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Cardi B says she and her husband Offset have broken up.The 25-year-old rapper posted a 42-second video on her Instagram account early Wednesday morning announcing the split."So, everybody been bugging me and everything. And you know, I been trying to work things out with my baby father for a hot minute now," she said."And we're really good friends and you know we're really good business partners and you know, he's always somebody that I run to, to talk to and we got a lot of love for each other, but things just haven't been working out between us for a long time," she added.Cardi went on to say, "And it's nobody's fault. It's just like I guess we grew out of love. But we're not together anymore. I don't know it might take time to get a divorce. And I'm going to always have a lot of love for him because he is my daughter's father and yeah."Cardi and fellow rapper Offset, a member of hip-hop trio Migos, secretly married last September at their home in Atlanta.The couple welcomed their daughter, Kulture Kiari Cephus, in July. 1046

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

CHARLESTON, S.C. -- Ocean views, seafood and southern hospitality are what travelers can expect when visiting Charleston, South Carolina.“Charleston is a tourist destination," restaurant owner Eli Hyman said. "I think it’s one of the most beautiful cities in the world.”Multiple publications, including Conde Nast Traveler, have ranked it as the number one small city to visit in the U.S. Seventh generation Charlestonian Michael Trouche is an expert on tourism in the city. He’s the owner of Charleston Footprint Walking Tours.“We are unique to America," Trouche said. "We have so many things here that are appealing. We’ve got this magnificent, beautiful, well-preserved city in this large contiguous area of about four-square miles, this wonderful climate with all kinds of blooming gardens and trees. You’ve got Charleston right on the waterfront, right on the Atlantic Ocean… and of course... a great southern hospitality. Charleston has always been known as being a very friendly city, so people just love it. People keep coming here and they keep coming back.”However, the past eight months and counting have been a nightmare for business and restaurant owners like Eli Hyman of Hyman’s Seafood.“It’s kind of spooky quiet... it’s eerie," Hyman said. "Because normally these streets would be bustling in the fall. It’s beautiful weather.”Like most places across the country, the COVID-19 pandemic has hit the city hard. Robert Smith is the owner of a local marketing company called The Chart Group.“It almost was like overnight," Smith said. "First we heard about this virus overseas, and next thing you know we’re shutting our city down.”Considering the Chart Group offers video production and content creation for Charleston businesses, Smith depends on a thriving tourism industry. As everything shut down, his clients could no longer pay for his services. He too had to furlough employees.“Tourism within the last 30 or 40 years has become a major component," Trouche said. "It’s multi-millions of dollars in revenue for the city and for businesses and so it is a big player economically in Charleston.”Some businesses have closed forever and those that have survived had to let go of staff.“We had a staff of close to 200," Hyman said. "We’re down to about 130. We have a significant amount of them – about 40 or 45 – that have been with me for 15 years, so I have no choice but to keep my doors open. I’m going to do it for them.”Walking tours around the city only takes one person and Trouche says even that has been a struggle.“I typically give six day’s worth of tours and many times twice a day. I’ve gotten to the point where I may be giving two or three tours in an entire week.”Thankfully, there is hope. Business owners say tourism dollars are coming back as restrictions have been lifted and people are feeling more comfortable leaving home, especially on weekends. According to Erin Francis-Cummings, the president and CEO of Destination Analysts, research confirms that’s likely true.“Just last week when we surveyed American travelers, one in five said they felt like people in their personal networks were traveling more. They feel like they’ve observed that,” Francis-Cummings said.As we learn more about the virus and what can best protect us, Francis-Cummings says more people are feeling safe about traveling. However, if tourism businesses want to do well, she says they need to show that they care about the safety of their customers.“If they have the protocols in place and people feel safe, they will get business.”Francis-Cummings predicts there will be even more travelers once we have a vaccine. In the meantime, Robert says many are eager for another stimulus package from the government.“Helping these businesses through the pandemic and getting back on their feet in our opinion is the most important thing,” Smith said.Taking it day by day, business owners say they pray they’ll come out of this strong.“With God’s good grace we’ll get out of this soon," Hyman said. "Come to Charleston and come to visit.” 4054

