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You can get prequalified, which simply gives you an estimate of how much a lender may be willing to lend based on your income and debts. But as you get closer to buying a home, it’s smart to get a preapproval, where the lender thoroughly examines your finances and confirms in writing how much it’s willing to lend you and at what terms. Having a preapproval letter in hand makes you look much more serious to a seller and can give you an upper hand over buyers who haven’t taken this step. 490

You can read the full letter to parents from Superintendent Dr. Jack Parker below:Today, Wednesday, December 16, 2020, is our first snow-day of the school year. As snow continues to fall, the Mt Vernon Community School Corporation is canceling all in-person learning activities for the day. All students and staff will experience virtual learning from their homes. Today will be dedicated for review and catch-up on assignments. All students have only one new assignment today.Students will use the scientific process in planning appropriate clothing to remain warm and dry while spending time outside. Once this hypothesis has been identified, and appropriate attire has been secured, students will be expected to test their theory by going outdoors and playing in the snow.Step two of this assignment will be to practice the skills of estimation and measurement when throwing snowballs at one another while maintaining a minimum of 6’ of distance with others outside of their household. When being hit with said snowball, students are expected to practice their social skills and to use their good words.Extra credit can be earned by helping to shovel sidewalks and/or driveways.Students will self-report their grades to their teachers tomorrow during our regular virtual-learning day. Teachers have the option to not record this as a graded assignment. Students who are not feeling well will be expected to complete the alternative assignment of resting indoors and drinking plenty of fluids.Opportunities to work on assignments given on previous days, as well as consulting with teachers on this school-work, can be made throughout the day via e-mail or other teacher directed communication media.This story was originally published by Katie Cox on WRTV in Indianapolis. 1774

Yet Brackbill added that "we have a very large proportion of people on the registry who don't have PTSD and don't have health problems, so we want to make that point that ... there are many people who have continued on with their lives and have been able to not have this effect," he said. 289

While the NRA donates some money directly to candidates and campaign committees, it spends the vast majority of its money on lobbying and outside expenditures, like supporting or opposing candidates through powerful ads. For example, in the 2016 election cycle, it gave nearly .1 million directly to congressional candidates and party committees, but spent .4 million on outside spending. 393

You're more than welcome, Terrell. We're just here hoping you have the best stay possible. (Also, Mariela is the true ??) pic.twitter.com/F5YEDucRjx— Hampton by Hilton (@HamptonByHilton) June 3, 2019 200