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Russia's ambitions to head international police agency Interpol were dashed Wednesday after delegates chose acting head South Korean Kim Jong Yang to take the role.Alexander Prokopchuk, a former Russian Interior Ministry official had been expected to be elected president, but critics opposed his nomination, accusing Moscow of using Interpol's systems to target and pursue the Kremlin's political foes.On Monday a bipartisan group of US senators released a letter saying the election of Prokopchuk would be "akin to putting a fox in charge of a henhouse."Kim was elected at the 87th session of the organization's General Assembly in Dubai, which gathered around 1,000 senior law enforcement officials from across the globe. Kim will serve as president for the remainder of the current mandate, until 2020.US Secretary of State Mike Pompeo had endorsed Kim, a South Korean police official, to replace former president, Meng Hongwei, who was recently detained on his return to China.The organization's former president, Meng Hongwei, went missing on his return to China in late September. His wife Grace Meng raised the alarmed 10 days later and said she'd received threats via social networks and telephone.Chinese authorities later announced Meng was being held and investigated for alleged corruption. Meng, who was also a vice minister of public security in China, has been accused of accepting bribes and committing unspecified other crimes.A statement from Interpol's Secretary General Jurgen Stock dated October 6 said the organization had requested "clarification" from the Chinese authorities on Meng's status."Interpol's General Secretariat looks forward to an official response from China's authorities to address concerns over the President's well-being," the statement said.The following day the international law enforcement agency released another statement, confirming it had received Meng's resignation.In his first public comments since Meng went missing, Stock told a news conference earlier this month that the organization had to accept its former president's resignation."There's no reason for me to suspect that anything was forced or wrong," Stock said, according to reports.On Monday, ahead of the General Assembly, Human Rights Watch criticized the police organization's "curious unconcern about its disappeared ex-chief.""This is extremely disappointing and worrying behavior from an organization that is supposed to protect people from abuses of power, not aid and abet such infringements," a spokesperson for Grace Meng said.While the president's role is "to chair the General Assembly and Executive Committee sessions," rather to run the organization day-to-day, according to a statement released by Interpol, it remains an influential position.The appointment establishes the agency's working committees and "has an influence on policy," Louis Shelley, a transnational crime expert and director of the Terrorism, Transnational Crime and Corruption Center at George Mason University, told CNN ahead of Kim's election. 3059

SACRAMENTO, Calif. (AP) — California is moving to eliminate what state legislators call an outdated Wild West law requiring that citizens help police upon demand.Lawmakers on Thursday sent Gov. Gavin Newsom a measure eliminating the California Posse Comitatus Act of 1872.The nearly 150-year-old law makes it a misdemeanor with a fine of up to ,000 for failing to help police make an arrest or catch a fleeing suspect.Democratic Sen. Bob Hertzberg of Van Nuys says his interns initially proposed eliminating a law that he says "belongs in the history books, not the law books."Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles says it was also used to help apprehend runaway slaves.She calls it "a visage of a bygone era" now that California has plenty of professionals to catch criminals. 810

SACRAMENTO, Calif. (AP) — California wildlife officials say residents cannot keep an invasive beagle-sized rodent as a pet.The Sacramento Bee reports that the California Fish and Game Commission are taking preventive action to avoid the South American nutria from spreading.The commission says they will discuss adding nutria to a legal list of prohibited pets in December.Officials say California could see about 250,000 rodents in five years.Scientists say they captured hundreds in multiple counties already as part of a million plan to eradicate the rodent.Experts say their burrowing is damaging to waterways and flood protection infrastructure.Nutrias have also been reported in Oregon, Louisiana and Maryland. 727

