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VIRGINIA BEACH, Va. - As COVID-19 continues to wreak havoc on nearly all facets of life – your emergency fund is more important than ever."The industry standard is three to six months of living expenses in some kind of reserve," said Phil Maliniak, Financial Advisor with Wealth Avenue in Virginia Beach.Maliniak says putting together a nest egg is easy."It starts with understanding what you are doing each month a clear vision of where does my money go," he said.He says to start by paying yourself first – then run down a list of all your monthly expenses – and see what surplus is left."Make a checklist of each month, where does it all go, and how do I get my hands on the difference," he stated.To build a surplus, Maliniak says look at things you can ditch. Daily cups of coffee, donuts, streaming services, online shopping, etc. He says then look for incentives."There are little tricks bank accounts and credit card companies have come out with as they pay you every time you buy something or there are cashback options," he said.Another tip, since the virus is limiting what we all can do – stash away the extra income you would have used to go to restaurants, movie theaters, bars, concerts, or sporting events. He says also considers refinancing your loans since the Federal Reserve has slashed interest rates."If you create a reserve, you can create your own bank, and then you can borrow from your bank anytime and determine your own rates," he said.This story was first reported by Chelsea Donovan at WTKR in Norfolk, Virginia. 1550

VISTA, Calif. (KGTV) - Detectives called off a suspect search in Vista after it was discovered that a juvenile accidentally shot himself in the leg Monday afternoon. The San Diego County Sheriff's Department was called to the 100 block of Paseo Marguerita in Vista around 3:45 p.m. after receiving reports of a male juvenile with a gunshot wound. While responding, deputies received information about possible suspects. Authorities found the juvenile near a small pond with a gunshot wound to the leg. Meanwhile, a neighboring school was given an order to lock down. After an extensive search for the suspects, deputies broke down a perimeter set up around the area. The boy was taken to the hospital in unknown condition. After investigating, detectives learned that the gunshot wound was self-inflicted and "appeared to be accidental." The department said it's no longer looking for any suspects. 907

VISTA, Calif. (KGTV) -- Deputies are searching for a suspect they say stabbed someone in Vista early Sunday morning before fleeing the scene.According to deputies, the stabbing happened just after midnight on Flower Lane, a street located inside a condominium complex about half a mile north of State Route 78.The suspect was identified as Christena Potter and remained at large as of Sunday afternoon. The victim was survived and was taken to the hospital, according to the San Diego County Sheriff’s Department.Deputies didn’t specify whether or not Potter had a relationship with the victim. Deputies warned nearby law enforcement agencies to be on the lookout for the suspect. 688

Walking into the South Fork Forest Camp, there’s no security checkpoint, no guards, no fence. Yet, it’s an Oregon Department of Corrections prison facility housing nearly 200 inmates.This camp is a place where men who have served most of their sentences, have records for good behavior and possess a strong work ethic can come to earn a second chance.“We’re all in here for different reasons,” said Ronald Lunsford, who is just one month from being released after more than a decade in prison.But all their paths led to the South Fork Forest Camp. A path now helping them turn away from the past.“Not everybody that comes to prison is a bad person. People make mistakes,” said Charles Teal, who has been firefighting and working in the camp’s mechanic shop since he left the traditional prison setting. “Places like this really help people get back on track.”Men who have less than four years left to serve can come here to get job training, and the training comes in many forms.Every morning before sunrise, the inmates trained in firefighting head out into the community to protect families’ homes.This summer, wildland fire crews have relied heavily on inmate crews for help.“I like going out there and helping the community,” said Juan DeLeon. “We’re human beings, we’re trying to do the right thing.”But not everyone is on the fire line: some inmates focus on the tree line learning forest management. Others in the shop learn carpentry and mechanic work, while many work in the camp hatchery raising fish to return to local rivers.The Oregon Department of Forestry partners with the Department of Corrections to provide job training, proper certification and the skills these men need to get jobs in these fields or similar fields as soon as they’re released.For Aaron Gilbert, the chance to step outside his cell was the beginning of a new chapter. “I’ve been in maximum security prison for the last 13 years, and I came out here just about a year ago. I remember I got off the bus here and my eyes couldn’t adjust, it was just so much green,” he said.Gilbert is working each day for just a few dollars towards a future he can now see clearly.“I feel like I’ve been able to pay back some of my debts to society, and so I want to get out and live a simple life and do the right thing, and that’s something this place will really teach you,” he said.On top of the job training these men can take with them after they’re released, this camp also found their recidivism rate is much lower than other correctional facilities in the state.“When we put someone through our program and they re-enter society, that they’re not going to going to re-enter this system, they’ll have the knowledge the skills and the capacity to be a productive member of society,” said Brandon Ferguson of the Oregon Department of Forestry.The Oregon Department of Corrections said every inmate costs taxpayers an average of ,000 dollars per year to care for and house, which is about 8 per day. South Fork is helping save the community money by keeping people from re-offending, and it’s creating a pipeline to the workforce.“All these guys that are here are going to get out, and they’re going to be our neighbors, so we want them to be successful,” said corrections Lt. Steve Voelker.These men know success starts with redemption, and now, they’re equipped to chase it. 3364

WASHINGTON (AP) — Democrats controlling the House say they'll vote next week on a bill that would make the District of Columbia the country's 51st state.It's an issue that they say has become far more important in the aftermath of protests for racial justice in both Washington D.C. and across the nation.Next Friday’s vote, if successful, would pass a D.C. statehood bill for the first time in the House, but the legislation faces insurmountable opposition in the GOP-controlled Senate.The White House's move to use federal forces to clear peaceful protesters so President Donald Trump could walk to a nearby church for a photo op two weeks ago prompted Democratic leaders to schedule the vote.If the measure was signed into law, the state of “Washington, Douglass Commonwealth” would be admitted into the U.S. and the new state would elect two U.S. senators and one U.S. representative.The state would consist of all D.C. territory except federal buildings and monuments, including the principal federal monuments, the White House, the Capitol Building, the U.S. Supreme Court Building, and the federal executive, legislative, and judicial office buildings located adjacent to the Mall and the Capitol Building. 1221

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