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POLK COUNTY, Fla. — A Florida inmate has been charged with trying to hire a hitman to kill a child and witnesses in exchange for ,000 and a sports car.Richard Palmer, 26, who is in the Polk County Jail for lewd and lascivious acts on a child under 12 years of age, asked a cellmate if he knew anyone who would be willing to kill the child and witnesses in his case in exchange for ,000 and a sports car, according to the Polk County Sheriff's Office.Palmer went on to tell his cellmate that he wanted the hired hitman to burn the home after murdering the victim and witnesses "to destroy evidence." He said he wanted it done so they couldn't go to court because "he didn't want to spend the rest of his life in prison.""Just when you think this man can't get any lower, after being arrested for doing horrible things to a child, now he's trying to hire someone to kill her and the witnesses. There's not one bit of remorse in this man for what he's done," Sheriff Grady Judd said.According to PCSO, the cellmate turned over Palmer's hand-drawn map of the targeted residence, complete with landmarks, and interior layout, which was intended to help the hired hitman with the task. An undercover detective then got involved, posing as someone interested in helping with the murders. Deputies said Palmer used the term "X Out" when talking about the planned murders with his cellmate and the detective.They said Palmer gave the detective directions and promised a sports car and money in advance as partial payment. Soon after the detective was given a security code question and Palmer arranged for 0 to be wired via Western Union.Detectives said they also recorded a conversation between Palmer and his cellmate, where Palmer used the coded phrase, "Exterminate all Jews," referring to his victims in the neighborhood. They said it was during that conversation that Palmer acknowledged drawing the map.PCSO charged Palmer with two counts of solicitation to commit murder (F-1), and one count of solicitation to commit arson (F-2). His first appearance in court is set for Thursday.Palmer's Criminal History: An affidavit against Palmer for the lewd and lascivious charges was originally filed in February 2013. He was arrested in Ohio and extradited to Polk County in November 2015. Deputies said he posted bail in December of that year, but was arrested again in September of 2017 on battery on a LEO and resisting arrest charges, which prompted his pre-trial release status to be revoked. 2636

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

POWAY, Calif. (KGTV) -- A man who went missing from Poway Saturday night has been found safe. Authorities said Sunday morning that 84-year-old Orlando H. Lugo was last seen around 10:30 p.m. Saturday night. Lugo suffers from memory loss.He was later spotted around 9:20 a.m. walking along the side of southbound Interstate 15 near Scripps Poway Parkway. He has previously walked from Poway to Mira Mesa and Escondido. Lugo was taken to the hospital for a medical evaluation.  508

President Donald Trump on Friday responded to Jeff Sessions' defiance over the handling of the Justice Department by resuming his remarkable public hammering of the attorney general and suggesting Sessions pursue the White House's political opponents."Jeff, this is GREAT, what everyone wants, so look into all of the corruption on the "other side" including deleted Emails, Comey lies & leaks, Mueller conflicts, McCabe, Strzok, Page, Ohr...FISA abuse, Christopher Steele & his phony and corrupt Dossier, the Clinton Foundation, illegal surveillance of Trump Campaign, Russian collusion by Dems - and so much more. Open up the papers & documents without redaction? Come on Jeff, you can do it, the country is waiting!" Trump wrote on Twitter Friday morning. 778

President Donald Trump has reportedly asked the FDA to permit an untested herbal extract to be marketed as a dietary supplement and a potential cure for Covid-19, according to reporting by Axios.Housing and Urban Development Secretary Ben Carson and MyPillow founder and CEO Mike Lindell both support using oleander extract.Oleandrin is commonly used to treat heart conditions and asthma.Lindell, who is a vocal Trump supporter and personal friend, met with President Trump and Secretary Carson in July to tout the untested drug for use in coronavirus cases. President Trump vocalized support for the extract in the meeting, according to Axios.Lindell reportedly has a stake in Phoenix Biotechnology, the company that makes oleandrin.There is a small, non-peer-reviewed study that oleandrin inhibited coronavirus in test-tube experiments using monkey kidney cells.“I haven’t (pushed the FDA to approve it),” the president told reporters Monday morning when asked about oleandrin. When asked if it was something he would support, he responded, “Is it something that people are talking about very strongly? We’ll look at it, we’ll look at it. We’re looking at a lot of different things.” The president continued, “I’ve heard that name mentioned I’ll have to get back to you later.”In March, President Trump asked the FDA to authorize the emergency use of hydroxychloroquine to treat Covid-19. The FDA did, and then in June it revoked the authorization for its use because a large trial study found a “risk of heart rhythm problems” in patients treated with hydroxychloroquine. 1582

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