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in the Bronx early Tuesday amid overnight riots in the borough, police said.According to authorities, the officer was hit by a black sedan around 12:45 a.m. local time in the Mount Eden neighborhood of the borough.The sergeant was rushed to a nearby hospital and is listed in serious condition, officials said.No arrests have been made as police continue looking for the driver of that car after it fled the scene.NYPD officers were in the area due to reports of burglaries and vandalism in the area, but it is not clear if the individuals in the car were involved in any of this other crime.The incident comes as 616

Your phone can do so many things for you nowadays. From making payments at the cash register to searching social media, the world is in the palm of your hands. But Siri can also be on your side in case you get pulled over by the cops.The feature is called "Police" and it is available via the Siri Shortcuts app. It secretly allows you to record interactions with police by just speaking a command to Siri like, “Hey, Siri. I’m being pulled over by the police.”“I think it’s a tool that citizens need in order to make police accountable,” said retired Detroit police officer turned attorney, David A. Robinson.The new Siri shortcut is available for Apple iOS 12 devices. It allows you to secretly record conversations between you and law enforcement.“What we have seen are video captures of police officers losing it, irrationally starting confrontations with citizens,” Robinson said.Once the app receives a verbal command, it goes into "do not disturb" mode. It automatically turns down brightness, pauses sound or video and can send a message to a pre-selected contact, letting them know you’ve been pulled over.“Police go to an academy as to how to deal with citizens, and so to suggest that (the app) is manipulating an officer, that really doesn’t make sense,” Robinson said.He adds that the app would have been good to have during the 2016 confrontation between Philando Castile and a Minnesota police officer after Castile was shot by the cop. Castile's girlfriend recorded the whole thing as he died in the front passenger seat.“What was captured in the video, and so the video evidence becomes that more important,” Robinson said.Some say the app is controversial, but there are similar police-recording apps like "ACLU Blue." Robinson says law enforcement should use the app as a tool. “That would stifle his reaction to make him do the rational thing, the right thing, the legal thing, then that prevents harm to him and prevents harm to the citizen,” Robinson said.The ACLU says it is legal to record officers in public, and police are not allowed to delete your footage, confiscate or demand to view your video footage without a warrant. 2189

With the presidential race still too close to call, President Donald Trump and Democratic challenger Joe Biden are battling over a familiar battleground states — Pennsylvania — and three additional states that are too close to call, in North Carolina, Georgia and Nevada. Voting is done, and now the counting continues.Experts have been saying for weeks these states were in play for either candidate, and that with the influx of record-breaking numbers of mail-in ballots, counting could take longer.Many states allow mailed-in ballots to be accepted after Election Day as long as they are postmarked by Tuesday.The majority of mail-in ballots tended to be from Democratic voters, according to the U.S. Elections Project and elections watchers, and as more of them are counted, experts say a state’s vote total will appear to shift “blue.”The Associated Press has called Wisconsin for Biden.Exit polls in Wisconsin show the candidates split the vote among men and women, and white voters. Biden had 92 percent of Black voters and 60 percent of Hispanic/Latino voters in the exit polls. Among families who say they are better off today then four years ago, 84 percent say they voted for Trump in Wisconsin's exit polls.In Wisconsin, the economy was the top issue for voters, according to exit polls. And the third of exit poll participants who said that, voted for Trump. This echoes Pew Research Center studies done in the last few months, showing Americans believe Trump will be better able to handle the economy, and that the economy was a top concern for voters. In response to claims from Trump that election officials were “finding Biden votes everywhere,” Wisconsin’s Elections Commission Administrator Meagan Wolfe reacted strongly during a Wednesday press conference.“Every piece of data is publicly available,” she said, reiterating that in Wisconsin, a voter has to register to vote with the county, then they have to formally request an absentee ballot, and that ballot then goes through a three-step canvas process to certify the results. She also said some municipalities are live streaming their canvas process, and all of them are open to the public.Wolfe said nearly all the votes in Wisconsin have been counted, and she focused on the state’s process of certifying the results and running audits on the voting machines, as prescribed by law.A recount in Wisconsin appears likely, state rules allow a losing candidate to request a recount if the margin is less than 1 percent.According to Trump’s campaign manager, Bill Stepien, they will ask for a recount.