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COVID-19 will continue to impact the housing market heading into 2021.If you're looking to buy, experts say the first few months of the year are the time to do it.A housing forecast out Wednesday from Realtor.com finds mortgage rates will stay low, but only for the first half of the year.“We expect mortgage rates to increase near 3.4% by the end of the year, which would in any other year be record lows, but following on the heels of 2020, 3.4% is up a bit, but still historically low broadly speaking,” said Danielle Hale, Chief Economist at Realtor.com.Home prices have gone up by double digit percentages over the last couple of months. Some of that is expected to slow down as mortgage rates go up.Realtor.com is forecasting just below a 6% increase in home prices for all of 2021, but affordability is going to be a growing concern.“The housing market has been historically challenging for first-time homebuyers, with prices rising as dramatically as they have in the second part of 2020, first-time homebuyers are seeing a bigger gap between what they need to bring to the market for a down payment and what existing homeowners have in the way of home equity to use to trade up,” said Hale.If you already own a home, you may be thinking about selling when you see what it's worth now.Sellers are expected to continue to have the upper hand throughout 2021, with more buyers than homes for sale.You may see more competition with home construction ramping up, leading to more options available.“For existing homeowners, in particular who want to stay up in their home, the fact that we have still low mortgage rates in 2021 creates opportunities for them to consider remodeling to make their home a more suitable place for them to age in place,” said Hale.Another trend that's expected to continue in 2021 is interest in the suburbs. People have been moving out of cities as they're working remotely. Hale says the rising home prices and higher interest rates in 2021 could drive this trend as well. 2014
CORONADO, Calif. (KGTV) — You may not find a cowardly lion, brainless scarecrow, or heartless Tin Man on Coronado, but the city's connection to one of history's most famed stories runs deep."Wizard of Oz" author L. Frank Baum has several connections to the scenic beach city. Between 1904 to 1910, Baum and his family vacationed in the city often, according to San Diego's tourism website.Baum was reportedly such a fan of Coronado's beauty, he wrote a portion of the "Oz" series there. SD FAIR 2019: What to know | Admission discounts | Parking and transportation | Rides and games | Concert headlinersAnd his links can still be found around town:Baum's Coronado homeThe Coronado home L. Frank Baum rented on Star Park Circle still stands today. While it's not open to the public (it's a private residence, so view from the sidewalk), the property is the sight where Baum wrote "Dorothy and the Wizard of Oz," "The Emerald City of Oz," "The Road to Oz," and portions of "The Marvelous Land of Oz."The home's owners haven't shied away from the notoriety either. A small "wicked witch" can be seen from the side of the house and a "ding dong" witch doormat.The Hotel Del CoronadoBaum and his family were known to visit the Hotel Del often in the early 1900s. Hotel officials say the author would reside at the Del for months at a time.The Crown RoomThe hotel's links run even deeper with Baum. The regal chandeliers in the hotel's "Crown Room" were designed by Baum.Rare "Wizard of Oz" first editionsCoronado's Museum of History and Art have three rare first editions of Baum's "Oz" series on display. Admission to the museum is free, making it even easier to take in literary history."Oz" art exhibitInside the Coronado Public Library, an elaborate work of "Wizard of Oz" characters and scenes on nine glass panels are on display. The artwork shows Dorothy, the cowardly lion, scarecrow, and Tin Man as an ode to Baum's stories.Baum-inspired "Author's Study"Another nod to Baum can be found at the 1906 Lodge at Coronado Beach. The bed and breakfast's "Author's Study" is decorated with art prints of the "ruby slippers," characters from the "Oz" series, a writing desk, and autobiaography on Baum. "The Queen of Fairyland"A poem by Baum submitted to the San Diego Union in 1905 speaks of the author's love and inspiration for Coronado. The poem, titled "Coronado: The Queen of Fairyland," speaks of "enjoyment stranger and grand" and "dreams are sweet and moments fleet."This year, the San Diego County Fair celebrates Baum and his stories under the exciting theme of "Oz-some," putting foods, exhibits, and experiences themed after the author's works on full display. 2678

CORONADO, Calif. -- A distracted school bus driver is being blamed for a chain-reaction crash that injured students on their way home.According to the CHP, just before 2 p.m. Wednesday, a bus carrying about 50 Coronado Middle School students rear-ended a truck that was stopped at a light, which hit another truck.Afterwards, Coronado's police chief and other officers handed out water because the bus was stuffy.There were no serious injuries, but six or seven students did complain of some pain. It's unclear how many were taken to the hospital.The CHP says the preliminary cause is unsafe speed. The driver - in his sixties - claims he was distracted by something going on with the students.10News reached out to the school district to find out if the driver will face a suspension, but have yet to hear back. 826
