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This holiday season, a word of caution from charity experts. If you're able to donate, make sure you do your homework, and make a plan for your money so that it supports a worthy cause.Court documents from September detail a four-state investigation that shut down a sham charity, which, according to investigators, bilked consumers out of millions. They claimed to use donations to help homeless veterans, breast cancer survivors, and disabled law enforcement. But the real people in need got next to nothing."The fraudsters out there are relying on your generosity your good wishes, the fact that you can’t say no when somebody says something like veterans or children or breast cancer- they want to tug on those heartstrings," said Yael Fuchs, President of the National Association of State Charity Officials (NASCO). "NASCO was formed so that state charity regulators can talk to each other, so that we can learn from each other, so that we can share tips and make sure that we are coordinating our enforcement efforts.”They often work together to take down the bad guys. And when they're not doing that, they're proactively following fundraising drives. “Do we see exorbitant amounts of money going to professional fundraisers- do we see big upticks in the salaries that the leaders of the charity are making,” Fuchs said.They look for ways in which people are being taken advantage of. So, how do you know who's good and who's not? Enter organizations like Charity Navigator. “We’re a database with all of the registered nonprofits in the United States,” said Michael Thatcher, President, and CEO of Charity Navigator. Thatcher says the company has grown to be the largest independent evaluator of nonprofits in the country. Basically, they give you all the tools you need to make the right decisions when it comes to donations.“Never charge the donor for access to the information and never charge the charities to be evaluated so you eliminate any potential conflict of interest,” Thatcher said If you're looking to give this year, he recommends focusing on how the organization is run, how they're making a difference in the world. Review their financial data, and ask questions - lots of questions. "How have they pivoted around COVID and how have they stayed true to their mission and also stayed in business?" Thatcher added.NASCO recommends you do extensive research. And be specific about the "cause" you want to support. “Where is my money going- how will it be used? What we always want people to remember is you don’t want to give to a buzzword you’re not just giving to a cause you’re giving to a particular charity so you want to be able to trust that charity to understand what their programs are.” The need will be big this year. And donations will be unpredictable. So, experts also say, make a plan, talk to your family, and give with intent so that your donation goes where it's supposed to. 2923

TORONTO (AP) — The NHL believes all seven Canadian teams will be able to start the season playing in their home arenas.NHL Deputy Commissioner Bill Daly said Thursday the league believes it is clear to play in Canada during the second wave of the COVID-19 pandemic after discussions with the five provincial governments with NHL teams to try to gain approval to start Jan. 13.The NHL realigned its divisions for the season so that the North Division — which features all seven Canadian teams — would not have to cross the U.S.-Canada border, which remains closed to non-essential travel until at least Jan. 21.The league released its schedule Wednesday, with each team playing 56 games instead of the usual 82.On Tuesday, the league released its coronavirus-related protocols, which include coaches must wear masks at all times while behind the bench, owners can't have face-to-face meetings with players, and teams can only travel with up to 50 people, according to the Associated Press.The AP also reported that the league had asked the players not to go to restaurants, bars, and clubs and not have outside guests at their homes. 1140

Thursday marks National Coming Out Day — an LGBTQ holiday that encourages young queer people to be comfortable with their sexuality and live an open lifestyle.2018 marks the 30th anniversary of the first National Coming Out Day, first celebrated in 1988. According to the Human Rights Campaign, the day was started by gay activists Robert Eichberg and Jean O'Leary. Recognized by all 50 states, the day is celebrated each year on the anniversary of the Second National March on Washington for Lesbian and Gay Rights, which took place on Oct. 11, 1987.As a psychologist, Eichberg wrote extensively on the act of "coming out" to friends, family and coworkers. in 1978, he established "The Experience," a community workshop in Los Angeles that encouraged young  LGBTQ people to live an openly gay lifestyle among friends and family.According to Eichberg, when LGBTQ people lived an open lifestyle it made their friends and family more likely to be accepting of queer lifestyles. It also encourages other gay people to live openly and helps develop a support network for those who may be struggling with their sexual identities.The Human Rights Campaign has published a resource guide to coming out, which you can read below. For more information on the Human Rights Campaign and National Coming Out Day, visit the HRC's website.Alex Hider is a writer for the E.W. Scripps National Desk. Follow him on Twitter @alexhider.  1471

Trader Joe's has issued a recall alert for possible listeria and/or salmonella concerns in certain salads sold by the grocery store.According to traderjoes.com, the store's Mexicali inspired salad, its BBQ flavored chicken salad, and its field fresh chopped salad with grilled chicken breast may contain corn that's contaminated.The states affected are Colorado, Idaho, Louisiana, Oklahoma, Oregon, Tennessee, Texas and Washington.No illnesses have been confirmed to this date.The store says the potentially affected products have since been removed from store shelves.If you purchased any of these products, do not eat them.For more information or further questions, call Trader Joe's Customer Relations at (626) 599-3817.  752

There is another Titans’ player positive test this morning and the inconclusive positive test from yesterday is now a confirmed positive, per source. The Titans’ facility remains closed and the prohibition on in person activities continues.— Adam Schefter (@AdamSchefter) October 8, 2020 295