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Tax benefits, hassle-free saving and a possible 100% match on money invested: Workers are saying no, no and no to these things when they ignore their company’s 401(k) retirement plan.These days it takes a pretty strong will — or a really good excuse — not to fall for the 401(k) pitch. And as employer-sponsored retirement plans have improved, these common reasons for skipping the workplace savings plans have gotten weaker. 433

Teachers are talking candidly about the challenges this school year will bring. With many school districts in Virginia opting to start the school year with distance learning, one Hampton Roads social studies teacher shares his thoughts on how to help students have a virtually successful school year.Christopher True is a middle school social studies teacher who is gearing up for a new school year and the inevitable challenge that will come with it.True says communication is key to virtual success.“If that student is struggling with something, they may not be telling the parent.”He says parents should encourage their children not to be afraid to reach out to their teacher for help.True says the communication between students and teachers is just as important as the communication between the teachers and parents.He says parents shouldn’t be afraid of contacting teachers and describes virtual learning as “a community-led effort.”Schools will undoubtedly have expectations for students, even at home, but True hopes those expectations come leniency.“If you have a student whose parents work and [that student] actually has to go to daycare, they can't be expected to be in a class zoom at 10 a.m. if they don't have access to that stuff. And that's just going to be one of those things that we have to account for.”The test run of virtual learning at the end of last school year taught everyone new lessons, including that it takes time to adjust.While he’s banking on beginning the school year virtually, True is looking forward to connecting in the classroom once again.“There's no place I'd rather be. I can't wait to sit in a classroom with my kids again when we can do it safely and I can keep my students safe.”WTKR's Kofo Lasaki first reported this story. 1779

Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567

TEMECULA, Calif (KGTV) -- Police have arrested five people after a woman’s body was found at the border of San Diego and Riverside Counties on October 12.According to the National City Police Department, Pablo Victor Valadez, 35, Crystal Lopez Melendez, 33, Amber Star Suarez, 37, Jonnie Alexander Isaguirre, 22 and Maria Yvette Perreira, 26 were arrested for murder of Alexandria Nicole Smith, 30, Wednesday.RELATED: South Bay police investigating body discovered in North CountyDetectives found Smith’s body on October 12. Smith’s mother, who reported her missing, last saw her daughter on October 2.Detectives say Smith died of asphyxiation and was found fully clothed with a blanket over her body.Police are still investigating the murder. 756

Taylor Swift is back in the global spotlight after the release of her highly-anticipated new album “Reputation” and has one question for her fans, “Are You Ready for It?”.Swift announced the first 27 dates of her world tour “Reputation”, named after the new album, on Monday morning. It comes on the heels of her appearance on “Saturday Night Live” this weekend where she performed two songs of her latest studio project, “...Ready for It” and a stripped-down acoustic version of “Call It Want You Want”.The stadium tour focuses on larger venues, mainly NFL stadiums, and kicks off in May.The “Look What You Made Me Do” singer is excepted to bring back her “1989 World Tour” producer Louis Messina.Messina is no stranger to finding success with stadium tours as he also works with country superstar Kenny Chesney who is making stops in 17 NFL markets for his 2018 “Trip Around The Sun” tour.Tickets for Swift’s new tour go on sale to the general public on the singer's birthday, Wednesday, December 13.Some fans will have a chance to grab tickets early through the new Ticketmaster Verified Fan program.It will be a test for the new method of buying tickets, which rewards fans for participating in artist activities like engaging with them on social media or buying merchandise.The program faced some early backlash as some fans saw it as creating an additional expense to get the same tickets. However, ticket promoters insist it is a new layer of screening to keep the tickets in the hands of actual fans and away from scalpers.More tour dates, including international stops in the United Kingdom, Ireland, Australia and New Zealand, are expected to be announced at a later time.Reputation World Tour Dates: May 8    Glendale, AZ     University of Phoenix Stadium 1809