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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387
As Demi Lovato continues treatment after an apparent overdose, Live Nation has announced the cancellation of her fall tour dates."Unfortunately, Demi Lovato has canceled her upcoming Tell Me You Love Me Tour dates in South America, as she is focusing on her recovery," the company said in a statement to CNN. "The 6-city tour was scheduled to visit Chile, Argentina, and Brazil starting November 14. Ticket refunds will be available at the point of purchase and credit card purchases will be automatically refunded."The Grammy-nominated singer was released from Cedars-Sinai Medical Center in Los Angeles earlier this week and has entered an undisclosed rehab facility, sources close to Lovato told CNN.Friends and fans have rallied around the singer since her medical crisis.Lovato thanked them in a recent social media post that also looked ahead."I now need time to heal and focus on my sobriety and road to recovery," she wrote. "I will keep fighting." 974
Around the country and the world, statues have become targets.Although the push to remove racially charged monuments isn't new, protesters have taken matters into their own hands.In South Africa, a statue of former President Paul Kruger was vandalized by anti-racism activists. In London -- a Winston Churchill statue stands boarded up.This comes after other monuments to slavers were vandalized and torn down.Over the weekend in New Orleans, protesters took down a statue to slave owner John McDonough.A Christopher Columbus statue in Boston was recently beheaded, another thrown into a river.Across the United States, monuments to the Confederacy have been targeted.“There are a lot of people that have expressed this concern that if we take down monuments, then we are destroying our history or removing our history,” said Christopher Bonner, assistant professor of history at the University of Maryland. “I would disagree with that. I think that's not at all what's happening.”He says historians know these statues are not really about the Civil War.Bonner points to a speech from when a Confederate statue was erected at the University of Mississippi in 1906.“The person who was dedicating the monument was very clear about what was being memorialized,” said Bonner. “They said that former Confederate soldiers as valor, as noble as they were on the battlefield, they said that they were more important for the work that they did to restore white supremacy in the aftermath of the Civil War.”Many city officials are addressing the movement.In these 11 states, controversial statues have been taken down or are scheduled for removal: Alabama, Texas, Florida, New York, Michigan, Indiana, Virginia, North Carolina, Kentucky, Massachusetts, Pennsylvania. 1764
An alleged sex-trafficking victim was able to escape her captors by jumping out of an 18-wheeler Wednesday night.The Cisco Police Department says around 9 p.m., officers responded to a call of a female who had been seriously injured near the Flying J/Denny's on IH-20.Police say the female injured herself after jumping from an 18-wheeler. She told officers she had been kidnapped in El Paso.It is believed that the perpetrators were going to use the female in sex trafficking operations.The Cisco Fire Department, Cisco EMS and DPS Troopers were also on-scene. The female was transported to a medical facility for treatment of her injuries.The 18-wheeler is described as a green truck tractor with a white stripe and pulling a white box-type trailer. It is occupied by three men.Another female is reportedly still in the truck and maybe in grave danger.A statewide broadcast was issued last night by Cisco PD in an attempt to locate the truck. As of publication, there has been no contact with the truck.Anyone with information is asked to contact local law enforcement at 254-629-1728. This story was first reported by Sydney Isenberg at KXXV in Waco, Texas. 1171
ANAHEIM, Calif. -- One-tenth of Disneyland employees have recently experienced homelessness while two-thirds of the park’s employees can’t afford three meals a day, according to a union-funded report.Disney officials slammed the report saying it’s politically motivated and that the document is skewed to reflect the position of unions.The report argues that 74 percent of workers at the park can’t pay for basic expenses each month. The report also claims that 85 percent of park employees are paid less than per hour.VIDEO: Disneyland animatronic loses head, scares riders"As Disneyland profits and prices hit record highs, Disneyland employees are falling farther behind," said Peter Dreier, a policy professor at Occidental and one of the report's authors."Disneyland wages aren't keeping up with rising rents in Southern California. Our survey found that homelessness and housing instability are so widespread that they have become a normal part of employees' lives at the park. Similarly, we found it's normal for Disneyland workers to skip meals in order to make ends meet."The report was based on a survey of 5,000 Disneyland employees. Disneyland has roughly 30,000 employees.RELATED: Disneyland raises price on tickets, annual passesDisney responded to the report with a statement of their own."This inaccurate and unscientific survey was paid for by politically motivated labor unions and its results are deliberately distorted and do not reflect how the overwhelming majority of our 30,000 cast members feel about the company," Disney spokeswoman Suzi Brown said. "While we recognize that socio-economic challenges exist for many people living in Southern California, we take pride in our employment experience," she said.Disney also said a majority of the park’s employees make more than minimum wage while entry-level positions range between and .75 per hour.UPDATE (March 2, 2018): Disney officials say the average salary for full-time, hourly employees at the park is ,000. 2016