Russia is threatening action against U.S. media outlets operating there as soon as next week.On Thursday Russian Foreign Ministry Spokeswoman Maria Zakharova said in an interview on Russian television that Russia is working on practical steps in response to U.S. government pressure on Russian-government owned media operating in the U.S."I think that our patience that is nearly run out will take some legal shape. I don't rule out it will be done next week," she said in the interview according to the state-run news wire TASS. "As of today, there is understanding that a practical phase of these response measures (in respect of US media in Russia over demands the RT broadcaster register itself as a foreign agent in the US) will begin next week."Zakharova did not specify which outlets would be targeted or what the actions would be. But last month, Russian officials sent letters to news organizations in Russia that are backed by the U.S. government, warning them of possible "restrictions."The comments are the latest in the increasing saber rattling from the Russian government regarding American media operations in Russia. Russian officials say it is in reaction to a request from the Justice Department that the Russian state-funded outlets RT and Sputnik register under the Foreign Agents Registration Act (FARA) in the United States.RT's network is available on cable in the United States and Sputnik has an FM radio station in the U.S. Both have websites that are accessible in the U.S. Though the United States funds news organizations in Russia such as Radio Free Europe and Current, those outlets are not available on radio or on cable but are normally accessed via the internet.According to RT, the DOJ initially gave it an October deadline to register. RT has said it purposely missed that deadline as it tried to fight against the forced registration. Individuals or organizations that register under FARA are asked to disclose their funding, operations and other information, but are allowed to continue their work. Other state-sponsored news organizations like Japan's NHK and The China Daily are already registered under FARA.RT reported on Thursday that the DOJ has given it a new deadline of November 13 and that it plans to register, but will challenge the DOJ's request in court. Editor-in-Chief Margarita Simonyan said in an article on the Russian version of RT's website that the "DOJ left us no choice" and that RT's lawyers have said that the head of its American operations could be arrested and company accounts seized if it does not comply."We believe this requirement is not just contrary to the law, and we intend to prove it in court. This requirement is discriminatory, it contradicts both the principles of democracy and freedom of speech," she said, according to a translation by the AP.Convictions of people or organizations which fail to register under FARA are rare. According to the DOJ, there have only been seven FARA-related criminal cases in the past 50 years. FARA experts told CNN in October that though jail and asset seizure is rare, it can happen in certain cases.RT America was singled out in a January intelligence community report for the impact it may have had on the 2016 election. The report said RT "conducts strategic messaging for [the] Russian government" and "seeks to influence politics, [and] fuel discontent in the U.S." The report also mentioned Sputnik as "another government-funded outlet producing pro-Kremlin radio and online content."Federal investigators are also reportedly looking into whether Russian government-funded outlets such as RT and Sputnik were part of Russia's influence campaign aimed at the 2016 presidential election. Yahoo News has separately reported that the FBI interviewed a former Sputnik correspondent about his work at the website.The Russian Embassy in the United States blasted the DOJ's move in a Facebook post."Blatant pressure on the Russian mass media confirms that the United States pursues the course of deliberately hurting our relations. We consider its demand as a wish to eliminate an alternative source of information, which is an unacceptable violation of the international norms of free press," the post said.The DOJ declined to comment. An RT spokesperson did not respond to a request for comment. 4321

