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RICHMOND, Va. — Despite a recent extension of student loan relief, experts suggest borrowers should begin preparing now for repayments to begin."The best thing you can do right now is to set a plan forward for your repayment," said Andrew Pentis, who works with LendingTree. "It's possible that this moratorium could be extended by the Biden administration or the newly-elected Congress. But Biden takes office on Jan. 20 and the current moratorium is expected to end right now at Jan. 31. So that only leaves you know less than two weeks for a decision to be made on whether the moratorium will be extended."Pentis said that since March, millions of student loan borrowers have been given an administrative forbearance, which suspended payments and interest and stopped collections on all defaulted student loans. He said borrowers with government-held federal student loans did not incur penalties during the moratorium."If you have an eligible federal student loan and you're seeing any of those negative impacts such as your credit score being affected your credit report showing and delinquent account, it's best to contact your federal loan servicers," Pentis said.For borrowers struggling to afford payments, Pentis suggested they enroll in an income-driven repayment plan to lower monthly payments. "You could also pause your payments via a deferment for unemployment or other economic hardship reasons," he said.He said hoping the government will simply wipe away the more than trillion in student loan debt is not a wise option."There are billions of dollars worth of private student loans and student loans that are no longer in the hands of the federal government," he said. "So even if both major political parties got together and decided this is what they wanted to do, it's unlikely that we would see more than a trillion dollars actually went away."While Pentis says it is best to plan to restart payments at the end of January, reports surfaced on Thursday that Congress is close to striking a deal on more COVID-19 stimulus that could include more student loan relief.This story was originally published by Shelby Brown on WTVR in Richmond, Virginia. 2181

SACRAMENTO, Calif. (AP) — California Gov. Gavin Newsom and the Democratic-controlled state Legislature have agreed on a budget deal that would to cover the state's estimated .3 billion deficit. Newsom and legislative leaders announced the agreement Monday. Sources with knowledge of the plan said it avoids permanent cuts to public schools and health care programs. But it also imposes .8 billion in salary cuts to state workers. In a joint statement, Newsom and the leaders of the Senate and Assembly say the agreement protects core services including education, health care and the social safety net. California's revenue has tanked during the coronavirus pandemic because of a statewide stay-at-home order. 722

REXBURG, Idaho — Judge Faren Eddins says there is probable or sufficient cause that Chad Daybell committed the crimes he is accused of. Daybell is currently charged with two felony counts of Destruction, Alteration or Concealment of Evidence, and two felony counts of Conspiracy Destruction, Alteration, or Concealment of Evidence.The decision was made after a 10-minute recess. Daybell was emotionless as Judge Eddins announced his decision.Prosecutors played a recording of a jailhouse phone call between Lori Vallow and Daybell. The recording was made on the day authorities were searching for the bodies of Tylee Ryan and Joshua "JJ" Vallow. Soon after, the FBI and other law enforcement testified they found the bodies of the children in shallow graves on Daybell's property.There was no indication that either Lori or Chad was aware of the discovery, and they said nothing on the phone call about what they knew.Daybell's case now heads to District Court, where he will go before Judge Steven Boyce on August 21 for an arraignment. The defense has 60 days to file for a change of venue. No one has been charged in the deaths of the children.Lori is scheduled for a preliminary hearing with Judge Eddins next week on August 10 and 11. The hearing will start at 9 a.m.This article was written by Katie Kloppenburg for KIVI. 1335

SACRAMENTO, Calif. (AP) — An attorney and immigrant rights activist is the first person living in the U.S. illegally to be named to a statewide appointment in the nation's most populous state, California's Senate leader announced Wednesday.The Senate Rules Committee appointed Lizbeth Mateo to be an adviser on college access and financial aid. Senate President Pro Tem Kevin de Leon framed the decision as a rebuke of Republican President Donald Trump's immigration policies.As a member of the Student Opportunity and Access Program Project Grant Advisory Committee, Mateo will advise the California Student Aid Commission to help low-income and marginalized people attend college. The position is not paid.The Senate Rules committee, which oversees such appointments, does not have a record of ever before confirming a person living in the country illegally to a statewide position, according to de Leon's office.Matteo, 33, was born in Mexico and moved to California with her parents at age 14. She was the first person in her family to earn a college degree."I hope to be able to draw from my own experiences as an undocumented, first generation college graduate," she said in a statement. "I have no doubt that California can do more for all underrepresented students, especially in regions with low college participation rates, and I appreciate the opportunity to be able to help in any way I can."De Leon announced Mateo's appointment the day after Trump visited California to view prototypes of his proposed border wall and a week after the U.S. Justice Department sued the state over policies that limit cooperation with federal immigration authorities. Democrats who run California government, including de Leon, vehemently oppose the wall and Trump's conservative stance on immigration.Matteo's appointment comes as the U.S. Congress is struggling to reach an agreement about the Deferred Action for Childhood Arrivals program, which grants temporary protected status to people living in the country illegally who came to the U.S. as children. The program's future is uncertain after Trump attempted to cancel it last year and tasked Congress with reauthorizing it.Although she isn't a DACA recipient herself, Mateo has been a vocal advocate of the program.Assemblyman Travis Allen, a Republican from Huntington Beach, criticized the appointment."This is an insult to every California citizen and legal resident," he said in a statement. "The California Democratic Party now prioritizes illegal immigrants over California citizens."But De Leon said Mateo embodies California values."Ms. Mateo is a courageous, determined and intelligent young woman who at great personal risk has dedicated herself to fight for those seeking their rightful place in this country," he said in a statement. 2806

SACRAMENTO, Calif. (KGTV) -- A federal judge has sided with the Trump campaign's request to halt a California law that's aimed at forcing the president to release his tax returns.U.S. District Judge Morrison England Jr. said Thursday that he'll issue a formal ruling by Oct. 1.The ruling marks a major victory for Trump, who is fighting multiple Democratic-led efforts to force him to reveal the returns. California is expected to appeal.The Trump campaign and Republican parties have sued over the law requiring candidates to release their tax returns to appear on the March 2020 primary ballot.Democratic Gov. Gavin Newsom signed the law in July.Lawyers for Trump and Republicans argue that it violates the U.S. Constitution by adding an additional requirement to run for president. They also said a federal law requiring presidents to disclose financial information supersedes state law. 898