CHEYENNE, Wyo. (AP) — Three war-trophy bells seized by U.S. troops over a century ago got a send-off back to the Philippines on Wednesday by U.S. Defense Secretary James Mattis, who called the controversial decision to repatriate them an important gesture of friendship between the two countries.Some veterans and officials in the U.S. oppose returning the Bells of Balangiga, calling them memorials to American war dead. But Filipinos revere the bells as symbols of national pride.U.S. Army soldiers took the bells after an attack killed 48 American troops in 1901, during the U.S. occupation of the Philippines. Two of the Bells of Balangiga are at F.E. Warren Air Force Base in Cheyenne, and the third is with the U.S. Army in South Korea.Philippine presidents including current President Rodrigo Duterte, have repeatedly called for the bells' return. Now, President Donald Trump's administration has agreed that bolstering the U.S. relationship with a key international ally outweighs concerns at home, even among Republican political allies.Mattis marked the start of a several-week process to return the bells to a church in the Philippines with a visit to the two bells at F.E. Warren. With him was the Philippine ambassador to the U.S, H.E. Jose Manuel G. Romualdez."History reminds us that all wars end. In returning the Bells of Balangiga to our ally and our friend, the Philippines, we pick up our generation's responsibility to deepen the respect between our peoples," Mattis said in a ceremony at the base.Soldiers from the Philippines fought alongside U.S. troops in World War II, the Korean War, Vietnam War and in the recent struggle against international terrorism, Mattis pointed out."To those who fear that we lose something by returning the bells, please hear me when I say that the bells mark time, but courage is timeless," Mattis said.Those opposed to returning the bells include Wyoming Gov. Matt Mead, a Republican. Mead took part in the ceremony even as he sides with U.S. veterans who worry that returning the bells could lead to the repatriation of any number of items serving as memorials to American war dead."We know you and the president have looked at this, and the highest priority of the military of course is national security," Mead told Mattis at the gathering of a couple hundred Air Force officers, personnel and family members. "We absolutely need to build those friendships."Wyoming's all-Republican congressional delegation also opposes the bells' return, saying in a joint statement released by Sen. Mike Enzi spokesman Max D'Onofrio that repatriation would set a dangerous precedent for other veterans' memorials in the U.S.___Follow Mead Gruver at https://twitter.com/meadgruver 2737

Cheaper, quicker, and easier. One COVID-19 testing rolling out in the fall looks to achieve all three and maybe even one day mail the tests straight to your home.“Involves just a nasal swab so not a nasopharyngeal swab, just around the rim of the inside of the nose rather than tickling the brain,” said Dr. Joseph Petrosino.The test costs and lets you know if you’ve got the coronavirus within 15 minutes.So far it’s reporting an accuracy rate in clinical labs of 97%.Dr. Petrosino, a molecular virologist with Baylor College of Medicine, took an independent look at the Binax Now ABBOT Rapid test rolling out in October.He says they’re reliable, easy to use, and less vulnerable to supply chain interruptions.“The test is just made out of cardboard and paper, it doesn’t rely on a lot of supply chain plastics or other needs that could potentially hold things up,” said Dr. Petrosino.However, antigen tests like these have been found to produce more false negatives than lab-based tests.Dr. Petrosino says the key is the affordability that would allow large numbers of people at schools and businesses to get tested more frequently, isolating potential outbreaks.“What’ll happen is you’ll have a band that appears if you’re positive as well as a band that relates to whether or not the test worked itself,” said Dr. Petrosino.There’s also a free app that works in conjunction with the test.It allows people to display their results in places where negative tests may eventually be needed for entry, such as schools, workplaces, or large events.Last week, President Donald Trump said the federal government will buy 150 million of the tests to distribute across the country.Fifty million are expected to be available to purchase in October, but folks interested will need to get them at a medical clinic, at least for now.“Currently, you can’t get this test directly, but in the future, you may be able to,” said Dr. Petrosino.This story was first published by Cameron Polom at KNXV in Phoenix, Arizona. 2015