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It is a county-approved program that is supposed to help you pay for energy efficient home improvements, but some homeowners blame the program for big tax increases they cannot pay. At least three homeowners who received financing through the PACE (Property Assessed Clean Energy) program say they were misled. The PACE program allows you to pay for home improvements, like solar panels, through your property taxes. Maria Silva said her Del Cerro home is her life. “It’s very important… it’s my home for 28 years,” Silva said. It is a home she is in danger of losing. Silva said it started with a man coming to her doorstep about two years ago. Silva said he offered a deal on home improvement projects like double pane windows. At first, she said no. However, she said the salesman was persistent. For Silva, it was more than a money problem. She is legally blind. She wanted to wait for her son. “He told me well, this promotion ends,” Silva said of the salesman. She said she told the man she was visually impaired, but he told her not to worry and he “was going to read everything for [her].” She did not want to miss out on what she thought was a good deal. At the time, Silva said she was told she would be paying no more than ,000 a year. Silva said she understood the payment would be going on her property tax, but when she got the bill, it showed an increase of more than ,000 this year. “It seems very predatory,” said her son, Allan Silva. On top of that, Allan Silva says the company who upgraded their air conditioning unit never removed the old one like promised. “It kind of seems like some shady things happened to my mom,” Allan Silva said. Carolyn Reilly with Elder Law and Advocacy has heard of deception with this program. “They're telling them it's a free product, it's a free government program,” Reilly said. Reilly said loans are approved for seniors on fixed incomes who cannot afford them and she’s handling many cases from the elderly who say financing was not explained. “They're desperate because at some point, it's going to lead to foreclosure for them,” Reilly said. One Poway woman, who did not want to use her name, said she wound up with a ,000 bill added to her taxes. She said A1 Solar sold she and her husband on solar panels, but she had no idea a lien would be placed on her home in addition to increased taxes. She also alleges that her husband was not the one who signed the documents. “I was not happy with the salesman coming in and going to the computer and signing Jim's name to the documents. I don't think Jim fully understood what was happening,” she said. Her husband, Jim, is dealing with numerous medical issues. Michele Glen is their caretaker and also signed on with A1 Solar. Team 10 examined the contracts, which say the amount would be added to the homeowner’s property tax. However, Glen said the salesman “rushed [them] through it.” “He says, everything is fine,” Glen said. Team 10 called the salesman they say went to their home. He said he had nothing to do with A1 Solar and hung up before Team 10 could ask any more questions. According to the Contractors State License Board, A1 Solar’s license was suspended for multiple complaints, including misrepresentation to obtain a contract. A lawyer who worked for the company says A1 Solar is now out of business. San Diego County Supervisor Dianne Jacob said the PACE program has generated about 0 million in projects and has created thousands of jobs. She has received a few complaints, but believes overall, the program is working. “Frankly, if there are bad apples in the barrel, you need to get them out of the barrels,” Jacob said. She told Team 10 the county will continue with the PACE program because overall it has “been very helpful to a lot of people.” Experts at the Approved Home Pros, a contractor’s association, say the PACE program can be a good fit for some homeowners, but it is important to be educated before committing to it. Recently, Governor Brown signed legislation that aims to provide more oversight and strengthen consumer protections with the PACE program. 4297
It was a warm June night in Arizona, and Scottsdale bars had just reopened after quarantine. Jimmy Flores got a call from some friends, inviting him to go out.“They said, ‘Yeah it’s busy, come on through,’” Flores recalled.The group went out to dinner, then stopped at a bar. “There was about 150 to 200 people there. We had our little table thing, but it was close proximity," said Flores, an entrepreneur who focuses on helping small businesses get PPP loans during the pandemic.Flores said he didn’t wear a mask or social distance, like most others at the bar. “The bar didn’t have enough cups to serve everyone there, so we got impatient waiting for cups, so we decided to just drink and share shots,” said Flores.COVID-19 had shut down much of the country, but on what seemed like a typical night out, Flores wasn’t thinking about the virus.“Before this was happening on the East Coast and in all these other major cities, you’re like, ‘Yeah I guess it’s going on, but nothing’s happening here. I feel like I’m young, I’m invincible to this. I don’t feel like I’m not going to get it.’”About 48 hours later, all that changed.“I woke up in the middle of the night, my body was sweating. I had a 103-degree fever, and I was sick. I felt really, really sick," he described.Flores tested positive for COVID-19. Days later, he ended up in the hospital hooked up to oxygen.“If I breathed in too much, I’d have a massive coughing attack and it led to massive headaches," he said. "And then, when that would happen, I would have panic attacks and collapse my lungs even more."Flores documented on social media both the physical and the mental toll the virus took on him.“I did not take this seriously at all, and now that I have this. I wouldn’t wish it on my worst enemy,” Flores said in a video from his hospital bed. “I couldn’t even go to the restroom, because I would have a coughing attack,” he recalled.He said the time spent sitting alone in his hospital bed left him with a lot of questions. “What is this thing? Why can’t I breathe? Is the hype really real? Because during this time, I didn’t know anyone who had COVID,” said Flores.Cases like his are more common than you’d think. One study by the American Journal for Tropical Medicine and Hygiene found that more than 5,000 people have landed in the hospital and more than 800 people have died around the world from COVID-19 because of misinformation about the virus, and that can come from anything from reading an online article to rumor and stigma in your community.