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Forecasters have warned of potentially record-breaking temperatures in Spain and Portugal this week as much of Europe swelters in a heat wave that has left some farmers suffering drought conditions.The UK Met Office said parts of the Iberian peninsula could beat the all-time continental European record of 48 degrees Celsius (118.4 degrees Fahrenheit) this week, with inland areas likely to be hotter than the coast.That record was set in the Greek capital, Athens, in July 1977. According to the World Meteorological Organization, the record for Spain is currently 47.3 Celsius, while for Portugal it's 47.4 Celsius.The Portuguese capital, Lisbon, could see a high of 41 Celsius on Saturday, according to CNN forecasters. Its average temperature is 28 Celsius for this time of year.A heat wave warning was in place across much of southern and eastern France on Thursday. The national meteorological agency, Méteo France, said Wednesday that temperatures in the south of the country would come close to record highs in the coming days.Vacationers have been warned to take precautions against extreme temperatures, as the heat wave coincides with the peak holiday season in Europe.Vulnerable people such as children and the elderly could be at risk of heat stroke, which occurs when a person's core body temperature rises above 40 Celsius and can lead to permanent brain, heart and kidney damage and, in more severe instances, death.Spain's meteorological office, Aemet, warned of high temperatures lasting from Wednesday into early next week.The hot spell will be particularly intense and long-lasting in Spain's southwest, the central zone and the Ebro Valley, with temperatures above 40 Celsius, it said. In inland areas of the northwestern region of Galicia, normally known for its mild, rainy weather, the mercury could hit 41 Celsius on Thursday, it said.Wildfires have raged in Sweden and neighboring Scandinavian nations in recent weeks amid unusually hot, dry conditions. Some places in Sweden have had their driest May-to-July period on record, according to its meteorological agency, and a number of weather stations have recorded only 10% to 15% of their normal rainfall.The United Kingdom is also experiencing a prolonged spell of hot, dry weather. The Met Office said last week that some parts of east and southeast England had had virtually no rain for more than 50 days. Thunderstorms over the weekend brought with them rain and cooler weather, but temperatures are again on the rise.The National Farmers' Union hosted an emergency summit Wednesday with representatives of the UK government, at which it called for its members to be given help to cope with the conditions. Farmers are struggling with irrigation, heat stress on livestock, the loss of crops and a shortage of forage for animals, the union said."The impacts of the dry and hot weather have been hugely challenging for many farms across the country, with many not seeing such weather in their lifetimes," said NFU President Minette Batters.The UK Environment Agency said it would allow greater flexibility in the rules on water extraction to help farmers manage the situation.Meanwhile, German Agriculture Minister Julia Kl?ckner wrote to the European Commission on Wednesday urging it to take steps to help farmers affected by drought. Food for livestock could become scarce in the coming weeks, she warned.The past four months in Germany have been very hot and dry, particularly in the north and east of the country.The European Commission announced measures Thursday to help farmers cope, including giving them higher advance payments from EU funds and granting more flexibility to use land that would normally be left fallow to grow animal fodder.The latter measure will be of particular help to livestock farmers, it said. 3815

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

Former President George H.W. Bush will continue to recover in the hospital through the weekend, but he "is in excellent spirits," a family spokesman said Friday.Bush continues to focus on "regaining strength," but the 93-year-old former president "is looking forward to resuming his schedule and going to Maine next month," the spokesman, Jim McGrath, said in a tweet.The 41st president was moved from intensive care to a regular patient room at Houston Methodist Hospital on Wednesday afternoon. He was admitted on Sunday morning after contracting an infection that spread to his blood. Earlier Wednesday, a source close to the Bush family said the 41st president was doing much better, pointing to a tweet from Bush's Twitter account that thanked Houston authorities for their handling of Barbara Bush's funeral as a positive indication of Bush's recovery.Bush's hospitalization came just a day after the funeral of his wife, Barbara Bush. The former first lady passed away last Tuesday at the age of 92. The pair had been married for 73 years. 1054

Former FBI Director James Comey, under aggressive questioning from Republicans Friday, declined to answer questions about a range of matters because of special counsel Robert Mueller's ongoing investigation into Russian interference in the 2016 elections, according to members from both parties.Republicans tried to press Comey to divulge information about the FBI's efforts to surveil former Trump campaign adviser Carter Page as well as details about the genesis of the Russian investigation. But a Justice Department attorney seated next to Comey repeatedly said he would not be able to answer those questions, according to Rep. Darrell Issa, a Republican from California.Comey left the meeting just after 4:30 p.m. ET and told reporters he'd agreed to come back to speak with Congress in a couple weeks.Comey had fought the congressional subpoena in court, pushing for a public hearing before settling for some concessions. A transcript of the interview with members of the House Judiciary Committee will be released as soon as possible, perhaps in the next 24 hours.Emerging from the closed interview, House Democrats said Comey took strong exception to President Donald Trump's attacks over the FBI, saying it hurts morale at the department.Illinois Rep. Raja Krishnamoorthi said that the mood was "a little bit tense" but said it was appropriate for Comey not to answer questions related to the investigation. He also said Comey's testimony is consistent with his book?and previous Hill testimony.Democrats grilled his handling of the Clinton email probe and his decision to reopen the inquiry days before the 2016 elections. He defended his move saying he didn't want to conceal info that could impact a presidency, according to Rep. Sheila Jackson Lee, Democrat of Texas.He was "consistent" in his comments about whether Trump obstructed justice in firing Comey, she said. He has consistently stopped short of saying Trump obstructed justiceComey said that he wouldn't have handled the Russia or Clinton probes differently than he did, according to Rep. Jimmy Gomez, a California Democrat.Comey was pressed by members about leaks that may have came from the US Attorney's office in the Southern District of New York to Rudy Giuliani. And he said he personally ordered an investigation into New York field agents and whether any leaks came from them, according to a source in the meeting. He said he didn't know if anyone was held accountable from that probe. Comey has previously said he ordered an IG investigation into apparent leaks into the Southern District of New York.After leaving the interview, Rep. Darrell Issa, Republican of California, told reporters that Comey is not answering some questions at the direction of a Justice Department attorney who is accompanying the former FBI director."We will be demanding that he come back and be able to answer," said Issa.When asked why they did not want Comey to testify in public as he requested, North Carolina Republican Rep. Mark Meadows, who took part in the questioning, said they often discuss classified intelligence. "We would be giving him a pass that I don't think he deserves," added Meadows.Today wasn't a search for truth, but a desperate attempt to find anything that can be used to attack the institutions of justice investigating this president. They came up empty today but will try again. In the long run, it'll make no difference because facts are stubborn things.— James Comey (@Comey) December 8, 2018 3516

Five-figure signing bonuses, free housing, college tuition for employees and their children.Hospitals and other medical facilities are getting so desperate to recruit and retain nurses they're offering all sorts of pricey perks and incentives."These are some of the grandiose examples we've heard from our members," said Seun Ross, director of nursing practice and work environment at the American Nurses Association. "Who knows what employers will come up with next?" 476