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ST. LOUIS — A St. Louis couple facing felony charges for waving guns at racial injustice protesters who marched near their home allege in a lawsuit that a news photographer trespassed to capture an image of the confrontation.The St. Louis Post-Dispatch reports that Mark and Patricia McCloskey, lawyers in their 60s, filed the lawsuit Friday in St. Louis Circuit Court against United Press International photographer Bill Greenblatt and the wire service.At issue was a protest on June 28, when a few hundred marchers veered onto the private street near the McCloskeys’ .15 million home in St. Louis’ posh Central West End area.Mark McCloskey emerged with an AR-15 rifle and his wife displayed a semiautomatic handgun. The incident sparked international intention and was shared widely online.Newspaper photographers are allowed to take images from public streets, sidewalks or alleys. The McCloskeys have argued that protesters were trespassing because they live on a private street.The McCloskeys are also suing Redbubble, an online custom retail website. The couple says Redbubble users have been selling merchandise that includes the UPI photo without their consent.The St. Louis Post-Dispatch reported last month that the UPI was considering sending a cease-and-desist to the McCloskeys after they used the image on a set of greeting cards.The McCloskeys, known for being litigious, delivered a virtual address at the 2020 Republican National Convention. 1468

Senate Minority Leader Chuck Schumer is pushing the incoming Biden administration to cancel up to ,000 in federal student loans when the president-elect takes office in January.His announcement comes as the nonpartisan Congressional Budget Office released data indicating that America’s student loan debt had increased by 700% during the period from 1995 through 2017.Schumer said that Biden can forgive the debt by executive action due to the Higher Education Act. The Trump administration previously cited the Higher Education Act in authorizing a freeze in student loan payments, which has been extended through the end of January.If Schumer has his way, the freeze would be made permanent for millions of student loan customers."College should be a ladder up but student debt makes it an anchor down. For far too many students and graduate students, some years out of school, student loans and federal student loans are becoming a forever burden," Schumer said. "They stand in the way of people getting the job they want, they stand in the way of buying a home, of starting a family, of buying a car and they hurt our economy dramatically.”Biden has not indicated support for the plan, and has instead offered a more modest recommendation of canceling up to ,000 in federal student loans.Loan burden increasingData released this week by the Congressional Budget Office shows that America’s collective student loan burden has increased seven times from 1995 through 2017 for a multitude of reasons.The CBO lays out a number of reasons why this has happened. One culprit is that borrowing from private, for-profit colleges has skyrocketed. Adding insult to injury, those who attend for-profit colleges and universities are more likely not to graduate, resulting in fewer job opportunities.The CBO also says that enrollment increased at universities across America through the late 90s and 00s, meaning there were simply more students to go into debt. The number of students taking out new loans did subside some after a 2011 peak, but remained higher in 2017 than they did in the 90s and much of the 00s.There has also been an arms race at universities to increase services to students, which increases costs. This comes while state support for public universities has decreased in recent years.Are student loans themselves responsible for increases to tuition?The CBO says that until recently, there was no evidence that an expansion to the federal student loan program was responsible for tuition increases at universities. But the CBO claimed that more recent data has suggested that federal student loans could result in increased tuition.The CBO cited a study conducted by Dr. Robert Kelchen of Seton Hall called “An Empirical Examination of the Bennett Hypothesis in Law School Price” among other studies.“Using data from 2001 to 2015 across public and private law schools and both interrupted time series and difference-in-differences analytical techniques, I found rather modest relationships across both public and private nonprofit law schools,” Kelchen wrote.College grads still fare better overallDespite all of the debt many college graduates face in the years, and even decades, after attending school, those with bachelor’s degrees or higher fare much better in the job market.According to the US Census’ 2019 data, the median income for a householder with a bachelor’s degree was ,036, with those with advanced degrees making even more. For those with an associate’s degree, a degree generally given to community college graduates, the median income was ,242. Those who attended some college, but did not have a degree, earned ,380 a year, while those who were high school graduates earned ,803.During the height of the pandemic, those with at least a four-year college degree were more likely to hang on to their job. The unemployment rate increased from 2.5% to 8.4% for those with a bachelor’s degree from March to April of 2020. Those with an associate’s degree or some college experience, but not a four-year degree, saw an unemployment rate increase from 3.7% to 15%.For those who graduated high school but did not attend college, the unemployment rate during the same period jumped from 6.8% to 21.2%.The most recent job figures, which were for the month of October, showed an unemployment rate of 4.2% for those with at least a four-year degree, 6.5% for those with an associate’s degree or some college, and 8.1% for those with a high school diploma and no college experience. 4529

