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If it's been a while since you've booked a flight, travel insurance is that thing that pops up at the end of a sale.“At the end, they’re going to say, ‘Hey, this many people bought travel insurance, don’t you want to buy travel insurance too?’ And I think a lot of people generally, before COVID, would think, ‘Oh they’re trying to upset me and move along,’” said Michael Parrish DuDell, chief strategy officer for Couponfollow.com. “But what we’re seeing, in fact, is that more and more people are saying, ‘I want that insurance I want to protect my future travel.’"Couponfollow.com was designed, DuDell said, to save consumers both time and money. He says the company is always asking consumers about their money and how they spend it.“As we looked closer at how people are traveling, where they were spending their money, where they were allocating their time, we found these little niche interesting areas,” DuDell said.He says those areas include things like travel insurance.“What we found is that 75% of people who had already booked flights had purchased trip insurance. That was a staggering number that is a 55% increase than what is thought of as the norm,” DuDell said.So, why the increase? Travel anxiety amid the pandemic is likely a big part of it.“There is so much uncertainty in the world right now, and of course that’s around the pandemic, but there’s other kinds of uncertainty too and I think people feel like they’re taking a strong risk in general when they’re traveling,” DuDell said. "So if they can mitigate risk in other areas, they’re willing to do that, to spend the money behind it.”Leslie Tayne, a financial attorney, author and frequent flier said, “There are a lot of caveats to whether travel insurance for airline purposes makes sense right now and frankly because the airlines allow you to make changes without a cost and last minute, there’s really almost no reason why you would get travel insurance.”She says these days, airlines are more accommodating than ever. And because there's been so much industry disruption surrounding travel, the future is being rewritten now.“I definitely believe they’re going to rewrite the travel insurance, they’re being investigated right now,” Tayne said. “It's being taken up in Congress in terms of the validity of the travel insurance and there’s some concern that travel insurance might be what’s termed either a ‘scam’ or a ‘money-making proposition’ that’s not really beneficial to the consumer.”In March, the House Oversight and Reform Subcommittee on Economic and Consumer Policy launched an investigation into whether travel insurance provided any “meaningful protection” for consumers. The investigation was spurred amid the onset of the coronavirus pandemic, when many travelers were canceling trips as states began implementing stay-at-home orders.“The evidence shows consumers are purchasing standard travel insurance products, thinking they will be covered if they cancel their trip because of coronavirus,” Rep. Raja Krishnamoorthi (D-IL), the subcommittee’s chair, said in March. “Yet, companies like Allianz, Travel Guard, and Generali are refusing to cover those claims. In the process they are encouraging dangerous travel.”So, when it comes to whether you "need" that insurance, Tayne says weigh your risks, consider where you're going and what you'll be doing.“My recommendation is to try to understand what the restrictions are and what you could use the insurance for when would it apply to you,” Tayne said.Tayne said if you're in a situation where it makes sense, don't make an insurance decision on emotion. Think of it as a business decision, and these days, we're all in the business of saving time and money. 3719
Howard County Police release surveillance video of a woman burglarizing the McDonald's in Columbia, Maryland.This happened at 1 a.m. on Sunday, November 5.Police said the woman entered the restaurant through the drive-thru window.She stole cash and food before leaving.Detectives are offering a reward of up to 0 for information in this case. 369
If your mother threw away all your beloved Pokémon cards from childhood, you may want to get your stink eye ready.The 1999 Pokémon Base 1st Edition #4 Charizards currently up for auction is being compared to a Mickey Mantle rookie baseball card, and could fetch a record-breaking 0,000 price at auction."The two items occupy the highest points of sophistication, and represent the pinnacle of desire, for those who enjoy their respective realms." the Goldin Auction house claimed on it website. "Finally, there are the cards' shared 'intangibles,' the characteristics that silently announce the significance the pieces convey, and the satisfaction they're prepared to deliver."Right now, the winning bid for the Pokémon card is 0,000, but the auction house believes it will go even higher.WFLD reports YouTuber Logan Paul recently bought the same card for 0,000.This story was originally published by Jeff Tavss at KSTU. 937
In areas north of town, like the hard-hit Kingwood neighborhood, tall piles of debris--furniture, cabinetry, bedding--only just recently starting to get hauled away. And there's no escaping the smell. The Red Cross continues to make daily deliveries to the hardest hit areas. Driving a Budget rental truck tattooed with a temporary Red Cross logo through the Kashmere Gardens neighborhood, volunteers hand off two cases of water to 26-year-old Joel Salazar.He takes it inside his empty apartment--a converted garage owned by his aunt-- where he's lost just about everything he owned. They didn't have insurance. But then again, they didn't expect it to get as bad as it did."The water [from the creek occasionally] gets high over here, but it's never high enough to go into a house. And everybody kept saying, it's not going to be that bad," Salazar said, adding, "I'll be fine."Now, he's relying on the kindness of others to get by--a mattress donated by friends, a t-shirt given to him by a local graphic printing company, and a place to sleep courtesy of his Uncle Hector, whose carpentry skills will come in handy soon. The smell has finally started to fade inside Salazar's place, and they can begin renovations.But there's something else that's made Harvey--and losing his apartment-- that much tougher for Salazar."When I came in here, I just started crying, like I was hurt. This is my house, the place I shared with my mom."Salazar shared the cozy one bedroom with his mother up until her death just over a year ago. She had Leukemia, and for a while it had appeared she'd beaten it, thanks to Salazar; he was the bone marrow donor."And then the cancer came back."She died soon after."I mean, I never really lived on my own until this past past year. It was difficult the first couple of months, and it still is."It was so hard in fact that Salazar had to put most of what reminded him of her--family photographs on the walls and tables--and hide them on the top shelf of his closet. "There was just a lot of memories there, and I just felt depressed every time I saw them."But heading home to take stock in what stayed dry, Salazar takes down the boxes of photos--some of his mother's most cherished possessions, now his, too. Harvey, he says, is his turning point. He's quick to stress that he'll always be thinking about her, but no longer will he feel the need to dwell on his mother's death."This flood is actually--it's kind of a good thing because, you know, I can rebuild and make the apartment my place and my home," he said, welling up with emotion. "It's going to give me a chance to move forward and be able to come home and relax, instead of always thinking about my mom."And you can bet that after Salazar decides which photos to display on his walls once more, the boxes with the others will go back up onto the tallest shelf he can find."They're safe with me." 2944
If you're a Cleveland Cavs fan there aren't many good things to say about Game 1 of the Eastern Conference Finals against the Boston Celtics on Sunday. Except for one moment that happened after the game. Marla Ridenour of the Akron Beacon Journal asked James what happened early on in the fourth quarter. This was James' response, which elicited applause in the press room. 401