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Hip-hop is going hard at President Donald Trump, and Snoop Dogg is the latest rapper to step into the ring — his newest album's cover shows an image of the rapper standing over a dead body that resembles Trump.The image, posted to Instagram earlier this week, was later removed. The post follows controversy in March when Snoop Dogg put out a music video in which he pointed a toy gun at a clown that looked like the president and was named Ronald Klump. Trump tweeted about it. 486

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Hi, Some clients may currently see an inaccurate account balance when viewing their account summary in online banking/mobile. Clients should click the individual account view for their correct balance. Client accounts have not been impacted. ^joseph— Bank of America Help (@BofA_Help) August 5, 2020 307

GRAND BLANC, Mich. - A 17-year-old is in trouble with Michigan State Police and, most likely, his parents after being clocked doing 138 miles an hour on I-75 in near Grand Blanc.The incident happened at around 8:45 p.m. on November 23.Troopers clocked the 2012 Chevy as it was in the left lane of Northbound I-75. Troopers say the driver tried to "duck off" onto E Holly Road but was caught by the trooper.According to MSP, the driver said he was "traveling so fast and passing other cars and sucking in and out of lanes" because he was late for his 9:30 curfew.MSP says the trooper "gave the kid a break" on a reckless driving charged, but did give him a ticket for going 138 mph in a 70 mph zone and "the SMH award."His ticket carries an unknown fine and four points. 777

Heavy rain, pounding surf and flash floods hit parts of the Florida Panhandle and the Alabama coast on Tuesday as Hurricane Sally lumbered toward land at a painfully slow pace, threatening as much as 30 inches (76 centimeters) of rain and dangerous, historic flooding.The storm’s center churned offshore 65 miles (105 kilometers) south-southeast of Mobile, Alabama, as Sally crept north-northeast toward an expected Wednesday landfall at 2 mph (3 kph), according to the National Hurricane Center. The forecast map showed the center likely coming ashore in Alabama, near the Florida line.Hurricane force winds extended 40 miles (65 kilometers). Rain fell sideways and began covering roads in Pensacola, Florida, and Mobile. More than 80,000 power customers were without electricity, according to poweroutage.us .Up to a foot (more than 30 centimeters) of rain had fallen already on the coast by Tuesday night and Sally’s lumbering pace meant there would likely be extended deluges.“A hurricane moving at 2 mph is stalled for all intents and purposes,” said Brian McNoldy, a hurricane researcher at the University of Miami. “If they aren’t moving along and they just kind of sit there, you’re going to get a ridiculous amount of rain.”Sally strengthened late Tuesday, with sustained winds reaching 90 mph (145 kph). Winds had reached 100 mph (161 kph) on Monday. The National Hurricane Center expected Sally to remain a Category 1 hurricane when it comes ashore, adding “historic life-threatening flash flooding is likely.”By Tuesday night, hurricane warnings stretched from coastal Mississippi to the Florida Panhandle. There also was a threat the storm could spawn tornadoes and dump isolated rain accumulations of 30 inches (76 centimeters) in spots from the Florida Panhandle to southeast Mississippi.Heavy rain and surf pounded the barrier island of Navarre Beach, Florida, on Tuesday and road signs wobbled in the wind. Rebecca Studstill, who lives inland, was wary of getting stuck on the island, saying police close bridges once the wind and water get too high. “Just hunkering down would probably be the best thing for folks out here,” she said.Two large casino boats broke loose Tuesday from a dock where they were undergoing construction work in Bayou La Batre, Alabama. M.J. Bosarge, who lives near the shipyard, said at least one of the riverboats had done considerable damage to the dock.“You really want to get them secured because with wind and rain like this, the water is constantly rising,” Bosarge said.In Orange Beach, Alabama, towering waves crashed onshore as Crystal Smith and her young daughter, Taylor, watched before nightfall. They drove more than an hour to take in the sight.“It’s beautiful, I love it,” Crystal Smith said amid whipping wind. “But they are high. Hardly any of the beach isn’t covered.”Capt. Michael Thomas, an Orange Beach fishing guide, secured boats and made other last-minute preparations. He estimated up to 5 inches (13 centimeters) of rain had fallen in as many hours.“I’m as prepared as I can be,” Thomas said.Stacy Stewart, a hurricane center senior specialist, warned that floods could be deadly.“This is going to be historic flooding along with the historic rainfall,” Stewart said. “If people live near rivers, small streams and creeks, they need to evacuate and go somewhere else.”Forecasters warned that Sally could unleash flooding similar to what Hurricane Harvey inflicted in 2017 in swamping the Houston metropolitan area.Mississippi Gov. Tate Reeves urged people in the southern part of the state to prepare for the potential for flash flooding. He said about 120 people were in shelters in Mississippi.As rain grew heavier Tuesday, many businesses appeared to be closed at exits along the Interstate 10 highway running along the Gulf Coast from Louisiana to Florida.In Gulfport, Mississippi, white plastic bags hung over some gas station pumps that were out of fuel. Along a bayou inland from the Gulf, three shrimp boats were tied up as shrimpers tried to protect their boats from waves. Metal storm shutters or plywood covered the windows of many businesses.In Alabama, officials closed the causeway to Dauphin Island and the commuter tunnel that runs beneath the Mobile River.Alabama Gov. Kay Ivey urged residents near Mobile Bay and low-lying areas near rivers to evacuate if conditions still permitted a safe escape. Revised forecasts late Tuesday predicted that storm surge along Alabama’s coast could reach 6 feet (1.8 meters) at Dauphin Island and as much as 4 feet (1.2 meters) at Mobile Bay.“This is not worth risking your life,” Ivey said.Once ashore, Sally was forecast to cause flash floods and minor to moderate river flooding across inland portions of Mississippi, Alabama, northern Georgia and the western Carolinas over ensuing days.President Donald Trump issued emergency declarations for parts of Louisiana, Mississippi and Alabama on Monday, and tweeted that residents should listen to state and local leaders.On the barrier island of Pensacola Beach, Florida, the Sandshaker Lounge was open Tuesday afternoon, filled with about 30 locals and tourists staying at nearby hotels.“I think I’m the only business open,” said bartender Kyra Smith. She said most locals have lived in the area for decades and have weathered many storms bigger than Sally.“We’re just going to ride it out,” she said.___Wang reported from Pascagoula, Mississippi. Associated Press reporters Jeff Martin in Marietta, Georgia; Russ Bynum in Savannah, Georgia; Sophia Tulp in Atlanta; Tamara Lush in St. Petersburg, Florida; Rebecca Santana in New Orleans; Emily Wagster Pettus in Jackson, Mississippi and Kim Chandler in Montgomery, Alabama, contributed to this report.Full Coverage: Hurricanes 5758

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