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BOULDER, Co. – Farms across the country have been struggling to stay operating with the pandemic. One in particular was forced to lay off all of its workers, but with some creativity, the owner was able to hire his whole staff back on. He said his company’s recovery started when he threw his business plan out the window and reinvented the farm’s revenue strategy. In that process, owner of 405

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

BURLINGTON, Vt. – Almost every morning for the last 35 years, a 21-car-train pulls into Burlington, Vermont, with roughly 1,500 tons of wood chips that help power the city. Wood burning represents 30% of Burlington’s power grid, and 20% comes from solar panels and wind turbines. In 2014, when Burlington opened a hydro plant, that took over the remaining 50% of the city’s power grid and marked a historic moment – Burlington was now the first city in the U.S. to run 100% on renewable energy. “We had our challenges at the beginning,” said David MacDonnell. “There were a lot of growing pains that we went through.” MacDonnell knows firsthand about the path to the city’s energy milestone. He moved to Burlington in 1983 and began working for the city’s electric company, Burlington Electric Department, in 1984. MacDonnell started as an operator at B.E.D.’s McNeil Generating Station. “When I came, the plant was still in construction,” said MacDonnell. At McNeil’s, at that time, Burlington Electric was just starting to experiment with wood as a possible energy source. “It was very groundbreaking stuff at the time,” MacDonnell added. The idea stemmed from the company looking for a more cost-effective energy source, and wood proved to be that. But over the years, the company and the community realized there were added benefits. “The fuel budget last year was million and if you think about it, we get our fuel with in a 60-mile radius of this plant. We keep a lot of money local for the community. You know the mom and pop stores, loggers, and truckers. That really supports the whole area,” MacDonnell explained. With wood as the first renewable energy source, Burlington has also been less affected by the volatile fossil fuel industry so customer rates have been stable for more than a decade. “Burlington Electric has successful achieved the 100% renewable energy goal without raising rates for over a decade now, so we prove it is possible to maintain rates,” said Paul Pikna, a senior generation engineer at Burlington Electric. “One could even argue, if you count inflation, we’ve decreased rates over the decade.” But perhaps the biggest benefit in the successful application of wood as an energy source, is that it started the energy revolution in Burlington and now, in an era of concern about climate change, many point to Burlington’s energy grid as a model for other cities to consider. “It’s very satisfying for me to know that I worked at a place for my whole career that really amounted to something that I consider a very positive for Vermont, the country, the world,” said MacDonnell. After three decades with Burlington electric and helping it pave the way for renewable energy, MacDonnell is preparing to retire. He leaves feeling like he made more than money in his career, he made a difference. “You have a sense of pride knowing that you are doing something that is a difference. I have kids and grandkids and we want to make sure we leave this planet in good shape for them.” Burlington hit the historic milestone running 100% on renewable energy five years ago, and now at least four other cities have hit that milestone too. Those cities are Aspen, Colorado; Greensburg, Kansas; Kodiak, Alaska; and Rock Port, Missouri. Within the next decade, a dozen states are hoping to get there, states like Minnesota, Massachusetts, and even California. However, while other cities and states are trying to catch up to Burlington, it’s moving forward with the next step that is a more ambitious energy goal. Burlington wants to be the first net zero energy city in the country. Essentially, the city wants the total amount of energy it consumes to be equal to the total amount of renewable energy it creates. “About a month ago we rolled out a roadmap to go from where we are today to net zero across the thermal ground transportation electric sectors by 2030,” said Burlington’s Mayor Miro Weinberger. “The exciting thing about the roadmap is that we can get there with technology that is available today and are largely cost effective today.” The move forward, for Burlington, is not about energy bragging rights, but about data suggesting this move is critical. “All the climate models suggest we need to make substantial progress by 2030 and much more dramatic progress by 2050,” added Weinberger. 4376

My heart breaks this morning at the loss of NBC audio technician Larry Edgeworth (pictured right) due to COVID19. I adored Larry. We traveled together for two straight months on a campaign in 2008 and he was always the most warm, most professional, most loving. All hours of the day and night, no matter how hungry or tired or stressed we were - he was always a joy. He loved his work and excelled at it. He loved his colleagues and boy did we love him. Larry, dear, I will miss you. My deepest condolences and prayers to his family. 549

New York, New Jersey and Connecticut have added three new states to the tri-state travel advisory as more areas across the nation see an uptick in coronavirus cases.The advisory requires travelers from certain states hit hard by COVID-19 to quarantine for 14 days upon arrival in the tri-state area.New York Gov. Andrew Cuomo first announced Tuesday that Delaware, Kansas and Oklahoma will now join the growing list. Soon after, New Jersey and Connecticut added the states to their lists.States under the travel advisory must have an infection rate above 10 cases per 100,000 people, or if 10% of the total population tests positive. Both metrics will be monitored on a rolling seven-day average.As of July 7, there are currently 19 states that meet the criteria:AlabamaArkansasArizonaCaliforniaDelawareFloridaGeorgiaIowaIdahoKansasLouisianaMississippiNorth CarolinaNevadaOklahomaSouth CarolinaTennesseeTexasUtah"As states around the country experience increasing community spread, New York is taking action to ensure the continued safety of our phased reopening," Gov. Cuomo said. "Our entire response to this pandemic has been by the numbers, and we've set metrics for community spread just as we set metrics for everything."Of the 56,736 COVID-19 tests conducted Monday in New York, only 588 of them – or about 1.04% – came back positive, Cuomo said.The governors of New York, New Jersey and Connecticut imposed a 14-day quarantine on people traveling to the tri-state area from states with a high transmission rate of coronavirus last week.The advisory also applies to tri-state area residents who are traveling back to their home state from areas with a high rate of transmission.The travel advisory comes as all three states continue to make great strides in slowing the spread of COVID-19.The tri-state area was considered the epicenter of the country's coronavirus outbreak as the number of cases in March and April soared into the hundreds of thousands and the death toll continued to climb for weeks. WPIX's Mark Sundstrom first reported this story. 2092