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Lina Crisostomo's SATs are coming up next week, but college test prep has taken a backseat to funerals, vigils and walkouts.It's been like that since a gunman stormed Marjory Stoneman Douglas High School, killing 17 people and sending Lina running from campus."Homework doesn't really seem that important now," she said Friday, the day before her 17th birthday. "My attention has changed to fighting for these 17 lives."  434

LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LEMON GROVE (CNS) - The Lemon Grove Goodwill store had to be evacuated today after authorities received a report of a grenade being found.Dispatchers were told around 10:30 a.m. that someone found a possibly-functional grenade at the Goodwill on Broadway near Lemon Grove Avenue, according to the San Diego County Sheriff's Department.The Bomb and Arson Unit went to the store to investigate.A sheriff's department spokesman said he couldn't confirm if the grenade was determined to be live or not, but said investigators had cleared the scene and the store was safe to enter. 584

LA MESA, Calif. (KGTV) - Police officers responding to a domestic dispute in a La Mesa neighborhood Monday morning fired at least one shot during an encounter with "an aggressive dog." 192

Like countless other Americans stuck at home during COVID-19, Steven Clark found himself searching for purpose. The 43-year-old man eventually found it in the basement of his century-old home, making desks for students in need.Woodworking is not Clark's full-time job, but it is where he finds himself between Zoom calls and on weekends. Months into the pandemic, Clark knew he had the tools to do something, and eventually, phone calls to local charities revealed the answer: families in Massachusetts, where Clark lives, were in desperate need of desks."It just seemed like an alignment of stars to say, 'Hey, why don’t we build decks, because it seems like there’s a real need for that,'" he explained.Virtual learning and the pandemic have revealed that nearly 9.4 million kids don't have access to the internet. Nationwide, 4.4 million kids don't have access to a computer. But there is no telling just how many kids don't have a desk of their own at home, especially in families who have recently come out of homelessness."I think we can all think back to when we were kids and had something that was ours," Clark said about the need for desks.As the executive director of Furnishing Hope of Massachusetts, Suzy Palitz has plenty of furniture ready to be deployed to families in need, but the one item they need the most right now though are desks."Your bed is to sleep on. your desk is to work at. There are certain things you do in those places and it’s also a way to keep organized," Palitz said.This nonprofit helps families who have just transitioned out of homeless shelters. Most kids don't have a bed to sleep on, let alone a desk to do schoolwork on. The need has become even more critical with students across the country learning virtually at home."It’s a place that’s steady, that they can focus in," she added.The idea has taken off. So far, with the help of 14 other families, Clark and his helpers have delivered five desks to kids in need with another 25 on the way and the funding to make 10 more. There's nothing fancy about the desks. Clark cuts the pieces himself and then hands them off to other families who serve as the assembly line.His hope is that others across the country see how easy it is to help and start their own movement."We’re in a moment in history where social responsibility really matters,” Clark said.If you’d like to help in Clark’s efforts, find out how here. 2416