Should you pay sales tax on your online purchases?Chances are good you already do, even though the law requires online retailers to collect the tax only in states where they have a physical presence.Amazon and Walmart, two of the giants of online retailing, collect sales tax on all their sales in the 45 states that have a statewide sales tax.But many other smaller retailers don't collect sales tax unless they have a physical presence in the state where the buyer lives, relying on a 26-year old Supreme Court decision that was related to catalog retailers. Many of the sales on Amazon's and Walmart's sites are actually done by smaller retailers using those sites as their platform. For example, Amazon says half of the sales on the site are by small and medium size retailers.On Tuesday the Supreme Court is hearing arguments whether to overturn its 1992 decision when it hears a new case focused on online purchases, South Dakota vs. Wayfair.A reversal could mean that all online retailers must collect sales tax everywhere. It's an issue that brick-and-mortar retailers insist will provide a level playing field with online competitors, and help to provide state and local governments with the tax revenue they deserve."The current tax system favors online retailers over brick-and-mortar businesses, and undermines fair and open competition in the marketplace," the National Retail Federation argues in a brief it filed in the case.President Donald Trump has claimed Amazon doesn't collect sales taxes, even though the company does.The Trump administration will join the oral argument in favor of online retailers being required to collect sales taxes everywhere.Those fighting the change say that it would impose an undue burden on small retailers who would owe not just state sales taxes but local sales taxes that many states and counties also impose. Wayfair argues more than 16,000 different taxing units could demand sales tax collections.South Dakota says it is looking to start collecting taxes only for future online sales, but But Wayfair's attorneys argue in court filings that many other states and local governments could demand years of back sales taxes, forcing retailers to go through costly audits of past sales and make back payments that could bankrupt some companies."South Dakota's choice to forego its remedy for back taxes in the event that the Court were to overrule [existing law] will not limit the retroactive application of such a ruling with respect to other state and local jurisdictions," said Wayfair's attorneys.And while the issue is portrayed as one of fairness for small brick-and-mortar retailers that have to compete against online retailers, experts say those small retailers could be among the ones that get hurt.Many small retailers depend on online sales. If they have to start complying with the complexities of collecting and remitting sales taxes nationwide, many could be forced to abandon that part of their business."Those smaller retailers are now starting to see an ability to compete with the big guys like Amazon and Walmart," said Sam Cinquegrani, CEO of ObjectWave, a digital strategy and services firm. "Now it might be something else that is going to take them back a step." 3256