“There have been reports of irregularities in several Wisconsin counties which raise serious doubts about the validity of the results. The President is well within the threshold to request a recount and we will immediately do so,” Stepien said in a statement Wednesday morning.The Associated Press also called Michigan later in the day.According to state law, mail-in ballots in Michigan cannot start to be counted until Election Day, and there are added layers of security and processing for those ballots.Michigan’s secretary of state says she hopes to have most of the remaining ballots counted at some point Wednesday.Exit polls in Michigan show Biden overwhelmingly win with Black and Hispanic or Latino voters in the state, he also leads slightly in exit polls with college-educated voters and younger voters. About 40 percent of participants said the economy was the top issue for them when considering their presidential candidate vote. About 18 percent of respondents said the coronavirus was their top issue. Wednesday morning, Pennsylvania Gov. Tom Wolf tweeted that his state had over 1 million ballots to be counted and that he had “promised Pennsylvanians that we would count every vote and that’s what we’re going to do.”By Wednesday evening, NBC News reported that Pennsylvania had about 767,000 mail-in votes left. So far, Biden has won 76% of the mail-in vote in the state. If Biden can continue to carry the mail-in vote the way he has, he would easily carry the state, despite the large margin he trails by.In Nevada, election officials have already said there will not be new vote totals released until 9 a.m. local time on Thursday. State officials told the Review Journal they are going to spend Wednesday counting the tens of thousands of mail-in ballots left to count.The economy was also the top issue for Nevada voters, according to the exit polls. Almost 40 percent of participants said the economy was the issue that mattered most in their vote for president. Of those people, 85 percent voted for Trump.Florida has been a pivotal swing state for the last several elections, Trump won the state Tuesday night. Biden is projected to win Arizona, a state that has reliably voted Republican in recent elections, however the margin is only 100,000 votes. With the coronavirus now surging anew, voters ranked the pandemic and the economy as top concerns in the race between Trump and Biden, according to AP VoteCast, a national survey of the electorate.Voters were especially likely to call the public health crisis the nation’s most important issue, with the economy following close behind. Fewer named health care, racism, law enforcement, immigration or climate changeThe survey found that Trump’s leadership loomed large in voters’ decision-making. Nearly two-thirds of voters said their vote was about Trump — either for him or against him. 5451

You don’t have to make another federal student loan payment in 2020. Now is the time, though, to decide what to do before your bill arrives in January 2021.Federal student loan borrowers were already in an automatic interest-free pause on payments as part of the original coronavirus relief bill, known as the CARES Act. This pause was expected to expire Sept. 30, but an extension of the forbearance through Dec. 31 was directed in a memorandum signed by President Donald Trump on Aug. 8.However, it’s uncertain that all the student loan relief measures included in the original CARES Act, such as a pause on collection activities, will also continue.“The language of the executive order is not clear,” says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors. It’s also possible, she says, that Congress will make additional changes before the current automatic forbearance period ends.For now, the forbearance extension is to begin Oct. 1 and run through the end of the year, barring any legal challenge. The Department of Education is expected to issue additional guidance in the coming days on the details of the memorandum.Here’s what the student loan payment relief extension is likely to mean for you, depending on your situation:You have federal loans and face financial hardshipAlthough January 2021 is just a few months away, it’s enough time to make a change to your federal loan payments and avoid defaulting on the loans.