Rising prices and plummeting listings — not to mention a global pandemic, record unemployment and recession — didn’t keep first-time home buyers from the market in the second quarter of 2020.Ordinarily, in April, as the second quarter of the year begins, homebuying season is well underway, and inventory and prices are both rising toward a summer peak. But the second quarter of 2020 was unusual, to say the least.Across the nation and among the most populous metropolitan areas, prices increased modestly in the second quarter and inventory became even more constrained in an already sparse market. Homeowners who’d been planning to sell reconsidered — though listings ticked up slightly in April, they fell sharply in May and June — and people who’d been thinking of buying, at a minimum, took a beat. But real estate professionals scrambled to implement virtual tours and finalize home purchases in parking lots, and market participants, particularly economically secure buyers, cautiously came out of hiding.Lured in part by record low mortgage rates, first-time home buyers made up 35% of existing home sales in June, according to the National Association of Realtors, a higher share than in the past several years. For first-timers who have stability in the COVID-19 economy, and the wherewithal to stomach a highly competitive market, buying can still make sense.In this quarterly report, we analyze median incomes in the first-time home buyer age range (25-44) compared with listing prices among the 50 most populous metro areas to come up with an affordability ratio. Budgeting for a home that costs roughly three times your annual income (an affordability ratio of 3.0) has been a rule of thumb for years, but first-time buyers often have to stretch beyond this to account for higher prices in metro areas and their lower incomes compared with repeat buyers. By weighing the affordability ratio versus home availability in the largest metro areas, we can get an idea of the conditions first-time buyers are facing when they set out to become homeowners.By looking at both quarter-over-quarter and year-over-year changes, we can get a better picture of the effects of the COVID-19 economy on this year’s homebuying market. The former can provide insight into chronological market responses to the pandemic — our first-quarter affordability report captured data only through March, just the beginning of 2020’s atypical spring season. The latter can show how this year’s second quarter contrasts with similar periods in relatively normal times.Affordability down overallHouses got slightly more out of reach for first-time home buyers in April through June, rising nationally from 4.5 times first-time home buyer income in the first quarter to 4.7 times in the second, and among the 50 largest metros from 5.1 to 5.2 times first-time buyer income. This trend is expected at this time of year. Home prices rise as the housing market heats up in the late spring and summer, but incomes don’t rise in a similar seasonal fashion. If anything, we might’ve expected a more dramatic change, but economic uncertainty on the part of sellers could have kept steeper list price increases at bay.Nine of the 50 metros analyzed bucked this trend and saw affordability improve, but barely, sometimes only by a fraction of a percent.The five most affordable metros for first-time home buyers in the second quarter include Pittsburgh (homes listed at 3.1 times first-time buyer income), St. Louis (3.4), Cleveland (3.5), Hartford, Connecticut (3.5), and Buffalo, New York (3.6). The least affordable, all in California, include Los Angeles, topping the list for the second quarter in a row, with homes listed at 12 times first-time buyer income; San Diego (9.0); San Jose (8.2); San Francisco (7.6); and Sacramento (6.6).First-time buyer guidance: Homes get less affordable in late spring to early summer, and in this regard, the second quarter of 2020 is no different. First-time buyers who are economically secure may be able to make up for the rise in home prices by qualifying for record low mortgage rates. For example, the monthly payment on a 0,000 mortgage at 4.1% interest — roughly the average rate a year ago — is ,160 per month, with 7,483 in interest over the 30-year life of the loan. However, at today’s rate of 3.1%, you’d pay ,025 per month and 8,942 in interest over the life of the loan — nearly ,000 in savings, total, and a 5 monthly break on your payment. Use a mortgage calculator to see what the difference in rates means for your budget.Unseasonal scarcity in the second quarterEven in years when supply is limited, an influx of homes hits the market during the spring homebuying season. Nationally, inventory grew 10% from the first to the second quarter of 2018, and 6% during that period last year. But in 2020, nationwide inventory dipped, albeit slightly, by about 2% quarter-over-quarter.Half of the largest metros in the country saw a decrease in average active listings from Q1 to Q2, with the largest quarter-over-quarter declines in Cleveland (-17%), Louisville, Kentucky (-14%), and Memphis, Tennessee (-14%). However, other large metros saw remarkable increases: San Jose (+62%), Denver (+47%) and San Francisco (+39%), for example. These dramatic climbs helped push the average quarter-over-quarter change among the largest 50 metros to +4%.Stepping back to look at year-over-year changes and how the supply of homes changed from Q2 2019, we found inventory dropped 23% among the 50 largest metros, on average, with 21 metros witnessing a decrease in available homes of 25% or more. Active listings in Las Vegas decreased 8%, the smallest quarterly drop of any metros analyzed and the only one of less than 10%.We’ve been in a strong seller’s market for some time now, as the supply of homes hasn’t kept pace with demand. Having fewer homes hitting the market during the first months of the pandemic only stood to worsen the situation. A highly competitive market has grown even more so, and buyers without room to negotiate could be priced out entirely.First-time buyer guidance: If you’re at all uncertain about your economic security this year and buying would mean an increase in overall housing costs or leave you with no source of emergency funds, you may want to postpone your first home purchase. The low supply of homes means you’re less likely to find a home that checks all the boxes on your wish list. A loss of income, a bout of poor health or caring for a sick loved one could be overwhelming on top of a down payment, closing costs and the expenses associated with moving.Home prices rise, as expectedWe expect prices to rise as the housing market heats up, and if 2020 is sticking to the script in any way, this is it. From the first quarter to the second, national median list prices grew 7% in 2018 and 8% in 2019. This year, they grew 7% nationally, and slightly less, 5%, on average, among the largest metros, quarter-over-quarter.Year-over-year growth was similar, rising about 3%, on average, among the 50 largest metros, after adjusting for inflation.This overall relatively unremarkable growth in prices is one silver lining for first-time buyers. Having a dramatic shortage of homes for sale could drive prices up, but it doesn’t appear that sellers are listing their homes disproportionately higher than last quarter or than at this time last year. That said, list prices are only part of the story, and there’s little doubt that the lack of supply is driving hard bargaining in the negotiation process.First-time buyer guidance: The price you see on a listing doesn’t tell the whole story. If you’re shopping in a seller’s market, be ready to act fast with an offer and compete with other buyers. You may end up paying more than list price, so shopping for homes listed under your max budget will give you a little more wiggle room if you find yourself in a bidding war.Metro spotlight: Cincinnati, Cleveland and ColumbusOhio has three metro areas in our analysis. It was also among the first states to begin canceling large events, declare a state of emergency and issue statewide restrictions to slow the spread of COVID-19. These factors may have played a role in changes in the local housing markets.Cincinnati, Cleveland and Columbus were some of the more affordable populous metros in the second quarter, with home prices averaging 4.7, 3.5 and 4.5 times the median first-time home buyer income, respectively. Even so, all three showed rising prices compared with the same period last year. Median home prices in Cincinnati rose 12%, the third-highest increase of all metros analyzed.But the big story in these Ohio metros is a lack of availability. Though inventory among all metros analyzed fell 23%, on average, compared with last year, it fell 34% in Cincinnati, 33% in Cleveland and 25% in Columbus.When comparing this quarter’s listed homes with last quarter’s, we find a similarly dramatic decrease. Cleveland saw the largest quarter-over-quarter dip in active listings among all metros analyzed: inventory fell 17% from the first quarter. Active listings fell 10% in Cincinnati and 7% in Columbus at the time of year when most markets would typically be flooded with home listings.The one thing saving buyers from being completely locked out of homeownership: affordability. So while finding a home will prove tricky due to a lack of inventory, homes on the market are more likely to be within budget for first-time buyers.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletMortgage Outlook: A Light Lift to September RatesSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMortgage Outlook: Recession Presses Down on August RatesElizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 9901

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