梅州没怀孕来月经怎么办(梅州怀孕两月做人流) (今日更新中)

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

A woman in New Jersey is facing aggravated assault charges after fracturing a woman's leg over an argument on how to wear a face mask properly, Hackensack Police Department said.Officials say the incident happened at a Staples in Hackensack.Police say Terri Thomas was shown on a surveillance video approaching another woman, who was using a cane, who had told Thomas that her mask wasn't covering her face correctly.Video then shows Thomas grabbing the victim and throwing her to the ground, officials stated.Police said the victim, who had just recently had liver transplant surgery, fractured her leg, which required her to have surgery again.Police arrested Thomas, who is set to appear in court on August 24, officials said. 738

AMELIA, Ohio -- They look like Muppets, according to parts of the internet. Or maybe the hall leading to a video game boss battle.The 45 red berry trees lining the White House's east colonnade instantly went viral when first lady Melania Trump unveiled the holiday decorations on which she'd reportedly worked since early August. 337

A winter storm that caused Thanksgiving travel chaos will bring more high winds and snow Monday as it pushes northeast from the Midwest toward the lower Great Lakes.More than 1,000 flights were already canceled early Monday and more than 10 million people are under a blizzard warning due to the wintry conditions.Kansas Gov. Jeff Colyer issued a state of emergency declaration for the state and officials said road conditions were "treacherous" in some areas."We strongly recommend that you postpone travel plans, if possible; however, if you must be on the road, make sure your vehicle's emergency kit is stocked, your gas tank is full and your cell phone and charger are with you and someone knows your travel plans," the declaration reads.Kansas City International Airport was closed to flights arriving on the airfield due to low visibility caused by weather conditions but reopened Sunday evening, according to its Twitter account.More than 1,700 US flights were canceled Sunday, with delays to 5,091 flights, according to flight-tracking website FlightAware. Most were at Kansas City and Chicago's O'Hare International and Midway airports.Multiple roads were also closed because of whiteout conditions, according to the KanDrive website. The Kansas Department of Transportation tweeted late Sunday that Interstate 70 had reopened statewide but that there could be morning delays, with ice and wind blowing snow over just cleared highways.There were reports of snow as high as 16 inches in parts of Iowa, with other areas reporting 3 inches to 10 inches. Baileyville, Kansas, notched 10 inches and 7 inches fell in Salina, Kansas.The weather system was forecast to move into the Great Lakes region before hitting the Northeast on Monday, according to CNN meteorologist Haley Brink.More than 10 million people are under a blizzard warning.Nearly 20 million people were under a high-wind advisory. This includes residents of Kansas and some in parts of Missouri, Nebraska and Iowa. Wind reports from the Central Plains clocked wind gusts at tropical storm force from 50 to 75 mph from Nebraska to Texas.Fort Hays State University student Brooks Barber captured the blizzard conditions in Hays, Kansas, on Sunday morning. Streets were dark, and many were without power, he said.The National Weather Service Quad Cities office posted a video of a weather balloon being released in a blizzard.Whiteout conditions brought low visibility to the small town of Chariton, Iowa, which is an hour south of Des Moines.By Monday morning, many areas from the Plains to the Midwest will have seen 6 to 10 inches of snow, CNN meteorologist Michael Guy said. As the low pressure passes, areas behind the system will continue to see more snow through Monday evening with up to a foot possible before the skies clear.The storm is moving to the lower Great Lakes, making its way toward New England by Tuesday. Parts of Michigan, the eastern shores of Lake Erie, as well Maine could see up to a foot or more of snow before the storm exits the US by Wednesday morning, Guy said.The major metropolitan areas in the Northeast will see wind and rain Monday into Tuesday. Wind gusts from 30 mph to 45 mph are possible as the system passes and temperatures drop through midweek. 3264

After much thought, I’ve decided to opt out of the 2020 WNBA season. There’s work to be done off the court in so many areas in our community. Social justice reform isn’t going to happen overnight but I do feel that now is the time and Moments equal Momentum. Lets keep it going!— Renee Montgomery (@itsreneem_) June 18, 2020 332

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