“There is no harm or downside in talking to your servicer now,” says Scott Buchanan, executive director of Student Loan Servicing Alliance, the trade association of student loan servicers. “You want to be well-prepared for whenever this does expire.”If you know you’ll have difficulty repaying the debt, contact your servicer now about enrolling in an income-driven repayment, or IDR plan — it caps payments at a portion of your income and extends the repayment term. If you don’t have a job, your payment could be zero. If you’re already enrolled in IDR, make sure to recertify your income if it has changed.You can still make payments on your federal loansIf your finances haven’t been affected by the economic downturn, you can use this time to prioritize financial goals.Consider making payments toward the principal on your federal loans to lower your overall debt. Since your loans are on automatic forbearance, you’ll need to contact the servicer to do so.You can also make a dent in other financial goals, such as paying down credit card debt or padding your emergency fund.Your federal student loans are in default or rehabilitationAll collection activities on federal student loans are suspended through Sept. 30, such as wage garnishment and collection calls. However, experts say, the new memorandum doesn’t specifically indicate that collections would be suspended through the end of the year.Similarly, if you’re currently rehabilitating defaulted student loans, the original six months of nonpayment counted toward the nine needed to complete the process. But the memorandum doesn’t specify this would continue under the forbearance extension. Contact your servicer for more information.You’re pursuing Public Service Loan ForgivenessFederal student loan borrowers pursuing Public Service Loan Forgiveness don’t need to make payments until Sept. 30. Those months of nonpayment still count toward the 120 payments needed to qualify for PSLF as long as you’re still working full time for an eligible employer.However, there is no indication yet that the new memorandum applies to borrowers pursuing PSLF, experts say. Contact your servicer to find out if the additional months of forbearance would count toward PSLF. If not, consider making payments during this time to keep on track.You recently graduated from collegeIf you were expecting to start making payments on your loan within the period of extended forbearance, your first payment won’t be due until January. Usually, interest accrues during a grace period, but if your six-month grace period overlaps with the administrative forbearance period, interest won’t grow.Use this time to find out who your servicer is and what your first bill will look like.If you think you can’t make your minimum payment come January, you can apply for an income-driven repayment plan to cap payments at a portion of your income (it could be zero if you don’t have a job). Apply for income-driven repayment at least two months before repayment starts.You’re taking time off from schoolFederal loans typically have a grace period of six months after you leave school. If you have student loans and last attended school in the spring, your payments would start to come due this fall. The extended forbearance period would delay your first payment until January.When you resume classes, you can defer payments until you finish school as long as you are enrolled at least half time. But student loans get only one grace period; you won’t have another after you graduate or leave school again.You have private student loansYour lender may offer private student loan relief in the form of a payment pause or reduced payments. While a number of lenders structured relief plans to end Sept. 30, many are open to an extension or additional relief.Contact your lender to ask about additional deferments or payment reductions. You can also apply for existing loan modification programs for financial hardship. These will vary from lender to lender — but interest will continue to accrue, unlike with federal loans.You’ll likely have to apply for private loan relief individually since most lenders aren’t making payment pauses or loan modifications automatic, Mayotte says.You have nongovernment owned FFEL or Perkins loansStudent loan borrowers with the Federal Family Education Loan (FFEL) Program or Federal Perkins loans not owned by the Education Department don’t have access to the automatic forbearance.To take advantage of the forbearance, you’ll need to combine your loans into a federal direct consolidation loan. Consolidating loans will cause any unpaid interest to capitalize, or be added to the principal balance. Contact your loan servicer to determine how consolidation will affect the total repayment amount, interest rate and loan balance.More From NerdWalletHow to Get an Unemployment Deferment for Your Student Loans7 Kinds of COVID-19 Relief for College StudentsDon’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6537

With the holiday season just around the corner, frozen food brand Stouffer's announced they are launching a merchandise store.On Twitter, Stouffer's announced that beginning Nov. 17, pasta lovers will be able to get their hands on merchandise like a "Hunger Attack" insulated fanny pack, a "Mac & Cheese Is Self-Care" T-shirt, and a "Live. Laugh. Love. Lasagna" tee. 378