COLUMBUS, Ohio - The Columbus Zoo and Aquarium announced that their giraffe, named Cami, died early Saturday morning after having a Caesarian section to deliver her calf, which died shortly after delivery.Cami collapsed around 1 a.m. and was unable to return to her feet. She died shortly after.Cami went into labor on Dec. 4 and veterinarians discovered the baby giraffe was presenting hooves first, a condition with extremely low survival rates, according to zoo officials.The Zoo’s animal care team performed an emergency C-section. After the calf was removed, the veterinary team found that the calf had serious congenital defects and would not have survived even if it had been born front hooves first, officials said.Cami was a 6-year-old Masai giraffe that came to the Columbus Zoo in 2013 from the Nashville Zoo.The death of Cami and her calf mark the third Masai giraffe to die in the past 30 days at the zoo. Another calf died on Nov. 17, several weeks after being born, according to zoo officials.Columbus Zoo and Aquarium President/CEO Tom Stalf released the following statement: 1104
COVINGTON, Ky. — Holy Cross High School's graduating valedictorian and student council president learned hours before Friday night's graduation that they would not be allowed to deliver their planned — and, they thought, pre-approved — speeches at the ceremony.They found a pair of megaphones and delivered them outside. "The young people will win," valedictorian Christian Bales said, "because we're finished being complacent."The 18-year-old from Cold Spring, Kentucky had hoped to celebrate the rising tide of American youth advocacy across the political spectrum, mentioning both the Marjory Stoneman Douglas High School students who have campaigned for reformed gun laws and his own classmates who had attended the March for Life in January, and encourage his classmates to continue striving to make their communities better."We are dynamic, we are intelligent, we have a voice, and we're capable of using it in all communities," he said in his speech. "We must take what we've learned in this community and apply it to the world we are about to encounter."Bales' mother, Gillian Marksberry, said Bales and student council president Katherine Frantz had believed their speeches were approved before an "out-of-the-blue" Friday morning call from Principal Mike Holtz to both their families. Holtz held an "emergency meeting" that ended in a declaration the diocese did not feel the two speeches were appropriate for the ceremony, Marksberry said.Holtz related to her that the diocese characterized them as "aggressive, angry, confrontational" and too personal for the graduation stage. "I can send you a copy of my speech," Bales wrote in a Twitter message. "It's anything but those things. … The irony is that my speech has a lot to do with voices, but our voices are being stifled."He added he believed he and Frantz had been treated with undue scrutiny because of their advocacy for issues of social justice. Bales is openly gay and has participated in youth activism surrounding issues such as the Jefferson Davis statue in the Kentucky Capitol building. "The president is my best friend and we've been two huge advocates for social reform in our community, which has likely put us on the radar for the diocese," he said.Marksberry described her family's experience — as anxiety-inducing and hectic as that of any family preparing for a graduation, plus the Friday morning bombshell — as "shocking" and "very, very emotional." Her daughter had attended and graduated from Holy Cross years earlier without incident, she said, and their family was a longtime part of the diocese. During all that time, the principal had never called her personally to discuss her children until the week of Bales' graduation.The first call, she said, was about the dress code. Bales describes himself as "very gender-nonconforming," so Holtz reminded Marksberry that diocesan officials would expect him to wear slacks, formal shoes, a conservative hairstyle and no makeup.That was uncomfortable — "You've never called me about my child, but you're calling someone else who doesn't know my child about my child?" she said — but Marksberry understood. The next call was about Bales' speech. Initially, she said school and diocese officials claimed to be rejecting the two speeches because Frantz and Bales had failed to meet a deadline. When she told them the students had never been given a formal deadline, the speeches' content rose to the top of the concern list."School officials and representatives of the Diocese of Covington reserve the right to review and approve all student speeches to be presented in public at high school graduations," diocese spokesman Tim Fitzgerald said Friday night. "When the proposed speeches were received, they were found to contain elements that were political and inconsistent with the teaching of the Catholic Church."He repeated that the students had failed to meet a deadline to turn their speeches in to faculty. Holy Cross principal Mike Holtz and district superintendent Michael Clines did not respond to requests for comment. Bales and Frantz delivered their speeches outside, through megaphones, after the ceremony. Marksberry said the general staff of Holy Cross High School had been supportive of her son and found ways to "help him embrace himself," and she did not bear the district any ill will. "We don't want to be vindictive, we don't want to be vengeful," she said. "That's not what this is about. He's earned the right to have a voice."Bishop Roger Foys, who oversees the Diocese of Covington and who typically distributes awards at Catholic schools' graduations, did not attend the ceremony. His seat stood empty on the graduation stage.Bales will attend the University of Louisville on a full-ride scholarship in the fall. He plans to major in biology and become a conservationist. You can read his speech in a Google Doc here. 4992
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