“Especially America, we are a unique country; we’re very individualistic here,” said Flores of the stigma he believes exists across the nation. “For me, it had to take a personal experience to really ingrain into your mind that this is a serious event."Flores is still documenting his recovery to encourage others to sift through the misinformation online. “How can you find truth? I thought it was through sharing personal experiences. But maybe that’s not enough, maybe they have to go through the experience themselves,” said Flores.Flores said he’s had several commenters consider wearing masks or changing their behavior after seeing what he endured, but it hasn’t been all positive.“I was getting hate mail, and I was getting love mail on my social media platforms. People were saying, ‘Oh he’s a crisis actor, he was paid by the government. He looks like he has preexisting conditions, don’t believe him,’” he said.Despite all the opinions and misconceptions about COVID-19, Flores lived it. Now, he says he will live to help others avoid the same pain.“I don’t have any regrets, because if I didn’t go through this experience then I would’ve never had the ability to help other people, thousands of people around the country change their minds,” he said. 3799

Is this the night someone makes U.S. lottery history?Tuesday's Mega Millions drawing is for a jackpot estimated at .6 billion, which would be the nation's largest-ever.That's the value if the winner or winners select annuity payments. The one-time cash option is estimated at 5 million -- still nothing to sneeze at.The current US lottery jackpot record is .586 billion, won in a Powerball drawing in January 2016.And speaking of Powerball: That game's next drawing is Wednesday, for an estimated jackpot of 0 million.That puts the jackpots for the nation's two largest lotteries at more than .2 billion."It's hard to overstate how exciting this is -- but now it's really getting fun," Gordon Medenica, lead director of the Mega Millions Group and director of Maryland Lottery and Gaming, said over the weekend.Mega Millions has already smashed its own jackpot record, which was 6 million, shared by winners in three states in March 2012. 961
INDIANAPOLIS, Ind. — This year has been especially hard on local musicians, who typically rely on gigs in restaurants and clubs to make ends meet. But for the past nine months the pandemic has kept that from happening.Everybody is taking a financial hit this year whether it's a music venue, music artist, even people on the audio/video side of things," said Jake Huber.Before the pandemic, local film maker Jake Huber and live venue owner Mike Angel launched the web TV series called 'Music in Transit' a way to highlight the Circle City's musicians as they perform live shows on IndyGo buses and bus stops."It's really that simple. We put bands on a bus and when it allows for it an audience too," said Angel.Season one was all about surprising new audiences. "You stop in your own tracks and you're like oh, what is this I'm experiencing right now? After a while every single act we had formed a crowd, and through that many acts have reached out to us saying thank you because I've gained a new audience. I've had people buy our record, just from these videos," Huber said.Season Two of Music in Transit will look a bit different. The mobile shows are socially distanced this time around, with a limited crowd. Huber and Angel are hoping season two will allow the world to still see Indianapolis musicians of multiple genre's, who, thanks to pandemic restrictions, could use all the exposure they can get."Hip hop, old country, indie rock, funk. Everything really. If we promote this properly, we could get a pretty broad reach for them and hopefully drive up their album sales a little bit," said Angel.Season two of Music in Transit will premier this month on YouTube -- that's also where you can catch up on the first season.This story was first reported by Cameron Ridle at WRTV in Indianapolis, Indiana. 1820
In the span of just over a month, the number of people hospitalized with COVID-19 has doubled, as has the seven-day rolling average of the number of new cases and deaths linked to the virus every day.On Nov. 4, the U.S. was experiencing an upswing in new cases, with a then-record average of 89,000 new cases a day according to the COVID Tracking Project. However, hospitals were caring for a still-manageable 52,000 patients, and local health departments were reporting 859 deaths today — a tragic number, but nowhere near as high as the first weeks of the pandemic.But in just over a month, those numbers have skyrocketed. Reports of new infections now average more than 200,000 a day — a once-unthinkable figure. There are now a record 104,000 people being treated for COVID-19 in hospitals — a number that has completely overwhelmed nursing staffs across the country, particularly in rural areas.Finally, the U.S. is now losing an average of more than 2,600 people a day to COVID-19 — a number that exceeds the amount of life lost on the attack at Pearl Harbor, where 2,400 lives were lost. And according to health experts, the surge is only expected to worsen. Dr. Anthony Fauci, the nation's top infectious disease expert, says the U.S. has not yet felt the full force of the expected spik caused by extensive travel for Thanksgiving gatherings."The blip from Thanksgiving isn't even here yet," Fauci told CBS News on Tuesday. "So we're getting those staggering numbers of new cases and hospitalizations before we even feel the full brunt of the Thanksgiving holiday."There is some light at the end of the tunnel, as Americans are expected to begin receiving COVID-19 vaccinations in the coming days. However, the vaccines won't be widely available to all Americans until sometime in the spring. 1819
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