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If you are planning on getting on a plane for Thanksgiving travel, the TSA has reminders about what you can and cannot bring onboard.A mask is a must; several airlines require a face covering from ticket check-in, to the gate and onboard the plane.A few must nots include cooking spray, cooking fuel, lighter fluid, butane, propane, lighters, alcohol over 140 proof, British Christmas crackers, party poppers and other firecrackers or fireworks.What about those delicious Thanksgiving foods and treats? It depends.“If it’s a solid item, then it can go through a checkpoint. However, if you can spill it, spread it, spray it, pump it or pour it, and it’s larger than 3.4 ounces, then it should go in a checked bag,” the TSA recommends as general guidance.Things that can be carried on the plane, and brought through TSA screening, include baked goods (homemade or store bought), meat (cooked or uncooked), casseroles, vegetables, candy and spices.Foods that should be packed safely in your checked bag include cranberry sauce, gravy (homemade or in a can/jar), wine or champagne, and jams or jellies.If you have questions about specific items, the TSA has a website to check, called “what can I bring.” 1209

In a pandemic that relies heavily on the expertise and passion of our healthcare workers, we have seen many doctors and nurses working longer hours and even risking their own health to care for those in need.“This is a pandemic that's going to continue to go on. And a lot of health care providers in different settings have already been asked to work overtime shifts or extra shifts. And the thing is, that’s just increasing the burnout,” said Dr. Jessica Rainbow, RN and UArizona College of Nursing assistant professor.“Before the pandemic burnout was already a normalized issue in Nursing. And what I mean by that is that more nurses than not experienced burnout than those who have what I would call good well-being and don't suffer from burnout,” said Chloe Littzen, RN and UArizona College of Nursing Ph.D. candidate.Rainbow and Littzen are seeking ways to mitigate nurse burnout during the coronavirus pandemic. They say the pandemic has only intensified the problem.“They either leave the setting that they're in. Let's say they're in one unit, they go to another unit. They leave that facility going from, let's say, the hospital setting to the community setting or vice versa, or they leave nursing completely,” said Littzen.That puts the industry in a tough spot. The nursing shortage also affects the ability to educate future nurses and the ability to do more research.“It's important to say that this is not an issue that is the nurse's fault right or any healthcare provider or anyone who works in a healthcare setting,” said Rainbow.From their research, they say health care workers are shown to have good self-care, but it’s the systems of the work environment that can be stressful.“Where they're actually given the resources that they need to be successful. So resources as far as things like PPE, things like having adequate staffing,” said Rainbow.They say a big factor is also the public. Loved ones of those in care can help by being understanding and by adhering to guidelines, such as wearing a mask.“You know, it's important to give grace and struggling times and everyone's emotions are heightened and stressed and you know nurses are people, too. They're also a human being and they're also suffering with you,” said Littzen.They found nurses have done things like meditation, spending more time in nature, and seeking peer groups to voice shared experiences.“Social support is huge for nurses. I mean, especially to when you were a provider and you have a job where your significant other at home may not fully understand what you do. And so it's difficult sometimes if you don't have the social support of other co-workers in the same position,” said Rainbow.Rainbow’s study is called “Working in Healthcare During the COVID-19 Pandemic. Participants can access the consent form with study information online or contact her for more information. Littzen’s dissertation study is called “Young Adult Nurse Work-Related Well-being, Contemporary Practice Worldview, Resilience, and Co-Worker Support.”This story was first reported by Taja Davis at KGUN in Tucson, Arizona. 3106

