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Republicans on the Senate Judiciary Committee completed a significant step in confirming President Donald Trump's pick for a new Supreme Court justice on Thursday, despite Democrats' attempts to throw up parliamentary roadblocks in an attempt to delay the process.The committee reconvened at 9 a.m. ET on Thursday — four hours earlier than was previously scheduled — and held a vote that sent Barrett's confirmation to the Senate floor. No Democrats were present for the vote, following the promise of Senate Minority Leader Chuck Schumer, D-New York, who said Monday that they intended to "boycott" the vote.Committee rules require that a quorum — or a minimum number of senators from the minority party — be present at the meeting for a vote to take place. Republicans simply changed the committee rules and voted anyway.Schumer tweeted Wednesday that he will force a vote to adjourn the Senate until after the election. That vote will likely fail, given that Republicans control the Senate. He and other top Democrats will hold a press conference later on Thursday.According to The Washington Post, some Democrats placed cardboard cutouts of their constituents who have benefitted from the Affordable Care Act in their seats.Senate Majority Leader Mitch McConnell says he plans to keep Senators in Washington through the weekend to focus on Barrett's confirmation. McConnell has said he plans to conduct the full Senate vote on Barrett's confirmation on Monday. At this point, only two Republicans appear to be wavering in their support for Barrett, meaning her confirmation should still pass with at least 51 "yes" votes.Thursday's vote comes after the committee held four days of hearings last week. While President Donald Trump has said that he would only nominate a Supreme Court justice which he believed would rule against abortion rights and the Affordable Care Act — and Barrett's past opinions and rulings indicate she fits those qualifications — she mostly avoided answering specific policy questions, citing the precedent set by other future justices during their confirmation hearings.Democrats have argued that the Senate should hold off on appointing a Supreme Court justice until after the November election, considering that a Republican-controlled Senate chose to keep a seat vacant for nearly nine months ahead of the 2016 election rather than grant President Barack Obama's nominee a hearing.Republicans have said that because they control the White House and the Senate, they have an obligation to those that voted for them to fill the seat immediately. Opinion polling indicates that most Americans would prefer the seat be filled by whoever wins the 2020 election.Should she be confirmed, Barrett would replace Justice Ruth Bader Ginsburg, a liberal stalwart who served on the high court for nearly three decades. 2846
Republicans will keep control of the Senate, a result that was not unexpected but still never assured in this unpredictable political environment until voters had their say. The outcome represents a significant victory for the GOP and President Donald Trump.Despite a seemingly energized grassroots electorate, the Democratic Party has been viewed as a long shot to take back control of the Senate where Republicans currently hold a narrow majority of 51 seats to 49 seats for Democrats.PHOTOS: Election Day 2018 across the nationDemocrats face a daunting Senate map in the 2018 midterms and have been forced to defend 10 seats in states that President Donald Trump won in the 2016 presidential election, including North Dakota, Montana, West Virginia, Indiana and Missouri. 782

Public transit across the country has seen a roller coaster of ridership since the pandemic first hit. Now, it looks to the future and the hope that riders return."A lot of medical workers ride transit every day, people who work in distribution centers, grocery stores, these are people who keep cities running, and we really need transit to carry these workers through the depths of this pandemic," said Ben Fried of Transit Center, a non-profit that advocates for better public transportation in American cities.Fried says public transit nationwide has seen fewer riders than normal ever since stay-at-home orders were first enacted."We have seen transit climb back a little bit in terms of ridership. At the peak, it was down 90-95%. Now, depending on the system, it's typically down about 75% of normal rates," Fried said."(We've seen) a significant decrease. We normally carry 400,000 riders a day. We saw that drop to 100,000 early on," said Terry White, the Interim General Manager of King County Metro in Seattle.White said King County had to cut unused bus routes and then add service to the southern region of the county, which still saw a high number of passengers during the height of the pandemic."(We) almost didn't miss a beat in terms of the ridership coming out of that area," White said. "So, we assume there are a lot of folks in those areas that have to get to these essential services, food, healthcare, frontline jobs you can't do from home."While public transportation departments across the country reorganize their transit routes and implement new safety, cleaning and social distancing efforts on buses and subway cars, they're concerned about how the future of public transit will look. Fried hopes more people realize public transportation is still safe during the pandemic.Fried pointed to New York City as an example."Transit ridership has really increased a lot since the depths of the pandemic," Fried said. "We're not back to normal by any means, but as transit ridership has increased, we have not seen a spike in COVID cases. So, that's one indication transit may be safer than people think it is."Still, the overall decline in ridership isn't good for public transportation agencies' bottom lines."Transit agencies depend on revenue from a variety of sources," Fried said. "It's a mix of fare revenue, dedicated taxes, so like a local sales tax, a percentage of which will go to transit, and state and local government support and all three of these are getting hammered various degrees from COVID."In Seattle, King County Metro depends on local sales tax and money made from bus and subway fares to keep them going."Really, our outlook for the next 10 years in this COVID pandemic situation has us in a situation where we will have to make up probably about billion over the next ten-year period," White said.Recently, King County Metro laid off 200 part-time employees while also offering early retirement incentives to some full-time workers, despite receiving a good chunk of money from the CARES Act. Fried is advocating for more federal help to keep public transit moving.As the pandemic moves forward, Fried hopes passengers start to get comfortable with using public transportation again."I think the number one thing to realize is that our collective health and safety is dependent on people wearing masks," he said. "It's true in shared space, and it's true in transit."Fried hopes ridership in the U.S. can get back to normal levels soon, but King County Metro doesn't think that will happen anytime soon. 3563
Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495
President Donald Trump warned Tuesday that the US would "totally destroy North Korea" if forced to defend itself or its allies."The United States has great strength and patience, but if it is forced to defend itself or its allies, we will have no choice but to totally destroy North Korea," Trump said during his first address to the UN General Assembly."It is time for North Korea to realize that its denuclearization is its only responsible future," Trump said. 471
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