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Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

Microsoft took legal steps to dismantle a system that has allowed criminal hackers to infect more than a million computing devices since 2016, in order to protect the 2020 election.The technology company obtained a court order from a federal judge in Virginia that gives Microsoft control of the Trickbot botnet.Microsoft, along with partners around the world, were able to make it so those operating Trickbot cannot initiate new infections or activate ransomware already in computer systems.Trickbot botnet is a global network believed to be run by Russian-speaking criminals, and is “one of the world’s most infamous botnets and prolific distributors of ransomware” according to a blog post by Tom Burt, Corporate Vice President at Microsoft.Burt says ransomware is “one of the largest threats to the upcoming elections,” and can be used to “infect a computer system used to maintain voter rolls or report on election-night results, seizing those systems at a prescribed hour optimised to sow chaos and distrust.”The move by Microsoft represents a “new legal approach” the company says they are using for the first time.In addition to protecting election systems, Microsoft says dismantling Trickbot will also protect financial services institutions, government agencies, healthcare facilities, educational institutions, and other businesses subject to malware infections. 1382

MARTIN COUNTY, Florida — As early as next week, you could start to see an improvement in the water quality in Martin County.Officials plan to start cleaning up some of the areas most impacted by algae. They hope to give residents some relief from the sight and smell of the algae and help the estuary recover from its damaging effects.Martin County Ecosystem Division Manager John Maehl said because the county declared a local state of emergency earlier this week, it can more quickly obtain grant funds from the Department of Environmental Protection to pay for and expedite clean up efforts.The plan is to get contracted clean up crews on the water early next week, possibly by Tuesday. Even before declaring the state of emergency, county officials had been interviewing and researching companies with technology they say can clean up the algae, without creating more harm to the environment.By next week, Maehl said at least a couple are prepared to get to work.In at least one case, they would be vacuuming the algae from the water.Exactly where the clean up will happen is unclear, but Maehl said the county has been surveying the area, looking to create a priority list of the places they will send crews to first.That could be areas such as Central Marine, typically hit hard by the thickest of the algae.“The really nasty stuff, try to get that out and take away the most noxious component of this and then let the estuary do its thing. The estuary is remarkably resilient,” Maehl said.This is the first year the county has taken on algae clean up effort, so it is a learning experience.“It’s a really complicated issue with a lot of different solutions and really the approach we’re taking is we’re throwing a lot of stuff against the wall and see what sticks,” Maehl said.Stuart resident Teresa Cooper is among those glad to see action being taken.She lives right along the water and can smell the stench of the algae while walking her dog.“I don’t walk him over there, so I just kind of keep him on the side, because it’s bothering me, I’m sure it’s bothering him,” Cooper said. “It hurts your throat and just smells very bad."Maehl said the county also hopes, by next week, to place booms in strategic areas to hold and collect algae. That could include putting a boom in canals leading to the St. Lucie Estuary to keep algae from flowing into the waterway.Maehl is not sure if the cleanup will last for weeks or months. 2457

Millions of people are still unemployed in the United States. On one hand, the unemployment rate has been going down since its peak in June. On the other hand, it’s still almost triple what it was before the pandemic.“I just never anticipated this is where we would be in September,” said Bridget Altenburg, president of the National Able Network.For 40 years, the National Able Network has been helping people find work. But in the past six months, it has been working overtime on that. The organization has been getting roughly 100 calls for employment help a day, serving more than 10,000 people since March.“It is scary for the people that we are talking to,” said Altenburg. “It’s scary for them because we thought it would be a month or two months of unemployment, and here we are, basically six months later, trying to help people navigate who’s hiring.”Altenburg has two key pieces of advice for anyone unemployed right now. One, she is emphatic that there are employers out there hiring.“There are employers that are desperate for people,” said Altenburg. “So, don’t immediately assume that there is nothing out there, so I might as well not look.”Secondly, Altenburg recommends anyone unemployed take a moment to figure out potential jobs in current high-demand fields and think creatively about how your current skill sets apply to those potential jobs.“Don’t sell yourself short in terms of what makes you uniquely qualified for that role,” she added.For example, you wouldn’t think of a restaurant worker having a unique skill set to be a good fit in the IT field, but the National Able Network has been training them to switch over and IT employers are flocking to recruit these workers.“People who have been servers intuitively know customer service in a way that I could never teach somebody that is in IT,” Altenburg explained.In addition to the National Able Network, there is also about 2,400 government-funded American Job Centers nationwide offering free career and job hunt services. In addition, most public libraries, even many community colleges, are offering free resume and some career services help as well.“At Lyft, when we think of the way we can make on communities, we think about how we can use transportation to do so,” said Lisa Boyd with Lyft.The ride-share company has even jumped in to help the millions on the job hunt. It is providing free rides, now in 20 cities, to people going to and from job interviews, job training, and even free rides to work until they get their first paycheck at their new job.The program started in 2019, but at the beginning of the pandemic, Lyft expanded it to help with the increased need.“We have a job access hub on our Lyft website,” said Boyd. “That will help you be able to go in and sign up on a form.”Anyone in need of the free ride while you job hunt or start a new job can go to Lyft's Job Access Page on its website. All you have to do is provide info on where you live, what kind of help you need, and the site will connect you with your local United Way or Goodwill. The two partner organizations actually distribute Lyft’s free rides, and they both offer additional free career services help. 3184

