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There is another Titans’ player positive test this morning and the inconclusive positive test from yesterday is now a confirmed positive, per source. The Titans’ facility remains closed and the prohibition on in person activities continues.— Adam Schefter (@AdamSchefter) October 8, 2020 295

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

To know how a pandemic and politics have impacted Nogales, Arizona, Aissa Huerta will tell you to just look around.“It’s another world here, so often, it’s missed,” said Huerta.On the street that’s home to her art gallery, steps from the border, there’s not much to see at all. Morley Avenue is empty, many of the stores are closed.“We don’t have shoppers,” said business owner Evan Kory, who owns La Cinderella.For more than seven decades., Kory's family has owned stores in Nogales. The Arizona border city has a population of around 20,000 people. On the other side of the border wall is Nogales, Mexico, a city with a population of more than 200,000 people.Since March, the Mexican-American border has been closed to non-essential travel. The rules mean Mexican shoppers and the millions of dollars they spend in Arizona must stay on the other side of the wall.Kory says at least 90 percent of his store’s customers are from Mexico.“We’ve always been dependent on population in Mexico to support our local economy, so as soon as that’s cut off, our economy is shut down essentially,” he explained.Air travel isn’t restricted, but policy says people must have an essential reason to drive or walk across the border.For now, the restrictions that have been extended monthly since March, mean Alex La Pierre can’t lead tours across the border for his non-profit, the Border Community Alliance, a group that aims to show how concrete and barbed wire can’t divide two cities with powerful similarities.“The more opportunities that we can get to, citizen to citizen, one on one, to meet our neighbor and to see that we’re all not that scary that we have a lot of common interests,” La Pierre said.“The worst part is we can’t share what we love about this area,” said Chef Minerva Orduno Rincon, who has led tours with BCA, using food to create a connection across the border.In this part of Arizona, it’s less about what’s considered Mexican or American.“Really it feels like one whole city here, just divided by a fence,” said Nogales high schooler Ingrid Torres.Many of Torres’ friends live and Mexico and she hasn’t seen them since the pandemic began.For locals like Aissa Huerta, the closer you live to the border, the easier it can be to see through the narratives about immigration often written by those who live far away.“You hear about the worst-case scenario or the drug busts or immigration, so you hear the atrocities of this area without ever getting the opportunity for residents here to tell their story or what it's like to live on the border of two different nations,” Huerta said. 2604

This election season, Demetrius Short is hustling to get his people to the polls.“We have the wonderful opportunity as African American men to be here today,” Short said to a group of young African American voters outside a polling site in Nashville, Tennessee. “The next John Lewis might be right here.”Short is the founder and CEO of the Transformation Life Center and Steps of Success 5K, nonprofits mentoring youth living in underserved communities. Now, Short and his team are using physical fitness to inspire political change by leading young Black men on runs and talking about becoming better people afterwards.“Going out, taking your niece and nephew that may not have a father, being that father or mother example to them and just be the change you want to see,” Short said.During this presidential election, Short is reaching out to college students from Fisk University, a private historically Black college in Nashville.“We’re here to come out here and inspire change in our community and inspire young people to really vote,” said Myles Harris, a recent Fisk University graduate.Harris says he is motivated to get more members of African American communities to have their voices heard and their votes counted.“A lot of people don’t vote because they don’t see the point, they don’t understand why it’s so important,” he said.Many members in the local African American community do understand the importance of this election and are calling this political movement inspiring.“Us Black folks are still fighting. It’s time for a change, man,” said Norman T. Wilson. “So, it’s good that they are trying to get them to vote. votes matter, whoever they vote for.”According to the Pew Research Center, the Black voter turnout rate declined in 2016, falling to 59.6% after reaching a record-high 66.6% in 2012.That’s a trend Short wants to change, not by swaying young people’s votes, but through politics, one step and one vote at a time“We don’t have to riot. We don’t have to do it the bad way,” he said. “We can go to the polls and we can do it the democratic way. The way that our country, I believe our country was set up to do." 2151

TIJUANA, Mexico (AP) — Hundreds of Tijuana residents have congregated around a monument in an affluent section of the city south of California to protest the thousands of Central American migrants who have arrived there via caravan in hopes of a new life in the U.S.The locals waved Mexican flags, sang the Mexican national anthem and chanted "Out! Out!" on Sunday in front of a statue of the Aztec ruler Cuauhtemoc, 1 mile from the U.S. border.They accused the migrants of being messy, ungrateful and a danger to Tijuana.RELATED: CBP commissioner nearly clobbered with rock while touring Friendship Park borderThey also complained about how the caravan forced its way into Mexico, calling it an "invasion." And they voiced worries that their taxes might be spent to care for the group as they wait possibly months to apply for U.S. asylum.RELATED: Migrants won't see armed US soldiers on border 918

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