holding the skateboard in both hands, hit the man on the left side of his head, leaving him with a cut on his left ear and swelling on his head. Delray Beach Fire Rescue treated the victim at the scene of the attack. 1163

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