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Even a parked car is a source of stress.Like when you run outside in your pajamas at the sound of the street sweeper coming. Cars left unattended for days might become a target for theft or vandals. They still need routine maintenance, the occasional car wash and a drive every few weeks to circulate the fluids and recharge the battery.So with the pandemic changing the way we work, commute and shop, there’s probably no better time to see what life feels like without a car.Here are four reasons to consider a car-free future:1. You don’t (and won’t) drive much anymoreHow many days last week did your car just sit? How many miles have you put on it in the past month?When the pandemic hit, many companies sent their employees home to work remotely. Total miles driven plunged by 40% nationally in the second half of March, according to insurance data analyst Arity. Driving is on the rise again, but the interlude showed that we can get along just fine without everyone having their own car.But you’re still making the same car payment as when you drove every day.2. You have better uses for that moneyAmericans have long been encouraged to overspend on cars, urged on by ads that promise the right car will make us popular or rugged and unlock the freedom of the great outdoors.The average American spent 3.50 a month, or ,282 a year, on their car in 2019, according to AAA. That’s mainly because car payments are so high: Experian says in 2019 the average monthly payment for a new car was 4, and the average for a used vehicle was 1.If you’re struggling to make ends meet, ditching the car payment would be a huge savings, not to mention the related expenses of gas, insurance, maintenance and repairs. If you’re not hurting, that’s money that can go toward a home down payment, a Roth IRA or paying down debt.Why not take a look at exactly how much you pay — and how much you could save — with our handy total cost of ownership calculator?3. You can cash in on high used car pricesIf you do decide to part with your car, it’s a seller’s market. The average price of a used car listing rose by 8 from June to July, according to Edmunds, which called the trend “an unprecedented historical shift in the used vehicle market.”Year over year, the value of used cars is up 16%, according to auctioneer Manheim’s Used Vehicle Value Index.More good news: Selling your used car is easier than ever. Online used car retailers such as Carvana, Shift and Vroom will give you an upfront price and pick up your car from your home. Or, sell your car to a local dealer who’s probably hungry for trade-ins for the used car lot.If you sell, consider protecting your assets with a non-owner car insurance policy. It offers liability protection if you borrow or rent a car and the owner’s own limits are exceeded. And if you were to buy another car yourself, you wouldn’t be penalized for a gap in insurance coverage.4. You have options when the need arisesThe pandemic has opened our eyes to the possibilities of delivery: groceries, takeout meals, school supplies and area rugs.And to the joys of walking, too. What’s within walking or cycling distance? A few minutes with Google Maps might surprise you.Car trips of less than a mile add up to 10 billion miles a year, according to the Environmental Protection Agency. Replacing those trips with walking or biking will not only help keep you fit, but also save you money on gas and cut down on pollution.But sometimes you still need a car. Many transportation services that were initially locked down are up and running, offering contactless service at reduced prices with new safety measures.Here’s what’s available for longer-than-cycling distances:Taxis and ridesharing services.Car-sharing companies such as Zipcar.Rides from a friend.Rental cars and peer-to-peer car rental sites such as Turo.Public transportation.More From NerdWalletHow to Pay for a Home Remodel Without Tapping Your EquityShould You Press Pause on Private Student Loans?Is That Nearly New Salvage-Title Car Really a Deal?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4147
ESCONDIDO, Calif. (KGTV) - A young San Diego security officer says she faced retaliation after reporting sexual harassment to her employer, Escondido’s Palomar Medical Center.She spoke exclusively with 10News about her experience. The hospital will not discuss the details with 10News, but reports it takes matters like this seriously.The woman and her attorneys are now suing the hospital and the supervisor who she accused of sexual misconduct.10News was asked to withhold the identity of the woman who filed the sexual harassment claim.In a recent emotional interview, she said, “I'm helping my dad with my sister so if I lose my job [I] don't see how I’ll be able to financially support my family.”Attorney Anna Yum with Gilleon Law Firm is representing the woman. Yum told us, “Every worst nightmare that she could have anticipated [has] happened.”Yum said the woman was working as a security officer at Palomar Medical Center when her supervisor kissed her, but it was not welcomed.Yum added that the supervisor is a former police officer who is nearly twice her age. Yum’s client told us, “He said, ‘Just please don't say anything. I’ll be sure that you get that lead position that you applied for.’”The woman explained that she agreed and told him, “I won't say anything,” and, “Just, please. I want to leave.”She said she did not report it at the time because she was concerned about retaliation. She was promoted, but said he continued to make her uncomfortable with his comments and would hug her on several occasions.Due to her anxiety and stress, the lawsuit reports she took a medical leave of absence. Late last year she claimed he tried to kiss her again.“He told me, ‘If you do go to HR, I'll make sure you lose your job.’ Now that I’m experiencing all this with HR, it's like surreal,” she added.She reported the harassment in a letter to HR on February 15th, 2018, she told us. Yet she said it wasn’t until almost two weeks later that HR opened an investigation into the matter.By that time, she hired Yum as her lawyer and wanted Yum present at her meetings with HR. However, Yum claims that HR refused to let her have an attorney present for the meetings.HR reportedly wrote to her on March 27th, 2018, reiterating that the hospital “would have to conduct the investigation without [her] input, which is obviously not preferred.”According to Yum, “They said, ‘Well, we couldn't corroborate because [the client] refused to cooperate with us,’ which is the furthest thing from the truth.” The letter goes on to explain that since she refused to do an interview without her attorneys, HR, “…concluded the investigation without [her] input."Yum says her client was then notified that she was getting demoted under the false pretense that it was her client's idea to step down, not the hospital's idea.Yum says that continued retaliation unfolded. Her client tells 10News that on March 30th, 2018, she received a letter from HR placing her on immediate investigatory leave so the hospital could “review an alleged security incident” from three days earlier while she was “on duty as the lead security officer”.Yum has called it a sham investigation. She says her client knows nothing about a security incident that happened on her watch.“This is so classic. This is exactly why women don't want to come forward,” Yum told us. Yum and her client are now suing the hospital for sexual harassment and retaliation, among other complaints.They're also suing the accused harasser, who we are not naming, as he has not been charged with a crime. Both he and the hospital declined our interview requests.A statement from Palomar Medical Center reads, “Although Palomar Health cannot comment on pending legal matters, please be assured that we take all complaints of discrimination in the workplace seriously, including the complaint at issue. We are also not at liberty to discuss any of the details of our investigations into workplace misconduct due to the privacy rights of the employees involved.”“They don't want to have anything to do with me, I feel. I feel like they've already chosen their side and their truth,” Yum’s client told us. She has since accepted a security position at another San Diego hospital, but says it’s a pay cut from what she was making at Palomar Medical Center. 4324
FBI agents have been questioning Missouri lawmakers about possible coercive tactics by associates of Gov. Eric Greitens, as the state legislature is set to consider impeaching the embattled governor.Two state Republican lawmakers told CNN they were contacted and interviewed in recent weeks by FBI agents, who asked whether they were aware of any threats and bribes made on behalf of the governor regarding an impeachment vote.One of the lawmakers, who met with an agent in Jefferson City, said they told the FBI they were not directly aware of any such incidents. The second lawmaker declined to discuss their responses to FBI questioning.The second lawmaker also said the FBI's questioning suggested investigators' interest is not limited solely to possible threats and bribes, although that was one focus.Spokespersons for the governor and the FBI did not comment. 875
ESCONDIDO, Cali. (KGTV) — A recently released video shows two burglars forcing their way into a hospice care nonprofit in Escondido.Jan Jones heads The Elizabeth Hospice. Its corporate offices sit on the third floor of an office building in the 500 block of La Terraza Blvd. One day in July around 4 a.m., two people were recorded on surveillance video sneaking into the parking garage. Minutes later, they're at the main door of the nonprofit. One of the men tries the handle, but can't get in. Then they move onto another secure door, which requires a badge to open.Moments later, from a camera on the inside of the offices, the door is seen being yanked on over and over, before two men forced their way in.MAP: Track crime happening in your neighborhoodOne is wearing a hoodie. The other man is sporting a cap and a large backpack. They are seen going from room to room, raiding desks and shelves, and grabbing electronics. Then they split up and make their way out. Among the items stolen are three laptops."No patient data, but they are used to provide the services we provide," said Jones.Also gone: A pricey camera used to make videos for critical training sessions."We care for people who are seriously ill, and we care for their families, and so anybody doing that would be heartless and should be brought to task. I think whoever did that has no soul," said Jones.The door the men damaged has been replaced by the landlord. The other damage is harder to undo. The group doesn't have the budget to replace the stolen items, including the camera.One of the men has been caught and is in custody. 10News reached out to police to find out which of the suspects is at large, and are waiting to hear back.If you recognize the men, call Escondido Police at 760-839-4722. 1819
FALLBROOK (CNS) - A fire broke out Wednesday morning in the garage of a Fallbrook home, authorities said.The non-injury blaze was reported around 5:45 a.m. at a single-story home on Wintergreen Lane off Via Del Robles, west of Interstate 15, NorthCounty Fire Protection District Capt. John Choi said.It took crews roughly an hour and 15 minutes to fully extinguish the fire, which started in the garage and eventually spread to the attic, Choi said.A damage estimate was not immediately available.Investigators from the sheriff's Bomb/Arson unit were sent to the scene, and an investigation into the cause of the blaze was underway. 640