SPRINGFIELD, Mo. (AP) — Prosecutors on Friday filed a terrorist threat charge against a 20-year-old man who said he walked into a Missouri store wearing body armor and carrying a loaded rifle and handgun to test whether Walmart would honor his constitutional right to bear arms.The incident, just days after 22 people were killed during an attack at another Walmart in El Paso, Texas, caused a panic at the Springfield, Missouri, store. Dmitriy Andreychenko walked through filming himself with his cell phone Thursday afternoon.No shots were fired and Andreychenko was arrested after he was stopped by an armed off-duty firefighter at the store.RELATED: El Paso Walmart shooting: How to help the victims"Missouri protects the right of people to open carry a firearm, but that does not allow an individual to act in a reckless and criminal manner endangering other citizens," Greene County Prosecuting Attorney Dan Patterson said in a statement announcing the charge. Patterson compared the man's actions to "falsely shouting fire in a theater causing a panic."If convicted, the felony charge of making a terrorist threat in the second degree is punishable by up to four years in prison and a fine of up to ,000, according to the prosecutor's office. The charge means he showed reckless disregard for the risk of causing an evacuation or knowingly caused fear that lives were in danger."I wanted to know if Walmart honored the Second Amendment," a probable cause statement released Friday with the charges quoted Andreychenko as saying.RELATED: Walmart removes displays of violent video games following El Paso shooting, still sells gunAndreychenko started to record himself with his phone while he was still in the car parked at Walmart. He got the body armor from the trunk of his car and put it on before grabbing a shopping cart and walking into the store, according to the statement.Andreychenko said his intention was to buy grocery bags. The rifle had a loaded magazine inserted, but a round was not chambered. A handgun on his right hip was loaded with one round in the chamber.He said he bought the rifle and body armor because of three recent shootings and a stabbing, and said he wanted to protect himself.RELATED: A Walmart employee and a customer helped 140 people escape from the El Paso shootingHis wife, Angelice Andreychenko, told investigators that she warned him it was not a good idea, adding that he was an immature boy.His sister, Anastasia Andreychenko, said he had asked her if she would videotape him going into Walmart with a gun and she also told him it was a bad idea, according to the probable cause statement.The statement does not allege that he pointed the weapons at anyone, although patrons in the surveillance video could be seen in the background running away.Walmart issued a statement Friday that praised authorities for stopping the incident from escalating. It said Andreychenko is no longer welcome in its stores."This was a reckless act designed to scare people, disrupt our business and it put our associates and customers at risk," said spokeswoman LeMia Jenkins. "We applaud the quick actions of our associates to evacuate customers from our store, and we're thankful no one was injured."Since January 2017, Missouri has not required a permit to openly or conceal carry a firearm for those 19 years or older. Roughly 30 states allow the open carrying of handguns and rifles and shotguns in public without a permit.San Francisco-based Giffords Law Center to Prevent Gun Violence said six states generally prohibit the open carrying of rifles and shotguns — California, Florida, Illinois, Massachusetts, Minnesota, and New Jersey — along with the District of Columbia, the law center said.California, Florida and Illinois also generally ban the open carry of handguns, as do New York and South Carolina.Springfield is about 165 miles (266 kilometers) south of Kansas City, Missouri. 3935

SINGAPORE (AP) — A Royal Caribbean “cruise to nowhere” has been cut short and the ship has returned to Singapore after an elderly passenger was diagnosed with the coronavirus, but the health ministry later said new tests on the man were negative. Meanwhile, passengers onboard are not able to disembark from the ship until full contact tracing measures are carried out and everyone is tested for coronavirus. The ship had 1,680 passengers and 1,148 crew members onboard.Royal Caribbean and Singapore’s Tourism Board said the 83-year-old passenger tested positive for COVID-19 after reporting to the ship’s medical center with diarrhea and was immediately isolated. But Singapore’s health ministry said later that it retested the man and found him negative. It says it will conduct another test Thursday to confirm his status. "We worked closely with the government to develop a thorough system that tests and monitors all guests and crew and follows public health best practices," a Royal Caribbean representative told CNN. "That we were able to quickly identify this single case and take immediate action is a sign that the system is working as it was designed to do."Singapore recently began a “safe cruising” program allowing cruise ships to make round trips from Singapore with no ports of call.The Quantum of the Seas ship was hosting a three-night, four-day cruise around Singapore, a so-called "cruise to nowhere." All passengers had to show proof of a negative COVID-19 test prior to boarding and wear masks at all times outside their rooms. The ship was regularly cycling in fresh air and was operating at 50% capacity. 1638

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