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Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives. 1079
CARMEL VALLEY (KGTV) - A man threatened to shoot a clerk at the Everbowl in Carmel Valley and ran away with cash on Saturday night, San Diego Police said.According to police, an armed man entered the restaurant shortly before 6 p.m. and demanded cash. The clerk gave him an unknown amount of money, and the suspect ran away.The suspect was last seen running through the parking lot. He is described as a white man, 30 to 40 years old, about 5' 11" tall with a medium build. He was unshaven and wearing a blue hooded jacket, dark beanie and jeans.Anyone with information is asked to call San Diego Police. 617
Can you trust the polls? It is a question on the minds of plenty of voters ahead of Election Day. 2016 CREDIBILITY ISSUE A major reason some voters are skeptical of the polls is because of 2016. The day before the election in 2016, Real Clear Politics Polling Average, had Hillary Clinton up +6.5% in Wisconsin. President Donald Trump went on to win Wisconsin by around 0.7%. A similar story unfolded in Michigan.EXPERTS WEIGH IN "Polling gives us a window into who we are as a people," Patrick Murray of the Monmouth Polling Institute said. “I think it really lets the public in on the secret of what the campaigns know," Lee Miringoff of the Marist College Poll said. Both pollsters are ranked as some of the most respected in the country. Both defend the polling process but acknowledge mistakes were made by some in 2016. "The problem that we had in 2016 was not that polling was any more inaccurate than it had been in the past. It was just that the inaccuracies happened to be in one particular direction," Murray said. What pollsters now know is then-candidate Donald Trump persuaded white voters to break with long-held, predictable voting habits and vote for him. Polling samples that once represented the population at-large, no longer did. "The media looked at that and portrayed what we were showing there as being more precise of a prediction than it could ever be," Murray said. These pollsters do not believe a "Silent Trump Voter" exists -- that is someone who is reluctant to tell a pollster they support Trump. “The so-called secret Trump voter doesn’t exist in terms of polling and the idea that polling is missing certain voters," Murray said. "Here you have a president now for 3 1/2 years, almost four years, as president of the United States, so people aren't going to feel a great reluctance to speak to their feelings on that topic," Lee Miringoff said. WHAT SHOULD YOU BELIEVE?Both pollsters agree that taking a range of polls and not any one in particular may be the best way to approach polling. “So the polls, you know, can be trusted not to sway you necessarily but to inform," Lee Miringoff said. "I think the idea behind averages is a good one. Because there always is going to be a range of result," Murray said. 2254
CHICAGO (AP) — Religious leaders across the country used their pulpits Sunday to quell concerns in immigrant communities and spring into action as nationwide immigration enforcement sweeps loomed.A Chicago priest talked during his homily about the compassion of a border activist accused of harboring illegal immigrants, while another city church advertised a "deportation defense workshop." Dozens of Houston churches offered sanctuary to anyone afraid of being arrested. In Miami, activists handed out fliers outside churches to help immigrants know their rights in case of an arrest."We're living in a time where the law may permit the government to do certain things but that doesn't necessarily make it right," said the Rev. John Celichowski of St. Clare de Montefalco Parish in Chicago. His nearly 1,000-member congregation is 90 percent Hispanic and mostly immigrant.While federal immigration officials were mum on details, agents had been expected start a coordinated action Sunday targeting roughly 2,000 people, including families, with final deportation orders in 10 major cities, including Chicago, Los Angeles, New York and Miami.Activists and city officials reported some U.S. Immigration and Customs Enforcement activity in New York and Houston a day earlier, but it was unclear if it was part of the same operation. An ICE spokesman didn't return a request for comment Sunday.The renewed threat of mass deportations has put immigrant communities even more on edge since Trump took office on a pledge to deport millions living in the country illegally.In Los Angeles, the Rev. Fred Morris looked out over his congregation at the North Hills United Methodist Hispanic Mission and was relieved to see everyone who usually attends the early Sunday morning service. He had been worried many would stay home, fearing Trump's threat of immigration sweeps."Everybody is nervous," Morris said. "They are angry, very angry at being terrorized by our president."___Associated Press writer Claire Galofaro in Louisville, Kentucky, and Adriana Gomez in Miami contributed to this report. 2097
CARLSBAD, Calif. (KGTV) - A woman was stabbed in the parking lot of the Carlsbad Costco Friday evening, police said. Officers arrived at the store at 951 Palomar Airport Road east of Interstate 5 just before 3 p.m. They found the victim in serious condition with several stab wounds.The suspect, 62-year-old Charles Higgins, left the scene before police arrived. He was arrested later in Temecula with the help of Murrieta Police, the U.S. Border Patrol, and the Riverside County Sheriff's Department.Police say the victim and suspect knew each other and this was not a random act. They have not yet released details about the weapon or what led to the stabbing.Sky10 video captured aerials of the investigation: 735