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The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191
The NFL is further limiting player access to team facilities as it attempts to enhance safety measures during the pandemic.In a memo sent to the 32 clubs and obtained by The Associated Press, teams must close their facilities for two days after games, with some exceptions.Beginning Monday, all teams playing on a Sunday must close those facilities for the next two days.Only players needing medical attention for injuries or in rehab programs may enter the team complex.Coaches can access the facility but must work in their own offices and can't conduct meetings except virtually.The Associated Press reported that players that play on Monday couldn't access their facilities until Thursday, and facilities must remain closed until Sunday to players who play Thursday.According to USA Today, who was the first to report the memo, the league is also lifting its 62-player road game limit for teams, which will allow teams to fill its 48-man gameday roster with practice squad players in case issues arise with the coronavirus. This change will go into effect this week.All players who plan to attend a game must also stay at the team hotel the night before the game, The AP reported.The league had its second major outbreak in the last two weeks, with the Baltimore Ravens having at least two dozen people testing positive. 1332

The number of eligible Latino voters has never been as high as it is now. According to a Pew Research study 32 million Latinos could cast a ballot in this election. However, there is a sentiment among many Latino voters that their vote won’t make a difference. Dora Ramirez, of El Paso, Texas, tells me she is sick and tired of issues facing the Latino community not being addressed by politicians. “We bring money into the economy, we work in the economy. People would not have strawberries or lettuce or avocados if people did not go out and work, and yet they are dismissing us as if we are nothing," said Ramirez.In an effort to engage voters, volunteers were out at a local food pantry. Every person driving up for food is asked if they are registered to vote and if they know where to drop off their ballot. Many have described the Latino vote as a “sleeping giant." A Pew Research study is showing the “sleeping giant” could come to life during this election showing there are 5.6 million registered Latino voters in Texas, 7.9 million in California, 3.1 million in Florida, 2 million in New York and more than a million in Arizona. Latino voters in Texas could potentially turn it into a swing state.Beto O’Rourke and his team from Powered By The People are ramping up their efforts to get people to register to vote. O’Rourke says he has heard from many Latino voters that they don’t feel included by political parties and will not vote, but a group that he is seeing become quite active is the younger Latino community. “Those young people, I believe, are not only going to vote in record numbers, but they are getting their folks and their grandparents and the people in their lives to vote as well," said O’Rourke.Miranda Escobar Gregory is one of those young Latinos. At 20 years old, this will be her first time voting. “I know that I now have more of a voice than I did 2 years ago," said Escobar Gregory. Born and raised in El Paso, as a first-generation Mexican American she faces some unique challenges in adapting her own political believes and still respecting those of her conservative upbringing. “If we have a strong presence in this country, why are we not using our voice to represent us and letting other people do it for us," said Escobar Gregory.Escobar Gregory is one of the more than 3 million registered young Latino voters, a group many believe will show up in record numbers during this election. 2437
The Pentagon has sent more than 300,000 pounds of Thanksgiving food to US military troops stationed overseas and at the US southern border, the Defense Logistics Agency announced Tuesday.The shipments, which include 9,738 whole turkeys and 67,860 pounds of shrimp, were sent to dining facilities throughout the Middle East, Europe, Africa as well as field kitchens in Texas and Arizona."Many of America's military men and women are away from home this Thanksgiving, making sacrifices to secure our freedom and to protect our southern border," Army Brig. Gen. Mark Simerly said. "The DLA Troop Support staff and I are excited about this amazing opportunity to provide them the very best Thanksgiving meal our country has to offer."Among the staggering amounts of food the DLA is shipping are 74,036 pounds of beef, 21,758 pounds of ham and 7,836 gallons of eggnog.Logistics planning to feed troops on Thanksgiving begins in May, according to Deputy Director of DLA Troop Support Rich Faso."The Troop Support Subsistence team is a dedicated group of employees who take pride in ensuring that deployed service members can experience an enjoyable holiday meal each Thanksgiving," he said.President Donald Trump hailed the troops at the southern border as "tough people" during a press gaggle Tuesday when asked about their work on Thanksgiving."Oh, don't worry about the Thanksgiving," he said. "These are tough people, they know what they're doing and they're great and they've done a great job.""You're so worried about the Thanksgiving holiday for them. They are so proud to be representing our country on the border," he continued.In October, Trump assigned nearly 6,000 troops to the US-Mexico border to deal with a migrant caravan heading toward the US through Mexico. Many in the group reportedly plan to follow legal procedures and seek asylum. 1866
The grandmother of Stephon Clark, the young black man shot and killed by Sacramento Police last week, pleaded Monday in a passionate speech for justice for her grandson."They didn't have to kill him like that. They didn't have to shoot him that many times," Sequita Thompson said through tears."Why didn't you just shoot him in the arm, shoot him in the leg, send the dogs, send a Taser. Why? Why? Y'all didn't have to do that," she added.The tearful plea came as part of a press conference with Benjamin Crump, an attorney representing the Clark family. Crump said the family is preparing for an independent autopsy of Clark's body."We will stand up for Stephon, we will speak for Stephon, we will fight for Stephon, until we get justice for Stephon," Crump said."I want justice for my baby. I want justice for Stephon Clark. Please, give us justice," Thompson said.The press conference came a week after Clark, 22, was shot and killed?in his grandmother's Sacramento backyard by officers who believed he was pointing a gun at them, according to police. No weapon was found at the scene. The only item discovered was a cell phone, police said.Officers fired 20 shots, hitting Clark multiple times, police told CNN affiliate KOVR.Crump was retained by Clark's family late last week. He has previously represented the families of other African-Americans fatally shot by police, including Michael Brown?and Tamir Rice, as well as Trayvon Martin, a Florida teenager killed by George Zimmerman.Crump said Clark's death fits a pattern in America of police shootings of unarmed black and brown people."No family should have to endure this pain and suffering as they try to seek answers for an execution of their loved one who is only holding a cell phone," he said. 1797
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