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PHOENIX (AP) — Tens of thousands of coronavirus test kits that went unused during a 12-day testing blitz in Phoenix's hardest-hit Latino neighborhoods shows a failure to spread the word to a community that’s often distrustful of government. Suspicion over uniformed National Guard members at the testing site and initial requirements to show IDs and pre-register also stopped many Latinos from getting a free test in the national COVID-19 hot spot. Community leaders say officials need to go beyond the obvious translations and press releases when communicating with Hispanic people. That can include promoting events on popular social media accounts or doing live interviews on Spanish radio. 701

PALATINE, Ill. – Art education in grade schools has historically struggled with resources and funding. As millions turn to the arts to deal with stress and anxiety, educators are being forced to stretch the limits of their creativity. This fall, they say teaching acting, music and art will be more challenging than ever.“We do lots of different things. We do ceramics. We do 3D sculpture. We do drawing and painting. And it's really a hands-on program,” said elementary school art teacher Paul Dombrowski.Dombrowski is two years away from retirement and trying to relearn how to teach.“COVID, it has really turned the educational world upside down and we're kind of baptism by fire of having to figure out what we're going to do and how we can service these kids,” he said.High school theater director Britnee Kenyon’s district decided on a full remote program weeks ago.“For me, that meant really reconfiguring our entire theater program, theatrical season, everything, because as most people know theater needs an audience and theater needs people,” said Kenyon.One of her six productions had to be eliminated. She’s now dealing with streaming rights to put on her productions online.But the recent streaming success of “Hamilton” has proven that the show can go on.“It's not in the way that we expected but we can still do theater and families can watch it,” said Kenyon. “Maybe on the bright side, families from all over the country will now be able to watch it.”She’s still working out how her acting students will learn, rehearse and perform this year.“Not being able to play theater games together, not being able to make eye contact with a human being and believe that they're making eye contact with you back, because you're actually looking at your screen, that in and of itself is a conundrum that will be really interesting to figure out,” said Kenyon.For Dombrowski, a diabetic making him high-risk for getting coronavirus, his classes will all be virtual.“I'm kind of scared to have to teach it through the computer,” he said. “I'm looking at a screen of 28 children. It's really an impersonal thing. It's hard to make connections with the kids that way.”Even more challenging is that he may be instructing students from all of the schools in the district with differing resources and abilities.“We have 4,000 children that are going to be working from home and some may have a piece of notebook paper and a pencil. Others may have every marker and watercolor set that you can imagine,” said Dombrowski.Online or in-person, the ultimate goal for these educators, they say, is to create a special space for all their students.“A place where they can come and know they're safe and when they leave my classroom, I want them to feel like they're the best artist in the world,” said Dombrowski.Kenyon says she will do the best she can.“I hope this ends up being something that we can look back on and say it was a horrible time in our history. But look at how far we've come.” 2995

PHILADELPHIA – A Scottish Deerhound named Claire was named Best in Show at the National Dog Show on Thursday.Claire won top prize at the annual Thanksgiving Day event after winning in the hound group and dazzling the judges.During the NBC broadcast, commentator David Frei said the dog was doing exactly what it was bred to do."It was built perfectly, has an active, easy gait, and is elegant in the way that Sir Walter Scott had in mind when he called the Deerhound the most perfect creature," said Frei.So Pure ??The Scottish Deerhound is the Best in Show at the #NationalDogShow pic.twitter.com/M45ein5v4G— NBC Sports (@NBCSports) November 26, 2020 Like many events this year, the dog show was held without spectators to prevent the spread of the coronavirus.In recent years, The Kennel Club of Philadelphia has conducted two separate dog shows, but this year, the club only conducted one show that was divided over two days, on Nov. 14 and 15.The competition was also limited to some 600 dogs, a decrease of 70% from the near 2,000 entries usually on hand.Tomorrow on TODAY: Meet this year’s #NationalDogShow 2020 Best in Show winner: Claire the Scottish Deerhound! @NBCSports @NBC pic.twitter.com/RXoKPWarGb— TODAY (@TODAYshow) November 26, 2020 1259

PAKHOKEE, Fla. – For many growing up in Pahokee, Florida, the storyline has been, a future is defined by what happens on the field.“When I was growing up. It was either NFL or the streets,” said Hikeem Banks.To an outsider, it might seem like football is the bright spot in a city that’s been ranked as one of the most dangerous in that part of Florida."Here in Pahokee, we’re football savvy,” Banks said. “Ricky Jackson, Anquan Boldin, Janoris Jenkins, Pernell McPhee.”"Football means a lot. Most people use football as a way out,” said Pahokee football player Geoffrey Mckelton Jr.Banks is working to change the storyline in his hometown.“If you’re not from here, and you read stories about it, you would think that it’s a horror place,” said Banks.He’s working to make sure this generation has more options than he did.“I’m 5’5” so NFL wasn’t going to work,” Banks said. "I got caught up in in the system doing the wrong things which got me to be kicked out of school in the 9th grade. Resorted to drugs, abusing alcohol.”Banks fought to get his life on track. He earned his GED and college degree. He's now a teacher.Banks started Balanced Living Mentorship. He works with young people, many members of the Pahokee High School football team, to teach them about life.“I believe every kid needs a balanced life outside of football. If you don’t have grades, you can’t go on to the next level,” Banks said.“He’s teaching us to be a better person in life, not just for football,” said Pahokee football player Albert Johnson Jr.Like many who take part in the mentoring program, Johnson Jr. has NFL aspirations, but he also dreams of owning his own tech company one day.“Like they say, the NFL is not for long. And there are a few people who make it the NFL,” he said."Once football is all said and done, what do you want to be? Who do you want to be?” head coach DJ Boldin asked his players during a mentoring session."It’s good to know that there is a generation that is starting to realize that, so they won’t feel like football is the end all be all,” Boldin said.Football will always be a big part of Pahokee’s makeup, but Banks wants the makeup of those who play it to be so much more than that. 2208

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764