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This pandemic holiday season, the last thing you need is too have your power disconnected.But Lisa Shook , who manages a home inspection company, recently got a call from someone claiming to be with their electric company."He said he was going to be in our driveway to cut off our services," she said.Shook handed the phone to owner Rob Wells, who was told he was behind on his bill, and would be cut off if he didn't pay immediately."He said we needed to pay 7 or they would disconnect the electric," Wells said, saying the man demanded a debit or credit card number.It sounded legit, as the caller knew the name of his business, and more.So this expert who normally inspects houses inspected his records, and realized he was not behind on his bill after all.But it may have been too late: Someone emptied his debit card a short time later."Everything got hacked, my credit card, everything," he said.It was all a scam. He is now working with his bank to repair the fraud charges.Easy to believe the caller's claimsLast year, one church almost lost ,000.Donald Kincaid is an Episcopal church groundskeeeper. He was shocked when he received a call from the power company claiming the church had fallen behind on its electric bill."The caller said that the gas and electric would be cut off in about a half an hour because the bill hadn't been paid," he said.The caller couldn't have been more clear. Unless the church paid the money immediately, workers would shut its power off.The caller said that to avert a shutoff, Kincaid needed to buy nearly ,000 in Green Dot Visa cards" and send it to them, giving them the number on the card."The church almost fell for the power disconnect scam, which targets homeowners, small businesses and now churches.Energy companies around the country remind customers that they will never call you threatening immediate disconnection.Duke Energy spokesman Lee Freedman says if you are behind on your bill, they will send you several notices first, and will never demand you pay immediately by debit or gift card.So hang up, and call your provider at the number on your bill, not the number the call came from.As always, don't waste your money.__________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2494

This isn't the first time Americans have been politically divided. Regardless of who's in the White House and no matter where you stand politically, experts say the only way we unify is to respect one another's opinions and to start listening to each other.Dr. Richelle Moen is a psychologist and therapist. It's her job to help people communicate. She's also an assistant professor at the University of Minnesota Medical School. In therapy, she says two-way conversations are important.“One rule of thumb is that family and friends are more important in the long run than the actual issues,” said Moen. “We’re not going to change the other person. Getting angry or having heated discussions is not going to change anybody’s beliefs or position.”Relationships have faltered. Couples are fighting. Neighbors are angry at one another.“The important part here and the question we should ask ourselves is who are we going to talk about with this and at what time?” said Moen. “So, is talking to Grandpa or Uncle Bob the right person to start with when the kids are around, when they’re so strong, so opinionated and get angry very quickly?”She also says that when you're headed to a gathering, where you know politics will come up, have a plan.“We not only want to know who we’re going to talk to, how we can be respectful and validate what they’re saying and giving our point of view if they want it, but if it starts getting heated or we find ourselves getting more and more intense inside, we need a plan to deep breathe, calm ourself down, and if we can’t, we need to say ‘can we stop this conversation right now.’”This isn't the first time Americans have gone through this.“JFK and Nixon in 1960,” said Capri Cafaro.Cafaro is an executive in residence at American University and a former minority leader of the Ohio Senate. 1960 saw a close election, one that came with a lot of skepticism. But perhaps the most relatable election is that of Bush and Gore in 2000.“It was a notable instance where the person who won the popular vote, in this case Al Gore, is not the person that won the Electoral College and that I think put a lot of people off of government, of politics and trying to reevaluate fairness and ethics in government.”What's driving the divide, Cafaro says, is a growing and ever mounting distrust of everything and of each other.“We’ve created such a polarized narrative over the last few years and these siloed echo chambers of media in many instances because of technology, whether it’s social media being able to cherry pick the type of news you consume,” she said.But she says we can get past it by leading by example, which Moen says is currently not happening.“There’s been some modeling that hasn’t been the greatest. What we know with the political research done back in the 60s, only 12% of ads were negative in 2012, only 14% are positive.”So, now what? Moen says that's up to us. It starts with those holiday family gatherings you're about to have. Listen. Respect each other's opinions. Regulate your emotions. Put politics aside and find common ground. And maybe, just maybe, the next election will be different. But only if we can start our path to repair right now. 3205

This stunt has been 10 years in the making. Let's turn worry into wonder and take magic to new heights.  #DavidBlaineAscension, August 31st  only on @YouTube Join me on the ascent: https://t.co/bVy2WU5kvM #youtubeoriginals pic.twitter.com/eke9hZ8zOq— David Blaine (@davidblaine) August 12, 2020 322

Things at Hawaii's erupting Kilauea volcano are kicking up.The volcano has already been oozing lava, which has gobbled up roads and homes and emitted dangerous gases.Now scientists are warning of a whole bunch of other possible hazards: acid rain, a bunch of falling ash, and eruptions that could propel huge boulders into the sky. Hazardous fumes continue to be released. 390

They say when life gives you lemons... make lemonade. Now one Cheektowaga, New York girl is using the lemonade she makes to buy happiness for other children. Eight year-old Abby Jacques was devastated when she found out someone stole her brand new bike from her home on Cleveland Drive, so she decided to take action. She set up a lemonade stand to raise money for a new bike. Word about what happened to Abby spread on social media.After Erie County Comptroller, Stefan Mychajliw posted a photo on Facebook, the community pitched in to help Abby get a new set of wheels.Mychajliw and Howard Cadmus, owner of Sweet Jenny's in Williamsville, split the cost of a new bike.You can still find Abby outside of her home selling lemonade, but now to help others.All of Abby's future lemonade sales will be given to children in need of bikes and helmets at the Seneca Babcock Community Center.For those looking to support Abby, a PayPal account has been set up.  1007