If you’re a potential homebuyer eyeing interest rates and real estate listings, you might be scratching your head. Mortgage rates are historically low, which means the cost of borrowing is cheap. However, home prices are up in all areas of the country, according to the most recent data from the National Association of Realtors.Whether you’re a first-time buyer on a budget or you have a large down payment and a high income, nobody wants to lose money on real estate.Unfortunately, there’s no simple answer to the question of whether to buy or not to buy. For one, real estate is local. So, although home values continue to rise in every region, there are unique differences among states, cities and even neighborhoods. But there are some indicators homebuyers can plug into their own personal situation that can help them get a better handle on how well current market conditions line up with their goals.Related: Compare Personalized Mortgage Rates From 6 LendersMortgage Rates Could Start Rising With a Coronavirus VaccineA big wake-up call for mortgage borrowers came Monday when Pfizer announced preliminary results indicating its Covid-19 vaccine candidate is highly effective, causing markets to surge. Following the announcement, 10-year Treasury yields and mortgage rates both shot up.If the U.S. government approves the Pfizer vaccine, mortgage rates likely will start to rise, experts predict. This would exacerbate an already expensive housing market.“If the vaccine is approved, I would expect Treasury bond yields to move above 1% by 2021,” says John Lonski, markets economist at Moody’s Analytics. Ten-year yields are currently below 0.90%. “A vaccine will lead to an upturn in economic activity and business activity. Even if the Fed keeps the federal funds target in the current range, yields will rise, which means mortgage rates will, too.”Lower rates means more buying power; however, the large gains in home values have canceled out monthly savings. In fact, comparing starter home prices in the fourth quarter of 2019 with current starter home prices and their respective mortgage rates, today’s buyers will pay slightly more in monthly payments but could save tens of thousands of dollars in total interest paid.Home Prices Are RisingMedian single-family home prices climbed in all 181 metropolitan statistical areas tracked by the National Association of Realtors (NAR), according to its latest report. The double-digit year-over-year gains were most prominent in the West (13.7%), followed by the Northeast (13.3%), the South (11.4%), and the Midwest (11.1%).Median home prices on existing single-family homes shot up to 3,500, 12% higher from this time last year. This means that home prices are growing four times as fast as median family income.“Favorable mortgage rates will continue to bring fresh buyers to the market,” said Lawrence Yun, chief economist at NAR. “However, the affordability situation will not improve even with low interest rates because housing prices are increasing much too fast.”A colossal 65% of the areas measured (117 areas out of 181) saw double-digit price growth year-over-year.Although there’s strong growth in both urban and suburban areas, the data shows that less densely populated places are still performing better than packed cities in terms of homes sales and values. But some economists warn that with a vaccine on the horizon, the economy will snap back quickly thanks to a strong foundation going into the pandemic and could leave some homeowners with buyer’s remorse.“People are frightened. They’re running out of cities and going to suburbs. This fear-driven demand for housing is dangerous,” says Lonski, the Moody’s economist. “What happens to housing when Covid-19 is behind us? A lot of people will discover that they paid a little too much for homes. Unless you absolutely have to move, you should take a cautious approach to buying a home right now.”Look to New Construction to Help Slow Home Price GainsHousing affordability has been an issue for a few years now as residential construction has lagged behind demand, creating an enormous imbalance in the market. At the beginning of 2020, construction was picking up but Covid pushed a pause button on activity.The good news is that new residential construction is beginning to ramp up again. In September, housing starts were up by 11% year-over-year. According to the recent Dodge Data & Analytics 2021 Construction Outlook, U.S. construction starts are projected to increase by 4% next year, to 1 billion.“Construction has recaptured some of the momentum it lost at the beginning of the year, so that will be good for inventory,” says Danielle Hale, chief economist at Realtor.com.Hale says that inventory is really the only thing that can hit the brakes on rapid price growth, discounting other possibilities like baby boomers downsizing and expanding the pool of inventory as a meaningful solution.“As far as boomers moving and downsizing, we haven’t seen a lot of that,” Hale says. “We expect the biggest help on the inventory side to come from new construction. It’s not going to be completely easy—there will still be affordability challenges. We don’t expect prices to decline; instead price growth will just slow and get in line with wages.”What Homebuyers Should Consider Before BuyingThe five-year rule is the first thing you should consider before buying, which is a general calculation that shows when you’ll break even from closing costs.If you plan on moving within five to seven years, you’ll likely lose money on the sale—unless home prices jump up dramatically, which is not something buyers should count on.For homebuyers who plan on staying in the home long-term, there’s more time to build equity and make up for those hefty closing costs, which can equal about 2% to 5% of the purchase price.“Don’t get carried away by the madness of crowds. In the back of your mind you should be asking yourself: ‘Can I sell this property, if I have to, without losing too much?,’” Lonski says.To determine whether you can truly afford the house, consider taxes, insurance and repairs, in addition to the cost of the mortgage, which will vary based on your credit score, the type of loan you take out and the amount you put down towards the purchase out of pocket.Leslie Tayne, founder and head attorney at Tayne Law Group in New York, advises buyers to keep expenses at 30% of your income.“For example, when an individual has enough savings for a 20% down payment (to avoid private mortgage insurance), the mortgage payment is no more than 28% of their monthly income, and they have a 700+ credit score, buying a house can be a good financial move,” Tayne says. “Buying makes sense, too, when the value of the home decreases or there is an opportunity to purchase a property that is below market value.”Related: Compare Personalized Mortgage Rates From 6 Lenders 6919

Images from Niagara Falls are going viral online, showing the stark difference in how Canadian and American companies and customers are handling social distancing guidance during the pandemic.The pictures and videos being shared compare two boats, one with a lot of people onboard and one with very few people onboard. The Canadian tour boats are seen with hardly any people onboard, while the American boats have people shoulder-to-shoulder. @samatha.1617 Niagara Falls, the Canadian boat versus the American boat ##maidofthemist ##canada ##niagarafalls ##fyp? Titanic - Titanic For those not familiar with the international site along the New York-Ontario border, on the American side is a company operating boat tours called Maid of the Mist which gives its passengers blue rain ponchos and on the Canadian side is Hornblower Cruises which gives their riders red ponchos.Maid of the Mist recently posted on Twitter thanking their customers for social distancing. 977

Hurricane Laura is expected to create an “unsurvivable storm surge,” of up to 15 feet in some places, according to the National Hurricane Center.Here is an explanation of what storm surge is, and why it can be so deadly.“Storm surge is the rise in seawater level caused solely by a storm,” says NOAA. It is measured as the height of the water above the “normal predicted astronomical tide,” caused by the storm’s winds pushing water onshore.A “storm tide” is the total observed water level during a storm that includes storm surge and astronomical tide. Astronomical tides are caused by the gravitational pull of the sun and moon.According to NOAA, the National Oceanic and Atmospheric Administration, the highest storm tides are often observed during storms that coincide with a new or full moon. 805

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