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Hackers who infiltrated the Twitter accounts of several high-profile politicians and industry titans over the summer posed as members of the Twitter IT department in order to steal the credentials of employees with high-security clearance, New York's Department of Financial Services says.On July 15, dozens of high-profile Twitter accounts — including those belonging to Joe Biden, Barack Obama and Jeff Bezos — were hacked and posted messages directing followers to give away bitcoin in a targeted scam. According to the DFS, hackers made off with about 8,000 in bitcoin.In the days following the hacking, Twitter said it believed that the scam was engineered by a "coordinated social engineering attack by people who successfully targeted some of our employees with access to internal systems and tools." In its report, published Thursday, DFS confirmed that was the case.According to DFS, the scheme began on July 14, when at least one of the hackers called Twitter employees posing as members of Twitter's IT desk. Twitter employees have been working from home amid the COVID-19 pandemic, and the company has often experienced issues with its Virtual Private Network. Seizing on that vulnerability, the hackers told the employees they needed to check on the VPN and directed employees to a phishing website that looked "identical" to Twitter's IT page.When the employees with advanced access entered their username and password, that information was immediately sent to the hackers.The next day, the hackers carried out their high-profile bitcoin scheme, which alerted Twitter to the hack and caused disruptions on the site for several hours. However, before carrying out the bitcoin scheme, the hackers also took control of so-called "OG" Twitter accounts — valuable account names designated by a single word, letter or number. If login credentials of those accounts are stolen, such they can be sold for thousands of dollars.In all, DFS says 130 Twitter accounts were hacked, and the suspects sent tweets from 45 of those accounts.The DFS said the hacking represented severe flaws in Twitter's security systems, which could have dire consequences."In the hands of a dangerous adversary, the same access obtained by the Hackers–the ability to take control of any Twitter users’ account–could cause even greater harm," the agency said. 2351

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Gibson Brands has filed for Chapter 11 bankruptcy protection amid what the company has called a “devastating” financial fall. The announcement was made Tuesday morning. As part of the filing, the company said it will kill its Innovations unit, which makes Phillips headphones, speakers and other electronic accessories. A federal judge will be required to sign off on the plan. Sixty-nine percent of lenders have given their support, but other vendors could potentially object to the plan and demand liquidation – causing Gibson to go out of business. Gibson has factories in Nashville, Memphis, and Bozeman, Montana. They employ more than 875 people.   686

Hillary Clinton criticized President Donald Trump on Thursday for failing to implement Russian sanctions that Congress passed earlier this year, arguing at a Democratic women's event that the President is shirking America's responsibility.Clinton, in an on-camera conversation with California Sen. Dianne Feinstein, also faulted the Trump administration's policy on contraception, arguing that restricting women's rights to abortion and contraception is saying "women have no right to control their own reproductive capacity." 544

Giving back to a city that needs it, William Duhon was born and raised in Lake Charles, Louisiana. After Hurricane Laura hit last month, the town was reeling.“This my city man. This is where I’m from. Grew up not even two miles from here. This is it, so this is where I want to give back to,” said William Duhon.“We’ve been here pretty much everyday since like the 30th. I believe, storm happened on the 27th,” Duhon added.He’s sorting through donations at a community resource center that’s doubling as a makeshift food bank. He is joined by his mom Yolanda and his best friend from high school Kendrick Johnson. They say it's not easy to see the people coming by every day.“Some are like, 'We lost everything,'” said Yolanda Duhon.Everything might somehow be an understatement. Laura destroyed homes in Lake Charles reducing them to piles of rubble. But the 2020 Atlantic Hurricane season has been equally destructive. More than 20 named storms including eight hurricanes and two major hurricanes has caused more than billion in damage. billion may seem like an unreal number. But for families in Lake Charles the numbers are very real.“Sometimes there’s babies in the car. Diapers and wipes, we try and find them extra little cute things just to give them, and the little toppings with like five things to give, just to make them smile on their face. It makes us feel good,” said Yolanda. Johnson, William, and Yolanda are doing what they can to help their city out. William says he comes to volunteer after working the night shift and Kendrick called HIS BOSS on the oil platform and said he couldn’t come back while his community was in need.“I was actually, still had like 14 days left to go and report back to work, but I called my company and told them, hey look, I don’t have any damage to my house but my community is damaged and I can’t sit here and go back to work knowing I could be helping,” said Johnson. Johnson is so close to the Duhons, he's considered family.“This is my adopted son,” said Yolanda.“I’ve ate meals at her house, slept at her house, she picked me up from band practice before, I mean the list goes on, basically extended family. Basically they don’t look at me as a best friend, I’m part of their family,” said Johnson. This unconventional family is working hard to make sure people in Lake Charles have what they need to survive. It’s worth every minute for them.“It’s like handing them a box of hope. You know, like even though you may not have a home to go back to, even though a lot of people are still without lights, still with out clean running water, it’s like, here’s what we can do for you, here’s water you can drink, here’s something that you can eat,” said William Duhon. “This is our home, our priority to make sure that we’re straight on this side,” said Johnson. 2828