LOUISVILLE, Ky. — The public now has a chance to see what evidence was presented by Kentucky Attorney General Daniel Cameron's office to a grand jury in the Breonna Taylor decision after roughly 15 hours of recordings were released Friday.The recordings reveal who the grand jury heard from in relation to the case and what was said that led to the decision to charge former Louisville Metro Police Department Detective Brett Hankison with three counts of first-degree wanton endangerment in relation to the March 13 shooting.Police said they knocked repeatedly and identified themselves for a minute or more before using a battering ram to enter Breonna Taylor’s apartment, according to Kentucky grand jury recordings released Friday, then killed her in a rapid hail of gunfire after the first officer inside her door was struck by a bullet.But Taylor’s boyfriend, who fired on the officers, said in a police interview played for the jury that he did not hear them announce themselves. If they had, he noted, “it changes the whole situation because there’s nothing for us to be scared of.”The dueling accounts of the March 13 raid in which Louisville police killed the 26-year-old Black woman were contained in hours of recordings made public in a rare release for proceedings that are typically kept secret. The grand jury did not charge the officers with Taylor’s killing.A court ruled that the content of the proceedings should be made public after the grand jury’s decision angered many in Louisville and around the country and set off renewed protests. The material released does not include juror deliberations or prosecutor recommendations and statements, none of which were recorded, according to the state attorney general’s office.Louisville police Lt. Shawn Hoover said officers with a narcotics warrant approached Taylor’s apartment door and announced themselves as police and knocked three times.“We knocked on the door, said police, waited I don’t know 10 or 15 seconds. Knocked again, said police, waited even longer,” Louisville police Lt. Shawn Hoover said in an interview recorded March 13, the same date Taylor was shot, and later played for the grand jury.“So it was the third time that we were approaching, it had been like 45 seconds if not a minute," Hoover said. “And then I said, `Let’s go, let’s breach it.'”Another officer said they waited as much as two minutes. Whether or not officers announced themselves has been a key issue in the case because Taylor’s boyfriend, Kenneth Walker, said he only fired at police because he feared they were intruders.Police said they used a battering ram to enter the apartment, hitting the door three times before getting inside. Detective Michael Nobles said officers made so much noise that an upstairs neighbor came outside and had to be told to go back inside.According to the grand jury recordings, detective Jonathan Mattingly got shot as soon as he leaned inside the apartment.Mattingly said in testimony, some of which was previously released, that he fired four gunshots as he fell on his backside. Officer Brett Hankison said in a recorded police interview that moments after the doors were broken down he saw darkness and then “immediate illumination from fire.”“What I saw at the time was a figure in a shooting stance and it looked as if he was holding, he or she was holding, an AR-15 or a long gun, a rifle,” said Hankison, who was later indicted by the grand jury on charges of wanton endangerment for firing shots that went into another home with people inside.Walker was, in fact, using a handgun.“We didn’t know who it was,” Walker said in his own police interview shortly after the shooting. “If we knew who it was, that would have never happened.”Hoover said he believed Walker and Taylor were lying in wait for the officers.“We were, in my opinion, we were ambushed,” Hoover said. “They knew we were there. I mean, hell, the neighbors knew we were there.”About five minutes after the gunfire erupted and Taylor was shot, her boyfriend dialed 911.According to the audio of the call played for the grand jury, Walker told a dispatcher: “Somebody kicked in the door and shot my girlfriend.”Walker seemed confused when the police interviewed him later. He said he didn’t know why police would knock on Taylor’s door.Officers had a “no-knock" warrant to search Taylor's apartment for drugs. But Attorney General later said officers announced themselves. It's a key issue because the officers said they opened fire after Taylor's boyfriend, Kenneth Walker, fired a gunshot at them. Walker said he didn't know the men who burst into the home were police.One law enforcement officer testified that police ultimately never executed the warrant to search Taylor's apartment.“Were drugs money or paraphernalia recovered from apartment 4? ... The answer to that is no,” said Herman Hall, an investigator for the state attorney general’s office. “They didn’t go forward with executing the initial search warrant that they had for Breonna Taylor’s apartment.”Cameron, whose office led the investigation into police actions in the Taylor shooting, did not object to the file's release. But on Wednesday, his office asked for a week's extension to edit out personal information from the material. The judge gave him two days.Cameron released the following statement on the recordings in a news release issued Friday: 5395