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WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485

Wendy's wants you to have a free chicken sandwich.The fast-food chain announced that customers who purchase anything off its mobile app or drive-thru would receive a free Classic Chicken Sandwich.You can also redeem the free sandwich inside the restaurant by showing them the QR code from your mobile app when you place your order."We can't wait for our fans to get their hands on the New Classic Chicken Sandwich which has the perfect crunch from breading and pickles paired with the juiciness and flavor of the fillet," said Carl Loredo, Chief Marketing Officer for The Wendy's Company in a press release. "The Classic joins what customers have already come to know and love in spice and taste from Wendy's via our Spicy Chicken and Pretzel Bacon Pub Chicken Sandwiches."Now through Nov. 8, customers can receive one free sandwich per week, which means you can get two free sandwiches before the deal expires, USA Today reported.The sandwich usually sells for .99. 976

WASHINGTON D.C. (KGTV) -- California lawmakers responded Sunday to special counsel Robert Mueller's report.Mueller did not find Donald Trump's campaign or associates conspired with Russia, Attorney General William Barr said in a letter Sunday.Barr wrote that Mueller didn't have sufficient evidence to prosecute obstruction of justice, but he didn't exonerate the President. RELATED: Read: Attorney General William Barr's letter summarizing Mueller's reportRep. Mike Levin, who represents California's 49th Congressional District, responded with a brief statement on Twitter Sunday afternoon: The American people have a right to see the full Mueller report. Attorney General Barr must #ReleasetheReport.— Rep. Mike Levin (@RepMikeLevin) March 24, 2019 759

WASHINGTON, D.C. – Dr. Deborah Birx is warning Americans who traveled for Thanksgiving and attended a large gathering that they should assume they were infected with the coronavirus.The coordinator of the White House Coronavirus Task Force is advising those who gathered with numerous loved ones for the holiday to get tested in next few days.“If your family traveled, you have to assume that you are exposed and you became infected and you really need to get tested in the next week and you need to avoid anyone in your family with comorbidities or (who is) over 65,” Birx told “Face the Nation” on Sunday.Birx also says the task force is even asking families to mask indoors if they chose to gather during Thanksgiving and others went across the country or even into the next state.“And if you're over 65 or you have comorbidities and you gathered at Thanksgiving, if you develop any symptoms, you need to be tested immediately because we know that our therapeutics work best, both our antivirals and our monoclonal antibodies, work best very early in disease,” said Birx.During her interview, Birx referred to the current spike in COVID-19 cases as the nation’s “third wave” and compared it to second wave we saw over the summer.“We saw what happened post Memorial Day,” said Birx. “Now we are deeply worried about what could happen post-Thanksgiving because the number of cases, 25,000 versus 180,000 a day, that's why we are deeply concerned.”Birx says she’s worried about how last week’s holiday gatherings may increase the case count even more, especially in states with fewer COVID-19 restrictions. If you live in one of those states, she says you should take it upon yourself to be restrictive.Watch Birx's "Face the Nation" interview below:In step with Birx, Fauci provided similar warnings during an appearance on “Meet the Press” on Sunday. He said the heavy holiday travel could make the current surge in COVID-19 cases even worse as we head into the winter months."What we expect, unfortunately, as we go for the next couple of weeks into December is that we might see a surge superimposed on the surge we are already in," said Fauci.Unless something changes dramatically, Fauci predicts health officials will advise against travel for the end of the year holidays and New Year’s Eve, like they did for Thanksgiving.“We’re going to have to make decisions as a nation, state, city and family, that we’re in a very difficult time and we’re going to have to do the kinds of restrictions of things we would have liked to have done, particularly in this holiday season. Because we’re entering into what’s really a precarious situation, because we’re in the middle of a steep slope.”Watch Fauci's "Meet the Press" interview below: 2746

WASHINGTON, D.C. – Joe Biden is projected to win the presidential election and become the 46th president of the United States, according to The Associated Press. Watch President-elect Joe Biden address the nation below.The win is historical in several ways. At 77 years old, Biden is now the oldest president-elect in U.S. history. The defeat over President Donald Trump also marks the first time an incumbent president has lost in the U.S. since George H.W. Bush was ousted by Bill Clinton in 1992.Biden's running mate, Sen. Kamala Harris, will also become the first female vice president in the nation's history, as well as the first African American VP and the first person of South Asian descent to hold the office.“Don’t tell me it’s not possible in the United States. It’s long overdue,” President-elect Biden said Saturday night of electing Kamala Harris as Vice President. “Once again, America has bent the arc of the universe more toward justice."During Saturday night's remarks, Vice President-elect Harris started with remarks about democracy. “America’s democracy is not guaranteed, it is only as strong as our will to fight for it, to guard it, and never take it for granted," said Vice President-Elect Kamala Harris.She also had a strong message for women and girls who were watching."While I may be the first woman in this office, I will not be the last," Harris said. The projected victory comes four days after Election Day. The former vice president earned enough votes in crucial battleground states to exceed the 270 electoral votes needed to claim victory Saturday.Biden's win in Pennsylvania put him over the 270 threshold and less than an our later, the AP projected he would also win Nevada, bringing him to a total of 290 electoral votes.Along with the Keystone State, Biden was able to pull Michigan and Wisconsin back into the Democrats’ corner after the party lost the upper Midwest states known as the “blue wall” in the 2016 presidential election.Saturday night, Biden had a message of unity and said he would focus on bringing the country together in his time in office."To make progress, we have to stop treating our opponents as our enemies. They are not our enemies, they are Americans," President-elect Biden said. “I’ll work as hard for those who didn’t vote for me as those who did.”He added, "We have an opportunity to defeat despair," and said there is nothing Americans have "tried that we cannot accomplish." Biden released the following statement about his projected win: 2521

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