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California's Camp Fire didn't just kill dozens of people and destroy thousands of homes. It also left an insurance company in financial ruins, unable to pay millions of dollars to policyholders.A state judge ruled that Merced Property & Casualty Co. can't meet its obligations after last month's Camp Fire, the deadliest and most destructive wildfire in California history.Merced's assets are about million, but it faced about million in outstanding liabilities just in the city of Paradise, court filings show.Judge Brian McCabe's decision allows the California Department of Insurance to take control of Merced. According to court documents, the state's Conservation & Liquidation Office will start liquidating what's left of the company.Photos: Wildfires devastation in CaliforniaUnlike with bankruptcy, where a business or individual can start over, liquidation means there is no hope for a company's recovery.Fortunately for Merced's policyholders, they are covered by the California Insurance Guarantee Association, which "protects resident claimants in the event of an insurance company insolvency."But the association has maximum benefit limitations, according to Merced."If it ends up that you have a claim in excess of CIGA's limits," the company said, "the excess will be a claim against the assets of Merced." 1337

Cape Town may have narrowly avoided Day Zero -- the date at which the South African coastal metropolis of 4 million people would run completely out of water -- but the extreme water crisis it's facing is far from over.Draconian water restrictions remain on the city's residents, limiting their water usage to 50 liters a day per person, and if significant winter rains do not replenish the region's reservoirs, Cape Town will once again be faced with prospect of taps running dry in early 2019.With desalination efforts proving to be time-consuming and costly, unconventional water supply options are under consideration. 629

Buried at the core of "Mulan" is the concept of deception. Deceiving others for the perceived greater good, deceiving an overzealous enemy and even deceiving one's self at a steep price.All of them are at play in the long-awaited, oft-disappointing live-action remake.There are some things going for the oft-dull film.Director Niki Caro, who proved adept at inspirational tales with "Whale Rider," "North Country" and "McFarland, USA," has a pulse on the heart of the feminist fable, about a woman who masquerades as a man to protect her family and homeland. The visuals are dynamic, and the casting is note-perfect.Martial arts legends Jet Li, Donnie Yen and Gong Li play significant roles, and the cinematography and choreography often recalls exaggerated, Ang Lee-style theatrics.The core of the film -- that Mulan could convincingly trick her military comrades into thinking she's a man -- falls flat. While Liu Yifei thrives with the athletic ability and emotion needed in the lead role, the makeup department did her no favors. She looks more like a supermodel than a rough-hewn male soldier. Scenes in which men assume her gender are unintentionally funny.The new "Mulan" takes a more somber and serious tone than the original, swapping out the Eddie Murphy-voiced comic relief dragon Mushu for a CGI Phoenix, and subduing most musical moments in favor of tense, overly dry brooding.It's been a long and rough wait for superfans. Originally slated for a July 24 release, the movie was bumped to August 21, before landing September 4 on Disney+ as a early access add-on. It will be free on the app December 4, and unless you're a superfan, you're best off waiting until then.At least fans will be able to be mildly disappointed in the comfort of their own homes, and be able to hit pause if they get a little drowsy.There is impressive artistry at work. The film is every bit as gorgeous and sweeping as Disney's best live-action remakes: "The Jungle Book" and "The Lion King."Add this one to the pile of disappointing live-action remakes of Disney classics, along with "Aladdin," "Dumbo," "Alice in Wonderland," "Lady and the Tramp" and "Beauty and the Beast."The movie's legacy may well be what it does for boosting Disney's app and changing the way studios sell movies to the public. In those respects, "Mulan" is as monumental a cinematic landmark as its 1998 predecessor.It's too bad the movie itself is a snoozer.RATING: 2 stars out of 4.Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten TomatoesThis review by Phil Villarreal originally appeared on kgun9.com. 2639

CHICAGO (AP) — Chicago White Sox manager Tony La Russa says he doesn't have a drinking problem. He also says he has to prove that with his behavior. The 76-year-old La Russa has pleaded guilty to a lesser charge to resolve misdemeanor drunken driving charges stemming from his arrest nearly 10 months ago on a freeway in metro Phoenix. La Russa said he feels "deep remorse and regret" about what happened. He underwent 20 hours of alcohol counseling after his arrest, which he described as "very helpful." 513

CDC Director Robert Redfield gave a dire warning of a “rough” winter ahead as hospitals fill with coronavirus patients across the United States, he said in a discussion with the U.S. Chamber of Commerce Foundation on Wednesday.According to data compiled by the COVID Tracking Project, COVID-19 hospitalizations nearly reached 100,000 on Tuesday, a point much higher than the spring and summer surges of the virus. There were nearly 2,500 coronavirus-related deaths throughout the US reported on Tuesday, marking levels not seen since the spring.And with millions of Americans returning from holiday gatherings last week, the level of illnesses could increase in the coming weeks."December and January and February are gonna be rough times. I actually believe they're gonna be the most difficult time in the public health history of this nation,” Redfield said.As of Tuesday afternoon, there have been 272,000 coronavirus-related deaths in the US since March. Redfield said his expectation is that the total could reach 450,000 in the next two months, which would place the average number of deaths per day between now and then at 3,000.Despite the tremendous toll the virus has taken on humanity, Redfield also recognized there is an economic loss associated with the virus.“Probably one of our greatest casualties of the pandemic this year was the impact on the business community, and on just general health care, the impact on our children’s education,” Redfield said.But as virus cases are surging, public health experts say there is light at the end of the tunnel. The federal government expects to have 40 million vaccines prepared for shipment by the end of the month.Moncef Slaoui, the chief adviser for Operation Warp Speed, said the goal is to have nearly the entire at-risk population of the US vaccinated by the end of Feburary.'We will have potentially immunized 100 million people, which is really more or less the size of the significant at-risk population,” Slaoui said. 1994