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Sister Jean has become the face of Loyola-Chicago basketball throughout the entire NCAA Men's Basketball Tournament.The 98-year-old nun has appeared at every Loyola basketball game throughout the tournament, and for the most part, has also moved into America's hearts.Ahead of Michigan's Final Four matchup against Loyola, one former teammate's grandma is calling out Sister Jean.ESPN analyst Jalen Rose posted a video on Instagram of his 100-year-old grandma, Mary Hicks, decked out in Michigan basketball gear with a message for Sister Jean."Sister Jean, it's been a good ride, but it's over Saturday. Go blue!" she said.The Wolverines will take on Loyola from at 6:09 p.m. Saturday in San Antonio. 713

Senator Lindsay Graham has been in office since 2003, and on Tuesday, he secured his fourth term in the Senate by defeating Democrat Jamie Harrison.Around 10 p.m. ET, the Associated Press projected Graham will win reelection. State Senator Marlon Kimpson says Harrison beat a record by raising the most money ever earned by a U.S. Senate candidate.“Who would have ever thought that an African American from a deeply red state would outraise his opponent and raise a sum of 0 million and lead in the polls,” Kimpson said.State Senator Kimpson says Harrison would like to expand access to affordable healthcare and take on criminal justice reform.On the other hand, Senator Graham is known in the Senate for his advocacy of a strong national defense and aggressive interventionist foreign policy.“We looked to Senator Graham for a level of calmness, a reasonable and principled approach. Particularly when he was paling around with Senator John McCain. We looked to those two Republicans to be truly bipartisan and advocate for their respective states,” Kimpson said.However, State Senator Kimpson says U.S. Senator Graham had shown a very partisan approach since President Donald Trump got elected. City Councilor Perry Keith Waring agrees.“Believe it or not I have been a fan of Lindsey Graham for a lot of years. But it seems to me since John McCain died, he is not the moderate voice or somewhat independent thinking person that he once was," Waring said.KJ Kearney, a voter in his 30s, says Harrison understands the voice of all people. “I think the thing that he does understand is Black people are not a monolith. There are conservative Black people, there are liberal Black people, there are all types. And I think he sees the humanity in us and will accept us as the totality of Blackness and not just the Black block that voted for him or didn’t vote for him," Kearney said. If Harrison had won, South Carolina would have been the first state in U.S. history to be simultaneously represented by two Black senators, the AP reported. 2050

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Six days after Hurricane Michael roared ashore, wreaking havoc on the Florida Panhandle, a bit of good news has emerged in hard-hit Mexico Beach.On Monday, authorities announced both that residents can begin returning home this week and that the estimate for the number of people unaccounted for has been lowered from at least 30 to three.Mexico Beach took the hardest punch from Michael when the storm made landfall six days ago.Besides the widespread destruction, town police say two people were killed there, including one body found Monday.After standing by for days as authorities worked to secure the area and complete search and rescue, Mexico Beach residents learned Monday that they can return home on Wednesday.About 280 of the town's 1,200 residents had said they planned to ride out the storm, but the town's mayor said many fled at the last minute when Michael quickly gained strength.Authorities initially said they could not account for 30 to 35 people but police Monday lowered that number to three missing. 1031

SOLANA BEACH, Calif. (KGTV) -- Solana Beach’s alternative to San Diego Gas and Electric appears to be in store for financial headwinds. A new city report says that the Solana Energy Alliance could run at a deficit for the next two years, which look to be more challenging than originally forecast. The city launched the alliance in June to help the city reach its goal of 100 percent renewable energy by 2035 and provide competition to SDG&E. Currently, more than 90 percent of Solana Beach energy and businesses buy their electricity from the alliance. It saves them about 2 percent from SDG&E. “They’re definitely stepping into deep water to try to do this themselves,” said Solana Beach resident Ed Radcliffe. “I hope they do it right.”Solana Beach City Councilman Peter Zahn said overall the energy program is healthy. It has high enrollment and is paying off expenses from the launch. He said it had higher revenues than expected while also having higher expenses than expected. Zahn said the report examined the alliance’s first three months, so it’s still early. He added a big hit came from a recent Public Utilities Commission decision to hike the exit fees residents pay SDG&E to buy it elsewhere. The Solana Beach city report says the fees could rise by as much as 50 percent. “While we are not happy with some of the factors that have influenced this - like the exit fee - we are really optimistic about going out into the future,” Zahn said.The report said higher energy prices and lower SDG&E electricity generation rates are also impacting revenue.In October, the city of San Diego announced plans to create its own alternative to SDG&E, called a Community Choice Aggregator. A spokesman for Mayor Kevin Faulconer says comparing Solana Beach’s organization to what is in store in San Diego is apples to oranges. That’s because the city would have a much larger group of customers, hence buying power. The San Diego program could launch in 2021. 1988

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